Updated: October 12, 2018

Chiswick conveyancing solicitor fees and costs

No Move, No Fee conveyancing in Chiswick

Conveyancing solicitor fees are paid to conveyancing solicitors in Chiswick for the legal work associated with moving home.

Are Chiswick conveyancing fees and costs fixed?

Our conveyancing solicitors work on a fixed No Sale, No Fee conveyancing basis with no nasty surprises in the small print, unlike some other conveyancing solicitors in Chiswick who will work on an hourly-rate basis. Your quote will set out exactly what you will need to pay when your house or flat sale completes.

Besides conveyancing fees, what other costs are there?

In addition to conveyancing solicitor fees you will also have to pay for 'disbursements'.

Disbursements are the costs and expenses a solicitor needs to pay out on behalf of a client. These include costs like local authority searches or managing agent fees.

See: A guide to conveyancing fees, costs and disbursements

How much will the total Chiswick solicitor conveyancing fees be?

Chiswick conveyancing fees will be the same as anywhere else in the country. However, there may be some variation in certain disbursements. For example, specific extra searches, e.g. a commons registration search, may be necessary and Local Authority Search fees can vary.

There are no hidden costs or nasty surprises with Quittance. For a standard sale or purchase, the fees we quote are the fees you pay. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here

Quittance's fees were cheaper - less than half the Estate Agent's recommended solicitor's fees

Conveyancing - Buying a property in Chiswick

There is now an obligation on a seller to disclose any property defects or disputes to the buyer and the estate agent.

That said, it remains the responsibility of a conveyancing solicitor in Chiswick to make enquiries about the property, deliver their report on title to the purchaser, offer practical solutions and make sure that the title is registered in the name of the new buyer.

This part of the article offers useful guidance for people looking for conveyancing solicitors in Chiswick for a purchase.

Your Chiswick conveyancing solicitor must be lender-approved

Homebuyers have many mortgage providers available, from a less common lender like the Swansea Building Society, to a major lender such as Allied Irish Bank. Before instructing a conveyancing solicitor in Chiswick, whoever you choose, it is critical that you make sure that they can act in the interests of your mortgage lender.

A lot of mortgage lenders are only happy to work with a restricted group of law firms. If your solicitor is unable to act for your mortgage lender, the lender will require a different firm to complete the legal work.

The home buyer will be expected to pay this alternative lawyer's fees and the conveyancing process could take much longer.

Neglecting to check the lender panel status of your conveyancing solicitor can mean serious delays.

Quittance Conveyancing can act for all banks and building societies.

Residential Property Searches (Hounslow Borough Council)

Residential property searches are questions asked of various bodies by Chiswick conveyancing solicitors to give details about the home you want to buy.

Lenders also need to see a list of searches to be obtained. These include:

SearchDescription
Local Authority (LA) searchcontains information about the property and surrounding area held by Hounslow Borough Council
Environmental searchidentifies nearby landfill and contaminated land sites (within 500 metres), and if there has been any historic flooding or mining subsidence.
Drainage & Water searchcovers the location of water pipes and drains, and reveals if the upkeep for these falls on the owner or local council.
Chancel repair liabilitydescribes the insurance to protect against any liability owed by Chiswick properties for local parish repairs.

Additional searches, such as a Crossrail search or a ground stability report, may also be advised following the initial searches.

The approximate turnaround time for property searches from the London Borough of Hounslow is 10 weeks, so your lawyer will recommend using quicker personal searches.

Checking planning permission status

The conveyancing solicitor acting for the buyer will source official entries from HMLR. This helps to find any planning issues. Examples of these include the title plan showing only very general boundaries or restrictive covenants governing the use of the property.

London Borough of Hounslow Council Tax

Council tax is calculated by London Borough of Hounslow on property value and the number of people living in the property. The occupier of a property in Valuation Band E, for example, would owe annual council tax of £1,787.

A conveyancing solicitor in Chiswick will inform the purchaser of the property's band once this is confirmed by the searches.

If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,340.

Other discounts and exemptions may also apply, for example if the property is uninhabited (for the first 60 days) or properties awaiting grant of probate. Property built after 1991 is assessed by the Valuation Office Agency.

Band London Borough of Hounslow Tax (2018)
A £975
B £1,137
C £1,300
D £1,462
E £1,787
F £2,112
G £2,437
H £2,924

Could you be overpaying?

The Valuation Office Agency should reassess a property's band on request. Contact the VOA for more information on how to challenge your tax band:

Valuation Office Agency
2nd Floor
1 Francis Grove
London
SW19 4DT

Stamp Duty on Chiswick properties

SDLT is paid to HMRC and the buyer's conveyancing solicitor will ensure that the tax return process is carried out.

If you are buying a residential property in England,Wales or Northern Ireland then stamp duty is payable on properties over £125k. In Scotland, the threshold is £145k.

Quittance Conveyancing will complete the SDLT1 form for you at the point your purchase completes.

