Congleton Conveyancing: FAQs
If you have a Congleton conveyancing question you would like answered, we can help. If your question isn't listed below, please call us on 0800 022 4108 to speak to a member of our friendly property legal team.
Buying property in Congleton
I am buying a new build property in Congleton - what do I need to know?
The legal work for purchasing a new build property in Congleton .
A good solicitor in Congleton will need to be qualified to handle things like dealing with fast exchange timeframes, confirming right of way over drains and sewers and registering ownership with warranty providers such as NHBC Buildmark, Advantage and Trenwick International.
How much Council Tax must I pay for a property in Cheshire East Council in 2022?
Congleton is situated in Cheshire East Council. Council tax bands are:
|Band||Cheshire East Council Tax (2022/23)|
Will I need property searches when buying a property in Congleton?
Property searches are questions submitted to a number of authorities by Congleton conveyancing solicitors to identify issues affecting the home you want to buy. Mortgage lenders also usually require conveyancing searches to be purchased.
Selling property in Congleton
Does it take longer to sell a leasehold property?
Yes. The legal work for selling leasehold houses or flats usually takes longer.
The buyer's conveyancer must review these documents. These could include three years' filed accounts for the property management and management company information. The time needed by to gather this paperwork is commonly the source of delays.
It could take several weeks to collect this paperwork if it is difficult to contact the landlord or managing agent or they are slow to respond, so your lawyer ought to start this process before a buyer has even been found.
Remortgaging in Congleton
I am remortgaging a property in Congleton - do I need a solicitor?
Yes you will need a solicitor to handle the legal side of the remortgage.
The Bank of England base rate is currently 1.25% (June 2022). A proactive conveyancing solicitor in Congleton could save you a few mortgage payments on your old rate by completing the conveyancing quickly.
Your conveyancing solicitor can act for most UK lenders, so no matter whether you are switching to a fixed-rate mortgage with the Halifax or to a capped-rate mortgage with Birmingham Midshires, a remortgage solicitor can assist.
Transferring equity in Congleton
I want to transfer equity in my Congleton home - do I need a solicitor?
A 'transfer of equity' will be required if the ownership structure of the Congleton property needs to be changed, or if the property is being given (gifted) to a child or relative. The legal process of transferring equity is different to the purchase or sale of the whole property. Your conveyancing solicitors can carry out the legal work for you for a guaranteed fixed fee. If you intend to remortgage at the same time as the transfer, we can complete the remortgage legal work in parallel.
Comparing Conveyancing Quotes in Congleton
Conveyancing fees and disbursements - What's the difference?
Legal fees are paid to your solicitor or licensed conveyancer for completing the legal work, including the leasehold fee and mortgage fee.
Disbursements are third-party costs, such as ID verification and Property searches.
How much should conveyancing fees cost in 2022?
To properly compare Congleton conveyancing quotes, you must be aware of potential additional charges and hidden fees that could significantly increase the cost of your home move.
Our market research, carried out in July, 2022, shows the true cost of conveyancing varies considerably between solicitors.
General Congleton property lawyers FAQs
Are Congleton conveyancing fees fixed?
Some conveyancing solicitors in Congleton offer their services on an hourly rate others work on a fixed fee.
Your solicitor will work on a fixed conveyancing fee basis, with no additional fees hidden in the small print. Your detailed quote will set out what the legal fees will be when your property sale or purchase completes.
If, for whatever reason, your property sale or purchase does not go ahead, you are covered by a No Sale, No Fee guarantee.
How long does the conveyancing on a leasehold property take
Almost all flats are leasehold. Leasehold houses are less common, but there are still an estimated 1 million such properties across the country. The conveyancing for a leasehold flat can take weeks more to complete than a freehold home because there is more to prepare and more technical complexity exists.
Examples of delays might include anything from incomplete managing agent information to an unresponsive landlord.
Our expert leasehold conveyancing team handle hundreds of leasehold transactions a month, and our proactive approach means delays are less likely to occur.
How we can help you
If you are buying, selling, remortgaging or transferring equity in a property in Congleton and need an expert conveyancing solicitor, we can take care of the legal side of your move.
We work with a panel of specialist conveyancing solicitors to deliver a stress-free moving experience.
- No Move, No Fee Guarantee
- Fixed fee conveyancing service
- Congleton experts
- CQS-accredited panel solicitors
All-inclusive quote from £384 inc VAT