Award-winning No Move, No Fee conveyancing for Clevedon home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Every year our award-winning No Sale, No Fee property lawyers help residential property buyers and sellers looking for conveyancing solicitors in Clevedon and across Bristol.
Quittance Conveyancing offer 100% fixed conveyancing fees, and our commitment to proactive communication means you will never be uncertain about how your move is progressing.
If, for whatever reason, your property sale or purchase does not proceed our no sale no fee guarantee means you will not have to pay any conveyancing solicitors' legal fees.
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Clevedon's most communicative conveyancing service
Approximately 50% of the participants in a survey conducted by InfoTrack objected to a lack of solicitor communication.
Proactive conveyancing solicitor communication is of such importance that the CLC Client Charter is aimed at resolving the problem.
Even so, poor communication is perhaps the most frequent cause of complaints made about conveyancing solicitors.
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Quittance Conveyancing's team of Clevedon conveyancing solicitors aim to provide a proactive and informative conveyancing service wherever you are, using the contact method of your choice:
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Updated: October 12, 2018
Clevedon conveyancing solicitor fees
No Move, No Fee conveyancing in Clevedon
Conveyancing solicitor fees are the costs you pay your Clevedon conveyancing solicitor for the legal work involved in moving home.
Are Clevedon conveyancing fees and costs fixed?
We work on a fixed No Sale, No Fee basis with no hidden extras, unlike some other conveyancing solicitors in Clevedon who carry out the legal work on a fees per hour basis. Your quote will explain what you will pay when your sale or purchase completes.
What are disbursements?
On top of the conveyancing fees you will also have to pay for 'disbursements'.
Disbursements are fees, costs or taxes that your property solicitor will have to pay to third parties on behalf of their client. These include costs like indemnity insurance or Land Registry fees.
How much will conveyancing in Clevedon cost in total?
Clevedon conveyancing fees will not vary. However, the costs of certain disbursements can vary. As examples, Local Authority (LA) Search fees will vary and additional region-specific searches, e.g. a flooding search, may be needed.
For a standard conveyancing transaction, the fees we quote are the fees you pay. There are no hidden fees or costs to be paid with Quittance Conveyancing. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Clevedon
Caveat emptor (buyer beware), was a fundamental principle of English property law. The 2008 Consumer Protection Against Unfair Trading Regulations (CPRs) have effectively abolished this rule, however, and a purchaser must still undertake due diligence on the property to be purchased.
A conveyancing solicitor in Clevedon will make recommendations after making their enquiries, deal with any legal issues and ensure that the full legal ownership is transferred.
The following examines those types of property which may be of interest to homebuyers who need conveyancing solicitors in Clevedon.
Your Clevedon conveyancing solicitor must be lender-approved
Regardless of whether you are getting a mortgage from the Harpenden Building Society, NatWest or any other lender, before selecting a conveyancing solicitor in Clevedon you need to check that they are on the panel of your chosen lender.
Your solicitor may be unable to act for your chosen lender, because some banks and building societies are only happy to work with a select group (often referred to as a 'panel') of legal practices.
Should this be the case, the lender will need a second solicitor firm to complete the legal work, and you will be expected to pay this alternate solicitor's costs. The additional work can mean the process takes much longer.
Our solicitors are approved to act for all lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Searches (North Somerset Council)
Property searches are submitted by Clevedon conveyancing solicitors in order to identify issues that could undermine how much the property you are buying is worth. They include:
|Local Authority (LA) search||includes the LLC1 Local Land Charge Register and CON29 Enquiry Form|
|Environmental search||identifies nearby landfill and contaminated land sites (within 500 metres), and if there has been any historic flooding or mining subsidence.|
|Drainage & Water search||identifies the location of sewers and water mains, and will confirm whether these are maintained by the local council.|
|Chancel repair liability||insurance is arranged to protect the buyer against any liability for local parish church repairs.|
Homebuyers will be made aware if your chosen lender wants any further searches, such as a tin mining search or an energy search.
North Somerset Council has an average turnaround time of 4 weeks for searches, so faster personal searches will be preferred.
Checking planning permission status
Office copies will also be sourced from HM Land Registry by your conveyancing solicitor. This helps to find any potential issues. Examples of these include discrepancies between the property boundaries and the title plan or that a restrictive covenant has been breached.
North Somerset Council Council Tax
The council tax paid by a homeowner is based on a number of factors such as the location of the property and the value of the property. For example, a house in the North Somerset Council area in Tax Band E would pay £2,037 per annum.
Conveyancing solicitors in Clevedon will inform a purchaser of the home's council tax band as soon as they are notified.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,528.
Other discounts and exemptions may also apply, for example a 10% discount for second homes (although this may change as the government has second home ownership in its sights) or if the home is left unoccupied by a student.
|Band||North Somerset Council Tax (2018)|
Are you about you buy a home in the wrong council tax band?To appeal contact:
Valuation Office Agency
A homeowner can apply for their property to be reassessed, and if the valuation is revised down, they may receive a refund.