The following table illustrates SDLT examples for average properties in London:

  Average selling price (February 2018) SDLT
Average price £839,875 £31,993.75
Average price (detached) £1,973,730 £150,597.60
Average new build £64,786 £0.00

Stamp duty relief for first-time buyers in Chiswick

As from 2017, first-time buyers will not have to pay any stamp duty if the purchase price is below £300k. Homeowners must pay a higher rate of SDLT for the purchase of a second property. Following the example above, if a homeowner bought a second property in Chiswick for the average price of £839,875 the SDLT would be £67,190.00.

Chiswick conveyancing solicitors should ensure the correct calculation is made.

Buying a flat? Leasehold conveyancing in Chiswick

New build site

Purchasing a leasehold property can be challenging when compared to buying a freehold home. There are numerous technical issues that could be awaiting an uninformed buyer, such as spiralling ground rents, leases with fewer than 80 years to run and overpriced managing agent packs.

Incomplete leasehold information, delivered by an inexperienced lawyer, could have costly, long-term consequences.

If you are planning to buy a leasehold property, a good conveyancing solicitor in Chiswick will consider potential leasehold issues, for example absent freeholders, understanding regional and era-specific nuances of leases and short leases.

Ensure that you are fully-informed regarding your decision to buy a leasehold property with Quittance Conveyancing's leasehold conveyancing solicitors.

Buying a 'New Build' property in Chiswick?

New build building site

450 new build houses and flats have been bought in Chiswick in 2018 so far, based on information from the Land Registry. The average purchase price of Chiswick new build property is £449,784.

Purchasing a new build home requires more technical knowledge than 'standard conveyancing'. To prevent difficulties arising a Chiswick conveyancing solicitor must be mindful of Chiswick-specific factors and must consider a range of factors, like ensuring that new build mortgage conditions are met and dealing with incomplete service connection agreements.

Our team of new build conveyancers deliver an impartial appraisal of the legal title of the property, with a close eye on concerns ranging from the home's future resaleability to possible freehold acquisition traps.

Conservation areas in London

When carrying out the conveyancing for a purchase in Chiswick, a conveyancing solicitor will check if the property is in one of Chiswick's conservation areas. If it is, the home will be affected by specific building controls. These building controls can include:

  • Limits on the use of non-traditional building materials
  • A ban on VELUX windows
  • Restrictions on outbuildings and extensions

The new owner could be ordered to pay for necessary changes to bring a property in line with current regulations, even where the alterations were made by the previous owner.

Quittance's conveyancing solicitors will address whether the home you plan to buy is located in a conservation area in Chiswick.

Conveyancing - Selling a property in Chiswick

Conveyancing for a sale of a home is simpler than when purchasing. During the sale of a house or flat, the burden lies with the purchaser to make sure that the house or flat is mortgageable and is (or can be) registered at the Land Registry.

On the other hand, when selling, conveyancing solicitors in Chiswick acting for the current owner just answer the buyer's questions.

Factors that could delay or endanger your property sale

A house or flat can face a broad spectrum of legal issues (for example where the property differs from the title plan or not having suitable right of way) that can delay your home move.

Don't bury your head, waiting to see if the problem is discovered - get advice and attempt to resolve it promptly.

Useful reading:

For more conveyancing advice for sellers click here.

Leasehold conveyancing for a sale

Conveyancing for a leasehold flat is quite a lot more involved than for a freehold property.

Leasehold complexity involves additional work on the part of conveyancing solicitors in Chiswick, including collating all relevant freeholder information or details of any unresolved disputes.

It is highly recommended that you contact leasehold-specialist property lawyer as early in the process as possible, and preferably before marketing the property, to help contain and resolve any delays.

What if you are acting for the other side?

Solicitors Regulation Authority (SRA) rules restrict the same conveyancing solicitor from acting on both sides in a property sale and purchase. CLC-regulated conveyancers, however, can act for both sides.

You could contact a law firm in Chiswick to carry out your legal work, if a Quittance conveyancing solicitor is acting for the other side.

Local Chiswick conveyancing solicitor directory

  • Lancasters, 486 Chiswick High Road, London, W4 5TT
  • McMillan Williams, Old Timber Court, Acton Lane, Chiswick, London, W4 5LY
  • Owen White & Catlin LLP, 181 Chiswick High Road, Chiswick, London, W4 2DR
  • Austins Solicitors, Building 3 Chiswick Park, 566 Chiswick High Road, Chiswick, London, W4 5YA
  • Deloitte LLP, First Floor 578-586 Chiswick High Road, London, W4 5RP

Conveyancing - Remortgaging a property in Chiswick

Although people consider remortgaging for a range of reasons, homeowners will generally remortgage their home to benefit from a lower interest rate.

Homeowners should be able to enjoy a lower rate sooner with a more proactive conveyancing solicitor in Chiswick. With the Bank of England base rate now at 0.5% (May 2018), fast conveyancing can be a critical factor in getting on to the rate you want.

It is important that the property lawyer handling your remortgage can act for your new lender. Our conveyancing team are on all major UK lenders' panels. So no matter whether you are switching to a fixed-rate mortgage with the HSBC or to a long-term fixed mortgage with the Dudley Building Society, our remortgage team can assist.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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