Updated: October 12, 2018

Chatteris conveyancing solicitor fees

No Move, No Fee conveyancing in Chatteris

Conveyancing solicitor fees are the charges you pay to your Chatteris conveyancing solicitor for handling the legal work for your move.

Are Chatteris conveyancing fees and costs fixed?

Some conveyancing solicitors in Chatteris carry out the legal work on an hourly rate, and others on a fixed fee (or 'No Move, No Fee') basis. Quittance's conveyancing solicitors work on a guaranteed fixed conveyancing fee basis, with no nasty surprises in the small print. Your conveyancing quote sets out all fees and disbursements you will need to pay when your house or flat sale completes.

Are there any other costs in addition to conveyancing fees?

You must cover the cost of any 'disbursements', in addition to the legal fees.

Disbursements are the costs incurred by the solicitor on your behalf. These include costs like indemnity insurance or Stamp Duty.

See: How much should conveyancing fees cost?

How much will the total conveyancing fees in Chatteris cost?

Chatteris conveyancing fees will not vary. However, the costs of certain disbursements can vary. For example, Local Authority (LA) Search fees will vary and additional region-specific searches, such as a historic mining search, may be needed.

For standard conveyancing transactions, the fees we quote are the fees you pay. There are no hidden costs or surprises to be paid with Quittance Conveyancing. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here

Quittance delivered an excellent service at the lowest conveyancing fees we could find

Conveyancing - Buying a property in Chatteris

Purchase conveyancing needs the conveyancing solicitor in Chatteris to consider a wide range of issues. Examples of such issues can range from problems with the property's title (e.g. no 'absolute' title) to mixed-use issues affecting the mortgageability of the property.

The purchaser's solicitor will feed the results of their enquiries back to the buyer and their mortgage lender, make practical suggestions and make sure that the title is registered in the name of the new buyer.

The content below examines the kinds of residential property that involve additional hazards for homebuyers looking for conveyancing solicitors in Chatteris.

Your Chatteris conveyancing solicitor must be lender-approved

Irrespective of whether your mortgage is with a niche mortgage lender like Ulster Bank or a major lender such as the Royal Bank of Scotland, before you instruct a Chatteris conveyancing solicitor you must confirm that they are approved by your lender.

Your conveyancer may be unable to act for your lender, because some mortgage lenders will only accept a selected list (their 'panel') of solicitors or licensed conveyancers that meet strict criteria.

In this case, the lender will probably require a different solicitor firm to act in their interests, and you will usually need to pay this alternative lawyer's costs. This can push back the completion date of the purchase.

Not checking the lender panel status of your conveyancer could result in serious delays.

Quittance Conveyancing can act on behalf of all banks and building societies.

Searches (Fenland District Council)

Searches will be applied for by Chatteris conveyancing solicitors to help spot issues that might potentially have an impact on how much the property you are buying is worth. They include:

SearchDescription
Local Authority (LA) searchincludes the LLC1 Local Land Charge Register and CON29 Enquiry Form
Environmental searchidentifies risks within 500 metres of the property, including flooding subsidence. The search will also reveal nearby landfill sites and contaminated land.
Drainage & Water searchcovers the location of water pipes and drains, and reveals if the upkeep for these falls on the owner or local council.
Chancel repair liabilityinvolves the potential liability owed by the owners of certain property to pay for local parish church repairs. Insurance can be arranged to cover this risk.

You will be informed if your lender insists on any further searches, for example an HS2 search or an agricultural search.

Property purchasers could experience a delay of around 13 weeks for property searches supplied by Fenland District Council. A private search company will be able to provide this information sooner.

Checking planning permission status

Your conveyancing solicitor will request the Title Register from HM Land Registry. This helps to find any issues. Examples of these include discrepancies with the filed plan or neighbours' rights of access.

Fenland District Council Council Tax

The amount of council tax a homeowner in Chatteris will pay to Fenland District Council will depend on the property's value and the number of residents. E.g. for an average Band C house in Chatteris, the council tax due would be £1,622.

Conveyancing solicitors in Chatteris will inform the purchaser of the home's council tax band once this is confirmed by the searches.

If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,216.

Other discounts and exemptions could also apply, for example if the property is uninhabited (for the first 60 days) or where the property (land) is a boat mooring or caravan pitch.

Band Fenland District Council Tax (2018)
A £1,216
B £1,419
C £1,622
D £1,825
E £2,230
F £2,636
G £3,041
H £3,649

What to do if you suspect your new home is incorrectly valued

In the 2016/17 financial year, 20 council tax challenges were made, of which 10 were upheld and the tax was reduced. To challenge your banding contact:

Valuation Office Agency
3rd Floor
Churchgate
New Rd
Peterborough
PE1 1TT
Cambridgeshire

Stamp Duty on Chatteris properties

Stamp Duty Land Tax is paid after an SDLT1 form is completed. The form is hard to understand in places - even some non-conveyancing solicitors struggle with it.

