Award-winning No Move, No Fee conveyancing for Chessington home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
If you are buying or selling a property and need conveyancing solicitors in Chessington, our award-winning no sale - no fee property lawyers can help.
Quittance Conveyancing offer 100% fixed conveyancing fees, and because we prioritise proactive communication, you will always be up to speed regarding how your move is progressing.
Our no move no fee service means should your move not proceed, even if you decide to pull out, you won't have to pay any conveyancing solicitors' fees.
Chessington's most communicative conveyancing service
Nearly one in two of the participants in market research commissioned by InfoTrack objected to a lack of solicitor communication.
The client service charters of both the Law Society's 'Conveyancing Quality Scheme' and the Council for Licensed Conveyancers are concerned with the issue of low standards of conveyancing solicitor communication.
Even so, inefficient communication is one of the most common sources of complaints made by buyers and sellers.
Our Chessington conveyancing solicitors provide an unmatched property legal service. We strive to give you the answers you require by phone, email and via online case management, 7 days a week:
- Best Chessington conveyancing solicitor fees
- Personal extension numbers for your conveyancer
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Open weekends - Saturday (9am-1pm)
- Award-winning case management technology
- Real-time case status notifications via SMS, phone and email
Updated: October 12, 2018
Chessington conveyancing solicitor fees
No Move, No Fee conveyancing in Chessington
Conveyancing solicitor fees are what you pay to your Chessington conveyancing solicitor for the legal work associated with buying or selling a property.
Do Chessington conveyancing solicitors work on a fixed fee basis?
Our solicitors work on a guaranteed fixed conveyancing fee basis with no hidden fees, unlike some other conveyancing solicitors in Chessington who offer services on a cost per hour basis. Your quote will set out exactly what you will be charged when your house or flat sale completes.
Are there any other costs?
In addition to the legal fees you will also have to cover any 'disbursements'.
Disbursements are fees, costs or taxes the conveyancing solicitor will have to pay to other organisations as part of the house-buying and selling process. These include costs like identity verification checks or Stamp Duty Land Tax.
How much will the total conveyancing fees in Chessington cost?
Although conveyancing fees in Chessington will be the same as anywhere else in the country, the disbursements required can vary. For example, additional region-specific searches, e.g. utilities searches, may be needed and council search fees will vary.
With Quittance, there are no hidden fees or surprises in the small print. For standard conveyancing transactions, the fees we quote are the fees you pay. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here
Conveyancing - Buying a property in Chessington
Recent changes to the law mean that a seller is obliged to reveal any property defects or disputes to the buyer.
That said, it remains the responsibility of the Chessington conveyancing solicitor to investigate the property, so that they can feed the results of their enquiries back to the buyer, deal with any legal issues and make sure that the title is registered in the name of the new buyer.
This article discusses those areas of the legal process for conveyancing solicitors in Chessington where greater expertise is needed.
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- Conveyancing solicitors in South West London
- Conveyancing solicitors in London
Your Chessington conveyancing solicitor must be lender-approved
Before you instruct a Chessington conveyancing solicitor, you must confirm that they are approved by your mortgage lender, whether you are getting a mortgage from Barclays Bank, the Leeds Building Society or any other lender.
Many banks and building societies are only prepared to work with a select group (often referred to as a 'panel') of firms. If your solicitor is not on the panel of your mortgage lender, the lender will probably need a second solicitor firm to complete the legal work.
The purchaser will usually need to pay this alternative solicitor's fees and the conveyancing process could take much longer.
Quittance Conveyancing are approved to act for all banks and other lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Conveyancing Searches (Kingston upon Thames Borough Council)
Searches are enquiries made by Chessington conveyancing solicitors to provide information about the property being purchased.
These searches include the local authority (LA) search, drainage & water search, environmental search and chancel repair liability.
More pertinent searches, such as an HS2 search or a more detailed plan search, may also be recommended in the initial LA and Environmental searches.
Purchasers will have to endure a wait of approximately 4 weeks for Residential property searches obtained from the Royal Borough of Kingston upon Thames, so faster personal searches will be preferred.
The buyer's conveyancing solicitor will also order an Official Copy of the Title Register from HMLR. This will help to reveal planning issues, for example outbuildings missing from the title plan or limits on the development of the property.
Royal Borough of Kingston upon Thames Council Tax
Royal Borough of Kingston upon Thames calculate council tax on Chessington homes based on the number of occupants and the historic value of the property (as valued at 1 April 1991). E.g. the occupier of a Band B house in the Royal Borough of Kingston upon Thames area would pay annual council tax of £1,378.
A conveyancing solicitor in Chessington will inform the buyer of the property's band once this is confirmed by the searches.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,033.
Other discounts and exemptions could also apply, for example a 10% discount for second homes or if the property is left empty by someone receiving medical treatment.
|Band||Royal Borough of Kingston upon Thames Tax (2018)|
Is it possible to appeal?
