Chingford conveyancing FAQs
How much Council Tax will I pay for a property in London Borough of Waltham Forest?
Chingford is situated in London Borough of Waltham Forest. Council tax bands in 2019 are as follows:
|Band||London Borough of Waltham Forest Council Tax (2018/19)|
How much stamp duty will I have to pay?
Read more about stamp duty:
Are Chingford conveyancing fees fixed?
Some conveyancing solicitors in Chingford offer services on an hourly rate and other firms will work for a fixed fee.
Our conveyancing solicitors work on a fixed conveyancing fee basis, with no hidden fees. Your detailed quote will explain what the legal fees will be when your property sale or purchase completes.
If, for any reason at all, your property sale or purchase does not go ahead, you have the peace of mind of our No Sale, No Fee guarantee.
I'm buying a property in Chingford - which searches will I need?
The standard search pack will include:
- Regulated Local Authority Search
- Drainage and Water Search
- Environmental Search
- Chancel liability insurance (if required)
Sometimes the solicitor will recommend further searches e.g. a search.
To work out the cost of searches on a Chingford move use our conveyancing calculator.
How long does conveyancing take when buying a leasehold flat in Chingford?
The vast majority of flats are leasehold. Although much less common, there are also around 1 million leasehold houses nationwide. Purchasing a leasehold home will usually take more time than a freehold property as there is more to prepare and the freeholder and/or managing agent are also involved.
Varied factors, such as absent freeholders or incomplete service charge accounts, can lead to serious delays.
Quittance's expert leasehold solicitors look after hundreds of leasehold clients every month. With specialist expertise there should be far fewer delays.
Is there anything to be aware of if selling a leasehold property in Chingford?
Conveyancing for a leasehold flat (houses are rarely leasehold) is quite a lot more difficult than for a more straightforward freehold house.
Leasehold complexity involves additional legal work on the part of conveyancing solicitors in Chingford, and this could include sourcing an up-to-date service charge statement, through to ensuring that leasehold forms are completed.
In order to resolve any leasehold difficulties faster, It is recommended that you instruct a solicitor as soon as possible.
I am buying a new build property in Chingford - what do I need to know?
The conveyancing for acquiring a new build home in Chingford is often more complex than other types of conveyancing.
Your solicitor in Chingford must be able to deal with things like handling the uncertainties of buying off plan, investigating issues with drains and roads that serve the property and checking new build warranties with warranty providers, including NHBC, Advantage HCI and Capital Warranties.
Our highly experienced team of new build solicitors are experts in working with buyers towards the best possible outcome and working to tight developer deadlines.
I am remortgaging a property in Chingford - do I need a solicitor?
Yes you will need a solicitor to handle the legal side of the remortgage.
The Bank of England base rate is currently 0.75% (Feb 2019). A good Chingford remortgage solicitor might even save you a few mortgage payments on your old rate.
Our property solicitors are members of most UK mortgage lenders, so whether you are you are switching to an interest-only mortgage with Lloyds Bank or to a repayment mortgage with Virgin Money, Quittance can help.