Updated: October 12, 2018

Consett conveyancing solicitor fees

No Move, No Fee conveyancing in Consett

Conveyancing solicitor fees are the amounts you pay to conveyancing solicitors in Consett for the legal work for a home sale or purchase.

How are Consett conveyancing fees calculated?

Our solicitors work on a No Sale, No Fee basis with no hidden fees, unlike some other conveyancing solicitors in Consett who carry out the legal work on a cost per hour basis. Your conveyancing quote will set out what you will be charged when your sale or purchase completes.

Are there any other costs?

In addition to conveyancing solicitor fees you will also have to cover any 'disbursements'.

Disbursements are the costs incurred by the solicitor on your behalf, such as managing agent information or Stamp Duty Land Tax (SDLT).

See: Complete list of conveyancing fees

How much will conveyancing in Consett cost in total?

Conveyancing fees in Consett will not vary. However, there may be some variation in certain disbursements. For example, additional region-specific searches, e.g. transport searches, may be needed and Local Authority (LA) Search fees will vary.

For a standard sale or purchase, what we quote is the fee you pay. With Quittance Conveyancing, there are absolutely no hidden fees. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here

Quittance delivered an excellent service at the lowest conveyancing fees we could find

Conveyancing - Buying a property in Consett

Recent changes to the law mean that a seller is obliged to reveal any property defects or disputes to the buyer.

It is, however, still the duty of the Consett conveyancing solicitor to carry out due diligence on the property, feed the results of their enquiries back to the buyer, deal with any legal issues and ensure that the full legal ownership is transferred.

The following section considers the property types which may involve additional risk for homebuyers who want conveyancing solicitors in Consett.

Your Consett conveyancing solicitor must be lender-approved

Before you choose a conveyancing solicitor in Consett, you must confirm that they are on the approved panel of your mortgage lender, whether you are obtaining a mortgage from Fleet Mortgages, RBS or any other lender.

Some lenders are only happy to work with a selected list (their 'panel') of firms. If your solicitor cannot act for your mortgage lender, the lender will likely need a different firm to act in their interests.

The borrower will usually need to pay this alternate solicitor's fees and the conveyancing process could take much longer.

The conveyancing process could be jeopardised by failing to check your lawyer's lender panel status.

Our conveyancing solicitors are on the panel of all banks and building societies.

Durham County Council searches and other searches

Searches will be applied for by Consett conveyancing solicitors to identify any broader issues that could affect how much your property will be worth.

Lenders also need searches (as set out in the CML Handbook) to be applied for. These include:

SearchDescription
Local Authority (LA) searchplanning and development details from Durham County Council records
Drainage & Water searchcovers the location of water pipes and drains, and reveals if the upkeep for these falls on the owner or local council.
Environmental searchshows whether the surrounding environment is suitable for the purchaser
Chancel repair liabilityinvolves the potential liability owed by the owners of certain property to pay for local parish church repairs. Insurance can be arranged to cover this risk.

Your conveyancer will make you aware if your mortgage lender insists on any additional searches, e.g. a highways search or a Forestry Commission search.

Durham County Council has an estimated lead time of 14 weeks for Residential property searches. In these circumstances, faster personal searches will be advisable.

Planning searches

Office copies will also be ordered from the Land Registry by your conveyancing solicitor. This will help to reveal any issues, such as a difference between the agent's floorplan and the title plan or limits on the development of the property.

Durham County Council Council Tax

As a homeowner in Consett, the applicable rate of council tax will vary depending on the value of the home (as assessed in 1991) and the number of people living in it. For instance for an average Valuation Band D house in Consett, the amount due would be £1,887 per year.

A conveyancing solicitor in Consett will inform a purchaser of the home's tax band once they have the Local Authority search results.

If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,416.

Other discounts and exemptions could also apply, for example where the home is empty or unfurnished for a maximum of 60 days or if you are a live in carer looking after someone who isn't a spouse or relative. Homes built after 1991 are assessed by the Valuation Office Agency (VOA).

Band Durham County Council Tax (2018)
A £1,258
B £1,468
C £1,678
D £1,887
E £2,307
F £2,726
G £3,146
H £3,775

Can I lower my band?

To challenge your banding contact:

Valuation Office Agency
Wycliffe House
Green Lane
Durham
DH1 3UW
County Durham

A property owner can also apply for their property to be reassessed.

Stamp Duty on Consett properties

If you are buying a property in England, Wales or Northern Ireland then you will usually need to pay Stamp Duty Land Tax.

Steep fines await those who miss the SDLT payment deadline.

Our post-completion conveyancing team use integrated conveyancing case management system to ensure the SDLT1 tax return is submitted to HM Revenue and Customs (HMRC) as quickly as possible.