The Valuation Office Agency should reassess a property's band on request. Councils prefer that this be done within six months of buying a property. To appeal contact:
Valuation Office Agency
1 Francis Grove
Stamp Duty on Chessington properties
The threshold for SDLT for a house is £125k. Submitting the SDLT1 form to HMRC (formerly Inland Revenue) is difficult and time consuming. The majority of purchasers get their conveyancing solicitor to do it for them.
Quittance's case management system ensures that the complicated SDLT1 form is filed online to reduce delays and to avoid late-filing penalties.
See examples for typical local properties:
|Average sale price (2017)||Stamp Duty|
|Average price (detached)||£565,598||£18,279.90|
|Average new build||-||-|
Stamp duty relief for first-time buyers in Chessington
As from November 2017, first-time buyers will not have to pay any stamp duty if the purchase price is below £300k. Following the autumn budget statement, second home buyers must pay a 3% stamp duty surcharge. For example, if an existing homeowner bought a second home in Chessington for the average price of £410,090 the SDLT would be £32,807.20.
Conveyancing solicitors in Chessington should ensure the right tax is paid.
Buying a flat? Leasehold conveyancing in Chessington
The risks of purchasing a leasehold house or flat in the UK are well known. Exponential ground rents, sub-letting restrictions and unpaid service charges by the existing leaseholder are only some of the frequent complications lying in wait for an uninformed purchaser.
If you are planning to buy a property with a lease, a competent conveyancing solicitor in Chessington will consider potential leasehold issues, e.g. sinking funds, possible service charge shortfalls and reviewing the lease itself.
Our team of leasehold conveyancing solicitors will make sure that you are fully-informed regarding your decision to buy a leasehold property.
Buying a 'New Build' property in Chessington?
Based on local data compiled by the HM Land Registry, - new build properties -. The average sale price of Chessington new build homes is -.
A new-build conveyancing solicitor in Chessington must be mindful of both local factors and the extra complexities associated with new build, like handling the uncertainties of buying off plan, confirming building regulation compliance and checking new build warranties with warranty providers such as NHBC Buildmark, Building Zone and Foundation.
Our award-winning team of new build conveyancers are experts in working to tight developer deadlines and representing buyers to achieve the best outcome.
Conservation areas in London
If you are intending to buy a home in a conservation area in Chessington, the property must be compliant with any local conservation area building controls. Called Article 4 directions, these conditions may include a range of factors from restrictions on the use of PVC or aluminium windows, to limits on the use of cladding.
If a property is in breach, the local planning authority can instruct the owner to 'undo' the recent changes, even if the previous owner was responsible for the changes.
Your Quittance conveyancing solicitor will confirm if the property you are purchasing is located in a conservation area in Chessington.
Conveyancing - Selling a property in Chessington
The conveyancing process on a property sale is normally less troublesome than when purchasing. The purchaser undertakes due diligence on the property, whilst conveyancing solicitors in Chessington acting for the seller just collects any required paperwork and answers the buyer's questions .
How to help your sale go through
Properties can be burdened by any number of potential roadblocks (e.g. not being connected to the water mains) that have the capacity to protract or even derail the conveyancing process.
It is usually recommended for sellers to face any such problems head on and fix them.
- No electrical completion certificate? What to do before selling your home
- No electrical completion certificate? What to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
Read more helpful advice for sellers here.
Leasehold conveyancing for a sale
The legal work for a leasehold flat or house is much more difficult in comparison with a freehold house.
Conveyancing solicitors in Chessington will also need to carry out additional work. This can involve approaching the managing company for management company information, through to details of common parts management.
So as to resolve any leasehold-related issues sooner, it is recommended that you instruct a property lawyer as early as possible.
What if you are acting for the other side?
SRA rules restrict a single conveyancing solicitor from working on behalf of both sides in a property sale. However, conveyancers who are regulated by the CLC, can act for both parties.
If you are buying or selling a house or flat in Chessington, and a Quittance conveyancer is acting for the other side, you could contact a local Chessington conveyancing solicitor firm to handle your legal work.
Local Chessington conveyancing solicitor directory
- Philip A Laughton, 32 Chessington Road, Epsom, Surrey, KT17 1TU
Conveyancing - Remortgaging a property in Chessington
People remortgage for all sorts of reasons, such as moving from a tracker to a fixed-rate, or consolidating loan repayments. The main reason, however, is to get a better interest rate.
You can enjoy the benefits of a lower rate faster by using a more proactive conveyancing solicitor in Chessington. They will work to reduce the processing time of the conveyancing. With the Bank of England base rate now at 0.5% (May 2018), fast conveyancing can be a critical factor in getting on to the rate you want.
To ensure that the lender's interests are protected, a property lawyer will act for both you and the new lender.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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