Chipping Norton conveyancing FAQs

How much council tax must I pay for a property in West Oxfordshire Council?

Chipping Norton is situated in West Oxfordshire Council. Council tax bands are as follows:

Band West Oxfordshire Council Tax (2018/19)
A £1190.80
B £1389.27
C £1587.73
D £1786.20
E £2183.13
F £2580.07
G £2977.00
H £3572.40

Read more:

Are you paying more council tax than you should be?

How much stamp duty will I have to pay?

£

Read more about stamp duty:

What is Stamp Duty Land Tax (SDLT)?

Can I claim stamp duty relief as a first time buyer?

Are Chipping Norton conveyancing fees fixed?

Some conveyancing solicitors in Chipping Norton carry out the conveyancing on a price per hour basis others work on a fixed fee.

Our expert solicitors work on a fixed legal fee basis, with no additional fees hidden in the small print. Your detailed quote will explain in detail what the conveyancing fees and costs will be when your property transaction completes.

If, for whatever reason, your property transaction does not go ahead, you will pay no legal fees at all with our No Sale, No Fee guarantee.

Read more:

How much should conveyancing fees cost in 2019?

I'm buying a home in Chipping Norton - what searches do I need?

The standard search pack will include:

  • Regulated Local Authority Search
  • Drainage and Water Search
  • Environmental Search
  • Chancel liability insurance

Sometimes the solicitor will recommend further searches e.g. a flood search.

To find out how much searches will cost on a Chipping Norton move you can use our our online conveyancing costs calculator.

Read more:

What are conveyancing searches when buying a home and do I need them?

I am buying a leasehold property in Chipping Norton - what do I need to know?

Purchasing a leasehold house or flat in the UK can be complex when compared to purchasing a freehold. The many potential complications lying in wait for an uninformed buyer can include legally technical issues like costly and undisclosed major works and freeholds sold without first refusal to leaseholders.

A leasehold solicitor will look into all potential issues with the lease and report back to you.

Read more:

What you need to know about buying a leasehold property

Should I be wary of buying a leasehold house?

Should I buy a property with a short lease?

Does sale conveyancing take longer for leasehold?

Yes. Sale conveyancing for a leasehold house or flat usually takes longer.

The buyer's solicitor will expect to see these documents. These could include an up-to-date statement of service charges and a copy of buildings insurance for the common parts of the property. The time needed by to get these documents together is the common cause of such delays.

It can take weeks to collect this paperwork if the managing agent or landlord is slow or difficult to contact, so your solicitor should get this underway even before a sale has been agreed.

Read more:

Selling a leasehold flat? What to do before going on the market

I am buying a new build property in Chipping Norton - what do I need to know?

The conveyancing for acquiring a new build home in Chipping Norton is often more complex than other types of conveyancing.

A good solicitor in Chipping Norton must be able to deal with things like ensuring that new build mortgage conditions are met, ensuring compliance with planning regulations and working with warranty providers such as NHBC, Advantage HCI and HAPM.

Our specialist team of new build conveyancing solicitors are experts in representing buyers to achieve the best outcome and working to tight developer deadlines.

Read more:

Buying a new build property off plan - what you need to know.

What you need to check before buying a new build home.

Will I need a conveyancing solicitor if I am remortgaging my Chipping Norton property?

Yes.

The Bank of England base rate is currently 0.75% (Feb 2019). A good Chipping Norton remortgage solicitor will complete the conveyancing process quickly and get you into your new rate.

Our network of solicitors are members of most UK mortgage lenders, so whether you are you are moving to an interest-only mortgage with Lloyds Bank or to a long-term fixed mortgage with Virgin Money, we can assist.

Check your solicitor can act for your lender