Chippenham conveyancing FAQs

How much council tax must I pay for a property in Wiltshire Council?

Chippenham is situated in Wiltshire Council. Council tax bands are:

Band Wiltshire Council Tax (2018/19)
A £1185.29
B £1382.84
C £1580.39
D £1777.94
E £2173.04
F £2568.14
G £2963.23
H £3555.88

Read more:

Are you paying more council tax than you should be?

How much stamp duty will I have to pay?

£

Read more about stamp duty:

What is Stamp Duty Land Tax (SDLT)?

Can I claim stamp duty relief as a first time buyer?

Are Chippenham conveyancing fees fixed?

Some conveyancing solicitors in Chippenham offer their services on an hourly rate others work on a fixed fee.

Our panel of solicitors work on a fixed conveyancing fee basis, with no sneaky extras. Your quote will explain in detail what the fees and disbursements will be when your move completes.

If, for any reason at all, your move does not go ahead, you will be covered by our No Move, No Fee guarantee.

Read more:

How much should conveyancing fees cost in 2019?

Will I need property searches when buying a property in Chippenham?

Conveyancing searches are detailed enquiries submitted to a number of authorities by Chippenham conveyancing solicitors to identify issues affecting the home you want to buy. Mortgage lenders also usually require conveyancing searches to be purchased.

Read more:

What are conveyancing searches when buying a home and do I need them?

I am buying a leasehold property in Chippenham - what do I need to know?

Purchasing a leasehold flat in the UK is more complicated than buying a freehold. The numerous common problems awaiting the unsuspecting purchaser can include legally technical issues like incomplete management company accounts and short leases.

Your solicitor will look into all potential issues with the lease and report back to you.

Read more:

What you need to know about buying a leasehold property

Should I be wary of buying a leasehold house?

Should I buy a property with a short lease?

Does it take longer to sell a leasehold property?

Yes, that's correct, it can take considerably longer to carry out the conveyancing on a leasehold house or flat,compared to the sale of a freehold property.

The solicitor acting for the buyer will need to review several leasehold-related documents, such as details of any breaches by other leaseholders. The time it takes to get these documents together is commonly the source of delays.

The seller's solicitor ought to start this process as soon as possible, as this paperwork can take weeks to collect if it is difficult to contact the landlord or managing agent or they are slow to respond.

Read more:

Selling a leasehold flat? What to do before going on the market

I am remortgaging a property in Chippenham - do I need a solicitor?

Yes.

The Bank of England base rate is currently 0.75% (Feb 2019). A good Chippenham remortgage solicitor could save you a few mortgage payments on your old rate by completing the conveyancing quickly.

Our conveyancers can act for most UK lenders, so whether you are you are switching to a fixed-rate mortgage with the Royal Bank of Scotland or to a two-year discount with the Dudley Building Society, our remortgage team can assist.

Check your solicitor can act for your lender