Updated: October 12, 2018

Chislehurst conveyancing solicitor fees

No Move, No Fee conveyancing in Chislehurst

Conveyancing solicitor fees are the charges you pay your Chislehurst conveyancing solicitor for the legal work for a home sale or purchase.

Are Chislehurst conveyancing fees and costs fixed?

Our conveyancing solicitors work on a guaranteed fixed conveyancing fee basis with no unexpected, additional costs, unlike some other conveyancing solicitors in Chislehurst who work on a price per hour basis. Your quote will set out what fees you will need to pay when your property transaction has completed.

Are there any other costs in addition to conveyancing fees?

You will have to pay any 'disbursements', in addition to conveyancing solicitor fees.

Disbursements are the costs and expenses a solicitor needs to pay out on behalf of a client. These include costs like Stamp Duty Land Tax (SDLT) or landlord's notice fees.

See: Complete list of conveyancing fees

How much will conveyancing in Chislehurst cost in total?

Conveyancing solicitor fees in Chislehurst will not vary, wherever you are buying or selling in the UK. There may, however, be some variation in certain disbursements. For example, Local Authority Search fees can vary and specific extra searches, e.g. transport searches, may be necessary.

For standard conveyancing transactions, what we quote is the fee you pay. With Quittance Conveyancing, there are absolutely no hidden costs. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here

Quittance delivered an excellent service at the lowest conveyancing fees we could find

Conveyancing - Buying a property in Chislehurst

Caveat emptor, meaning 'let the buyer beware', was a fundamental principle of property law in England and Wales. Following recent changes in the law, this maxim no longer applies. However, it remains the responsibility of a homebuyer and their solicitor to undertake due diligence on the property to be purchased.

A conveyancing solicitor in Chislehurst will offer professional advice once their enquiries are complete, find solutions to outstanding defects and other issues and register the title in the new owner's name.

This section gives assistance for people who want conveyancing solicitors in Chislehurst for a purchase.

Your Chislehurst conveyancing solicitor must be lender-approved

Whether your mortgage is with a large lender like Britannia or a niche lender such as the Barnsley Building Society, before you appoint a Chislehurst conveyancing solicitor you need to check that they can represent your mortgage lender.

Most mortgage lenders will only work with a selected list (known as a 'panel') of legal firms. If a conveyancer is unable to act for your mortgage lender, the lender will likely need a different solicitor firm to act in their interests.

The buyer will be expected to pay this alternative solicitor's fees, and the conveyancing process can take much longer.

Major delays can arise if you do not confirm your property lawyer's lender panel status.

Our conveyancing solicitors can act on behalf of all lenders.

Searches (Bromley Borough Council)

Residential property searches are enquiries made of government bodies by Chislehurst conveyancing solicitors to give details about your planned purchase. They include:

  • Local Authority (LA) search - covers the details of planning applications, decisions and the enforcement of breaches or violations.
  • Environmental search - covers environmental issues within 500m of the property, including flooding, mining subsidence and the proximity of landfill and contaminated land sites.
  • Drainage & Water search - describes water mains and sewers, and confirms if these are privately maintained
  • Chancel repair liability - some Chislehurst property may still owe a liability to the local parish for repairs. Insurance can be taken out to protect against this risk.

More specific searches, such as an HS2 search or a disadvantaged area search, may also be referred to in the standard search results.

The London Borough of Bromley has an estimated turnaround time of 6 weeks for conveyancing searches, so it will be worthwhile to use a quicker private search company.

Planning permissions

Your conveyancing solicitor will also obtain official entries from HMLR, helping to identify any planning issues, such as discrepancies between the property boundaries and the title plan or rights or restrictions on how the property may be used.

London Borough of Bromley Council Tax

As a homeowner in Chislehurst, the applicable rate of council tax will vary depending on the value of the home (as assessed in 1991) and the number of people living in it. The occupier of a property in Valuation Band B, for example, would owe annual council tax of £1,130.

A conveyancing solicitor in Chislehurst will inform a buyer of the property's tax band once they are made aware.

If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £847.

Other discounts and exemptions may also apply, for example a 10% discount for second homes or if the home is left unoccupied by a student.

Band London Borough of Bromley Tax (2018)
A £968
B £1,130
C £1,291
D £1,453
E £1,776
F £2,098
G £2,421
H £2,905

Are you paying more than you should?

To challenge your banding contact:

Valuation Office Agency
Unicorn House
28 Elmfield Rd
Bromley
BR1 1LR
Kent

It is possible to challenge the council tax band after moving in. Between April 2016 and April 2017, 90 council tax challenges were made, of which 20 were upheld and refunds awarded.

Stamp Duty on Chislehurst properties

Completing the SDLT1 form in order to pay stamp duty is a daunting prospect for a layperson.

Stamp duty will be due from the property purchaser on properties sold for more than £125k.

Quittance's specialist post-completion team will ensure that the complex SDLT1 form is completed and submitted to HMRC without delay.