See SDLT examples for properties in Consett:

  Average sale price (2018 to date) Stamp Duty
Average price £113,929 £0.00
Average price (detached) £193,612 £1,372.24
Average new build £225,000 £2,000.00

Stamp duty relief for first-time buyers in Consett

First-time buyer stamp duty relief is available on property purchases below £300k. Homeowners must pay a higher rate of SDLT for the purchase of a second property. Following the example above, if a homeowner bought a second property in Consett for the average price of £113,929 the SDLT would be £3,417.87.

Conveyancing solicitors in Consett will ensure the right amount is calculated.

Buying a flat? Leasehold conveyancing in Consett

New build site

Buying a leasehold home is not as straightforward as purchasing a freehold property. The many potential problems lying in wait for the unsuspecting purchaser could include:

  • incomplete management company accounts
  • sub-letting restrictions
  • unreasonable lease extension premiums
  • unreasonable ground rents
Serious financial ramifications can result from a less-experienced conveyancer's inaccurate leasehold advice.

A specialist conveyancing solicitor in Consett will consider potential leasehold issues, e.g. :

  • reviewing the lease itself (leases can be 10's or even 100's of years old)
  • dealing with freeholders
  • service charges, ground rents and buildings insurance arrangements
  • rights issues
  • missing building regs and planning

Ensure that you are fully-informed regarding your planned purchase - Contact our leasehold conveyancing solicitors on 0800 612 0377 today.

Buying a 'New Build' property in Consett?

House under construction

The average sale price of Consett new build properties is £225,000, according to the Land Registry. 1 new builds have been bought in Consett in 2018 so far.

A new-build conveyancing solicitor in Consett must be aware of Consett-specific factors and new build's added complexities, e.g. advising on mortgage offer flexibility for delayed completion and investigating issues with drains and roads that serve the property.

Our specialist team of new build conveyancers deliver an expert appraisal of the legal status of the property, scrutinising contract considerations ranging from onerous leasehold conditions to potential freehold acquisition traps.

Conservation areas in County Durham

Whether you are purchasing a thatched cottage or a Regency townhouse, if the property is in a designated conservation area, any changes you can make to the property may not be accepted by Durham County Council.

These restrictions, referred to as Article 4 Directions, can include:

  • Restrictions on replacing roof tiles
  • General restrictions governing the use of non-traditional materials
  • Limits on side or two-storey extensions

The local council can order any non-compliant alterations to a property to be changed or removed.

Your conveyancing solicitor will confirm whether the property you are buying is located in one of Consett's conservation areas.

Conveyancing - Selling a property in Consett

Conveyancing for a sale of a home is less demanding than when buying. When buying, caveat-emptor' means that the onus lies entirely with the buyer to discover whether the property's title can be mortgaged and is free from legal issues.

In contrast, for a sale, conveyancing solicitors in Consett acting for the person selling for the most part just answer enquiries made on behalf of the buyer.

What could put your home sale at risk?

Common issues, like not being connected to the water mains or excessive service charges, could protract the conveyancing process if they are ignored.

You shouldn't ignore this and hope the buyer's solicitor won't notice. Get advice, face the issues head on, and find a solution as quickly as possible.

Useful reading:

Read more conveyancing advice for sellers.

Sale conveyancing for a leasehold property

Conveyancing for a leasehold flat or house is much more complex than it is for a freehold home.

Leasehold complexity involves additional work on the part of conveyancing solicitors in Consett, such as sourcing an up-to-date service charge statement, through to a copy of the lease.

It is generally a good idea to instruct a solicitor as soon as is practicable to reduce the impact of any leasehold-caused delays.

Can your conveyancing solicitors act for the buyer and the vendor in one transaction?

SRA rules prevent a single conveyancing solicitor from working on behalf of both sides in a house sale. Conveyancers who are regulated by the CLC, however, can act for both sides.

You could contact a law firm in Consett to carry out your legal work, if a Quittance conveyancer is acting for the other side.

Local Consett conveyancing solicitor directory

  • Row & Scott Limited, 4 Church Street, Consett, County Durham, DH8 5QA
  • Bennett Richmond, 33 Front Street, Consett, County Durham, DH8 5AB
  • Swinburne Snowball and Jackson, 2 Edith Street, Consett, County Durham, DH8 5DW
  • Dma Law Limited, Offices 15&16 Consett Innovation Centre, Ponds Court Business Park, Genesis Way, Consett, County Durham, DH8 5XP
  • Robert Gallacher, 21 Hope Street, Consett, County Durham, DH8 5TS

Conveyancing - Remortgaging a property in Consett

Although people consider remortgaging for a range of reasons, people generally remortgage their home to get a more attractive interest rate.

A good conveyancing solicitor in Consett can reduce the remortgage processing time, helping you get onto the lower rate earlier. With rate rises anticipated, fast conveyancing can play a key role in getting onto your new rate as quickly as possible.

It is vital that the property lawyer undertaking the legal work can act for your preferred mortgage lender. Our conveyancers are on the panel for all major lenders, so no matter whether you are changing to a fixed-rate mortgage with the Co-operative Bank or to a discounted-rate mortgage with the Leeds Building Society, Quittance can help.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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