Stamp Duty on Clevedon properties
It is the responsibility of the buyer's conveyancing solicitor to handle the tax return process for the purchase.The buyer (rather than the seller) will have to pay stamp duty on the purchase price of the property if it exceeds £125,000.
Quittance use the latest case management integration with HMRC to avoid errors and ensure there are no late-filing penalties.
See Stamp Duty Land Tax examples for homes in Clevedon:
|Average selling price (2018 to date)||Stamp Duty Land Tax|
|Average price (detached)||£455,421||£12,771.05|
|Average new build||£745,000||£27,250.00|
Stamp duty relief for first-time buyers in Clevedon
Since the budget announcement in November 2017, if you are a first-time buyer, you only pay stamp duty on property valued at over £300k.
Clevedon conveyancing solicitors should ensure an accurate calculation is made.
Buying a flat? Leasehold conveyancing in Clevedon
Purchasing a leasehold property is not as simple as buying a freehold home. The many potential problems lying in wait for an uninformed purchaser include unfair developer practices and ground rent multipliers.
If you intend to purchase a leasehold home, a good conveyancing solicitor in Clevedon will address aspects of leasehold, including understanding regional and era-specific nuances of leases, dealing with landlords and ground rents and service charges.
Quittance Conveyancing's leasehold conveyancing solicitor team will work to ensure that you are aware of all the potential issues and costs associated with the lease.
Buying a 'New Build' property in Clevedon?
2 brand new properties have been bought in Clevedon in 2018 so far, according to local information gathered by HM Land Registry. The average price for Clevedon new build homes is £745,000.
Acquiring a new build is more involved than any other type of conveyancing. To avoid potential problems a conveyancing solicitor in Clevedon must be aware of both region-specific considerations and also should check a range of issues, such as working to tight developer deadlines and verifying rights of access.
Our team of new build conveyancers deliver a specialist assessment of the legal status of the property, paying close attention to considerations ranging from the home's future marketability to exponential ground rent and service charges (where applicable).
Conservation areas in Bristol
Whether you are going to buy a period country house or a Georgian town house, if the property is in an officially designated conservation area, any planned alterations to the property may not be accepted by North Somerset Council.
Called Article 4 directions, these constraints could include anything from restrictions on replacing roof tiles, to restrictions on hard standings at the front of the property.
If a property is in breach, the local council could order you (as the new owner) to pay for returning the property to a compliant state, even if the previous owner was responsible for the changes.
Parts of Clevedon are within a conservation area governed by the North Somerset local planning authority (LPA). Quittance's conveyancing solicitors will address whether the home you plan to buy is located in a conservation area in Clevedon.
Conveyancing - Selling a property in Clevedon
The legal work involved in a sale of a home is less complicated than for a purchase. With a purchase, caveat-emptor' means that the onus lies with the purchaser to ensure that the title of the property they are buying does not have any legal issues.
In contrast, for a sale, conveyancing solicitors in Clevedon acting for the seller need only answer the buyer's solicitor's questions.
What could put a property sale at risk?
Homes can face numerous potential complications (for example not being registered at the Land Registry or missing planning regulations) which could threaten the completion of the conveyancing process.
You shouldn't ignore this, trusting that the issue won't be discovered, instead seek out professional help, square up to the issue(s), and find a solution proactively.
- The Essential Conveyancing Guide for Sellers in 2018
- Selling a Green Deal property? What you need to know
- Dispute with a neighbour? What to do before selling your home
Read more sale conveyancing articles here.
Leasehold conveyancing for a sale
The conveyancing process for a leasehold flat (leasehold houses are uncommon) is significantly more specialised than for a freehold property.
Clevedon conveyancing solicitors will also need to carry out additional work, including contacting the landlord for the most recent annual service charge accounts, through to details of common parts management.
It is highly recommended that the vendor contacts leasehold-specialist property lawyer as soon as the decision is made to sell to avoid undue delays.
What if Quittance is acting for the other side?
A CLC-regulated conveyancer can act for both sides. However, SRA rules ban a single conveyancing solicitor from working on behalf of both sides in a house sale.
You could contact a law firm in Clevedon to carry out your legal work, if we are carrying out the legal work for the other side.
Local Clevedon conveyancing solicitor directory
- John Hodge Solicitors, 18 Kenn Road, Clevedon, Avon, BS21 6EL
- Wards Solicitors, 1-3 Alexandra Road, Clevedon, North Somerset, BS21 7QF
- Star Legal Limited, The Reading House, 11 Alexandra Road, Clevedon, North Somerset, BS21 7QH
Conveyancing - Remortgaging a property in Clevedon
Homeowners remortgage their home for a number of reasons, including extending the mortgage term, or getting on to a new fixed-rate deal. The most common reason, however, is to save money with a lower rate.
Homeowners can enjoy the benefits of a better rate sooner by using a more efficient conveyancing solicitor in Clevedon. With the base rate now at 0.5% (May 2018), fast conveyancing can be a critical factor in getting onto your new rate as quickly as possible.
To confirm that the lender's interests are safeguarded, the property lawyer handling your remortgage will need to act for both you and your new bank or building society.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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