If a property is valued at over £125,000, the property purchaser usually must pay SDLT.

Our post-completion conveyancing team use case management software to ensure the SDLT1 tax return is submitted to HM Revenue & Customs as quickly as possible.

See stamp duty examples for properties in Chatteris:

  Average sale price (2017) Stamp Duty
Average price £193,001 £1,360.02
Average price (detached) £255,832 £2,791.60
Average new build - -
Higher rates of SDLT apply to buyers of second residential property in the form of a surcharge of 3%. For example, if a property owner bought a second property in Chatteris for the average price of £193,001 the SDLT would be £9,650.05.

Stamp duty relief for first-time buyers in Chatteris

For first-time buyers, stamp duty is only payable on purchases over £300,000.

Conveyancing solicitors in Chatteris will confirm the right tax is paid.

Buying a flat? Leasehold conveyancing in Chatteris

New build site

The pitfalls associated with purchasing a leasehold property are a source of concern for purchasers of leasehold houses or flats. There are any number of legal technicalities that could be awaiting the unsuspecting purchaser, such as doubling ground rents, leases with fewer than 80 years to run and sinking fund issues.

Serious consequences can result from a less-experienced solicitor's erroneous leasehold advice.

If you intend to buy a leasehold property, a good conveyancing solicitor in Chatteris will investigate aspects of the leasehold purchase, for example reserve funds, possible service charge shortfalls and understanding regional and era-specific nuances of leases.

Quittance Conveyancing's leasehold conveyancing solicitor team will ensure that you are fully-informed regarding your planned purchase.

Buying a 'New Build' property in Chatteris?

Building site

The average price for new builds in Chatteris is -, based on data published by the Land Registry. - new builds -.

Acquiring a new build property can be more complex than any other type of conveyancing. Therefore a Chatteris conveyancing solicitor must be aware of both region-specific issues and also must check numerous things, like handling equity loan schemes and confirming building regulation compliance.

Our conveyancing team specialise in working to tight developer deadlines and ensuring that new build contracts favour the client as much as possible.

Cambridgeshire Conservation areas

When carrying out the legal work for a home in Chatteris, a conveyancing solicitor will check if the property is in one of Chatteris's conservation areas. If it is, the property will be affected by certain conditions. Called Article 4 directions, these conditions can include:

  • Restrictions on painting external walls
  • Restrictions on the display of advertisements
  • Restrictions on the erection of outbuildings

The local authority can order any non-compliant alterations to a property to be changed or removed, such as removing a flue.

Parts of Chatteris are within a conservation area governed by the Fenland local planning authority (LPA). Your conveyancing solicitor will address whether your planned purchase is located one of Chatteris's conservation areas.

Conveyancing - Selling a property in Chatteris

The legal process for a property sale is much easier than for a property purchase. The buyer's solicitor carries out a thorough legal appraisal on your home, whilst conveyancing solicitors in Chatteris acting for the vendor mostly just answers the buyer's questions.

What proactive measures can you take to improve the odds of your sale going through?

Obstacles, such as a solar panel 'rent a roof' scheme or issues with neighbours' rights over the property, can easily protract your home move if they are ignored.

Don't bury your head in the sand as it is the buyer's solicitor's job to spot problems. Get advice, face the issues head on, and find a solution ASAP.

Further reading:

Read more sale conveyancing articles here.

Leasehold flats

The conveyancing process for a leasehold flat or house is quite a lot more technical compared to a freehold house.

Chatteris conveyancing solicitors must usually carry out further legal work, such as sourcing a comprehensive pack of information, through to ensuring that leasehold forms are completed.

Experienced sellers will instruct a property lawyer as soon as possible, and ideally before going on the market, to mitigate (often inevitable) leasehold delays.

Can your conveyancing solicitors act for both sides?

A CLC-regulated conveyancer can act for both sides. However, Solicitors Regulation Authority rules ban a single conveyancing solicitor from working on behalf of both sides in a house sale.

If you are buying or selling a Chatteris property, and one of our conveyancing solicitors is acting for the other side, you could instruct a property solicitor firm in Chatteris to carry out your legal work.

Local Chatteris conveyancing solicitor directory

  • Ward Gethin Archer Limited, 9 Park Street, Chatteris, Cambridgeshire, PE16 6AB
  • Dack Pearson Solicitors, 10 Park Street, Chatteris, Cambridgeshire, PE16 6AE

Conveyancing - Remortgaging a property in Chatteris

Whilst there are many reasons to consider remortgaging, people will generally remortgage a home to save money with a lower rate.

Homeowners would typically benefit from a lower rate faster by using a more proactive conveyancing solicitor in Chatteris, shortening the time the conveyancing takes. With the base rate set at 0.5% (May 2018), fast conveyancing can be a critical factor in getting on to the rate you want.

A property lawyer will act for both you and your new lender to certify the lender's interests are protected and the HM Land Registry is notified of the lender's charge over the property.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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