See SDLT examples for homes in Chislehurst:

  Average sale price (2017) Stamp Duty
Average price £644,849 £22,242.45
Average price (detached) £1,066,140 £50,364.00
Average new build £738,429 £26,921.45

Stamp duty relief for first-time buyers in Chislehurst

Since 2017, if you are a first-time buyer, you only pay stamp duty on property valued at over £300,000. Homeowners must pay a higher rate of SDLT for the purchase of a second home. So if a second home was bought for £644,849 then the stamp duty total will be £51,587.92.

Chislehurst conveyancing solicitors should ensure an accurate calculation is made.

Buying a flat? Leasehold conveyancing in Chislehurst

New build site

Over 100,000 homeowners in England have property leases with problematic lease conditions. The numerous common problems lying in wait for an uninformed buyer can include unreasonable managing agent fees, doubling ground rents and unreasonable lease extension premiums.

Poor leasehold guidance, from a conveyancer with limited leasehold experience, could have serious financial implications.

A expert conveyancing solicitor in Chislehurst will consider possible leasehold issues, e.g. :

  • reviewing the lease itself (some leases are over 100 years old)
  • managing agent practices
  • service charges
  • landlord/tenant disputes

Our leasehold conveyancing solicitor team will make sure that you are aware of all the potential issues and costs associated with the lease.

Buying a 'New Build' property in Chislehurst?

Building site

The average purchase price of Chislehurst new build property is £738,429. 7 new build homes were purchased in Chislehurst last year.

A new-build conveyancing solicitor in Chislehurst must be familiar with local factors and new build-specific issues, including verifying rights of access and squaring developer incentives with lenders.

With Quittance Conveyancing, you will get a specialist assessment of the legal title of the property, with close attention paid to factors like unfair leasehold conditions and potential freehold acquisition traps.

London Conservation areas

Your conveyancing solicitor will need to confirm if the house you are buying is in a conservation area in Chislehurst. If it is, the property could be affected by specific restrictions. These constraints could include:

  • Limits on the use of non-traditional building materials
  • A ban on uPVC window frames
  • Restrictions on outbuildings and extensions

The local council can order any non-compliant alterations to a property to be changed or removed.

Parts of Chislehurst are within a conservation area governed by the Bromley local planning authority (LPA). Your conveyancing solicitor will confirm whether the property you are buying is located in one of Chislehurst's conservation areas.

Conveyancing - Selling a property in Chislehurst

The legal work involved in a house sale is more straightforward than for a property purchase. The buyer undertakes a comprehensive legal review on the legal title of your home. In contrast, conveyancing solicitors in Chislehurst acting for the vendor just gathers information relating to the property and replies to the solicitor's standard and additional enquiries .

Factors that could delay or endanger your sale

Properties can be burdened by challenges (such as restrictions on how you can use the property or a complex 'Green Deal') that can derail your home move.

You shouldn't ignore this and hope any such problems will go away. Instead, you should talk to a professional and tackle it as soon as you can.

Further reading:

Read more sale conveyancing articles here.

Leasehold flats

The legal work for a leasehold flat or house is quite a lot more time-consuming in comparison with a freehold house.

Chislehurst conveyancing solicitors must usually carry out further legal work, which could include getting all relevant freeholder information, through to a copy of the lease.

It is highly recommended that the seller instructs a leasehold-specialist conveyancer as soon as is practicable to ensure the legal technicalities are handled correctly.

What if Quittance is acting for the other side?

Conveyancers regulated by the Council for Licenced Conveyancers can act for both parties. However, Solicitors Regulation Authority rules prevent a single conveyancing solicitor from working on behalf of both sides in a house sale.

If you are buying or selling a house or flat in Chislehurst, and a Quittance conveyancer is acting for the other side, you may want to instruct a property solicitor firm in Chislehurst to undertake your legal work.

Local Chislehurst conveyancing solicitor directory

  • Judge and Priestley LLP, 30 High Street, Chislehurst, Kent, BR7 5AS
  • Wykeham-Hurford Sheppard & Son Ltd, 3b High Street, Chislehurst, Chislehurst, Kent, BR7 5AB
  • Emin Read Solicitors Ltd, 1 Bromley Lane, Chislehurst, BR7 6LH
  • Pishon Gold Limited, Chislehurst Business Centre, 1 Bromley Lane, Chislehurst, Kent, BR7 6LH
  • Wellers Law Group LLP, 1a Bromley Lane, Chislehurst, Kent, BR7 6LH

Conveyancing - Remortgaging a property in Chislehurst

People remortgage their home for a number of reasons, such as switching from interest-only to repayment, or wanting to borrow more. The main reason, however, is to get a more attractive interest rate.

You will typically be able to benefit from a lower rate sooner by using a more proactive conveyancing solicitor in Chislehurst. With the base rate now at 0.5% (May 2018) and rate rises hard to predict, fast conveyancing can be a key consideration when getting onto your new rate as quickly as possible.

A property lawyer will need to act for both you and the new lender to ensure the interests of the lender are protected.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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