Local information

The historic market town of Colchester in Essex, established almost 2,000 years ago is a thriving modern metropolis. Easy access to London on the Great Eastern main line, yet close to coast and countryside and with a high quality of life for residents has made it one of the fastest growing towns in the UK according to recent data showed. Statistics showed that Colchester was attractive to young working professionals seeking more affordable housing.

There is an extensive regeneration programme in place, with plans to build around 12,000 new homes over the next 11 years. Key areas for development are East Colchester, St Botolph's and the Garrison.

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Colchester conveyancing FAQs

How much council tax must I pay for a property in Colchester Borough Council?

Colchester is situated in Colchester Borough Council. Council tax bands in 2019 are as follows:

Band Colchester Borough Council Tax (2018/19)
A £1116.33
B £1302.38
C £1488.44
D £1674.49
E £2046.60
F £2418.71
G £2790.82
H £3348.98

Read more:

Are you paying more council tax than you should be?

How much stamp duty will I have to pay?

£

Read more about stamp duty:

What is Stamp Duty Land Tax (SDLT)?

Can I claim stamp duty relief as a first time buyer?

How much are conveyancing fees for buying or selling a home in Colchester?

Conveyancing fees include the conveyancer's legal fees and disbursements.

Conveyancing disbursements are the third-party costs incurred on your behalf, such as Land Registry fees and landlord fees. Legal fees are for the work our solicitors carry out for you.

Our legal fees for buying or selling a house in Colchester are fixed, which means that what we quote is exactly what you pay

Calculate the conveyancing fees for your Colchester move

Our online conveyancing fees calculator can give you a comprehensive conveyancing quote with a comprehensive list of all fees, costs and disbursements for your Colchester sale or purchase.

Calculate my conveyancing feeswith our conveyancing fee calculator

Read more:

How much should conveyancing fees cost in 2019?

Will I need property searches when buying a property in Colchester?

Property searches are detailed questions submitted to a number of authorities by Colchester conveyancing solicitors to identify issues affecting the home you want to buy. Mortgage lenders also usually require conveyancing searches to be purchased.

Read more:

What are conveyancing searches when buying a home and do I need them?

How long does the conveyancing on a leasehold property take

Over 90% of flats in the UK are leasehold. Although much less common, there are also around 1 million leasehold houses nationwide. The legal work for leasehold property can take weeks more to complete than a freehold house as there is more to prepare and there are more parties involved.

Delays in leasehold transactions could include anything from absent freeholders to slow delivery of managing agents' documents.

Quittance's expert leasehold solicitors look after hundreds of leasehold clients every month, and our proactive approach can mean faster conveyancing.

Does it take longer to sell a leasehold property?

Correct, it can take much more time to complete the legal work on leasehold properties when compared to conveyancing on a freehold house.

The buyer's solicitor will expect to see this leasehold-related paperwork. These could include an up-to-date statement of service charges and a copy of buildings insurance for the common parts of the property. The time required by your lawyer to gather this paperwork is commonly the source of delays.

Your solicitor should commence this even before you have found a buyer, because the managing agent's information can take weeks to collect if it is difficult to contact the managing agent or landlord.

Read more:

Selling a leasehold flat? What to do before going on the market

I am remortgaging a property in Colchester - do I need a solicitor?

Yes, you will need a remortgage conveyancing solicitor.

The Bank of England base rate is currently 0.75% (Feb 2019). A good Colchester remortgage solicitor might even save you a few mortgage payments on your old rate.

Our network of solicitors can act for most UK lenders, so no matter whether you are switching to a fixed-rate mortgage with RBS or to a variable-rate mortgage with the Leeds Building Society, we can assist.

Check your solicitor can act for your lender