Award-winning No Move, No Fee conveyancing for Chatteris home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Whether you are buying or selling a property, and need conveyancing solicitors in Chatteris, our specialist No Sale, No Fee property lawyers are here to help.
With guaranteed fixed conveyancing fees and a focus on better communication, we know how to make your home move less stressful.
If, for whatever reason, your sale or purchase does not complete our no sale no fee guarantee means you won't incur any conveyancing solicitors' legal fees.
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Chatteris's most communicative conveyancing service
According to a poll carried out by the Law Society, more than 45% of the home buyers and sellers asked stated that poor communication unnecessarily delayed their home move.
Conveyancing solicitor communication is so essential that the CLC (Council for Licensed Conveyancers) Client Charter is geared towards resolving the problem.
Even though conveyancing regulators (including the SRA and CLC) are addressing the problem, inadequate communication is one of the most common complaints made about conveyancing solicitors.
Keeping you in the loop
Our Chatteris conveyancing solicitors offer an award-winning conveyancing service. We provide you with the answers you need by email, phone and via our case management app, 7 days a week:
- Best Chatteris conveyancing solicitor fees
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- Instant progress updates via your preferred contact method (including SMS, phone and email)
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Updated: October 12, 2018
Chatteris conveyancing solicitor fees
No Move, No Fee conveyancing in Chatteris
Conveyancing solicitor fees are the charges you pay to your Chatteris conveyancing solicitor for handling the legal work for your move.
Are Chatteris conveyancing fees and costs fixed?
Some conveyancing solicitors in Chatteris carry out the legal work on an hourly rate, and others on a fixed fee (or 'No Move, No Fee') basis. Quittance's conveyancing solicitors work on a guaranteed fixed conveyancing fee basis, with no nasty surprises in the small print. Your conveyancing quote sets out all fees and disbursements you will need to pay when your house or flat sale completes.
Are there any other costs in addition to conveyancing fees?
You must cover the cost of any 'disbursements', in addition to the legal fees.
Disbursements are the costs incurred by the solicitor on your behalf. These include costs like indemnity insurance or Stamp Duty.
How much will the total conveyancing fees in Chatteris cost?
Chatteris conveyancing fees will not vary. However, the costs of certain disbursements can vary. For example, Local Authority (LA) Search fees will vary and additional region-specific searches, such as a historic mining search, may be needed.
For standard conveyancing transactions, the fees we quote are the fees you pay. There are no hidden costs or surprises to be paid with Quittance Conveyancing. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here
Conveyancing - Buying a property in Chatteris
Purchase conveyancing needs the conveyancing solicitor in Chatteris to consider a wide range of issues. Examples of such issues can range from problems with the property's title (e.g. no 'absolute' title) to mixed-use issues affecting the mortgageability of the property.
The purchaser's solicitor will feed the results of their enquiries back to the buyer and their mortgage lender, make practical suggestions and make sure that the title is registered in the name of the new buyer.
The content below examines the kinds of residential property that involve additional hazards for homebuyers looking for conveyancing solicitors in Chatteris.
- Conveyancing solicitors in Ely
- Conveyancing solicitors in March
- Conveyancing solicitors in Newark
- Conveyancing solicitors in Peterborough
- Conveyancing solicitors in Sutton
- Conveyancing solicitors in Cambridgeshire
Your Chatteris conveyancing solicitor must be lender-approved
Irrespective of whether your mortgage is with a niche mortgage lender like Ulster Bank or a major lender such as the Royal Bank of Scotland, before you instruct a Chatteris conveyancing solicitor you must confirm that they are approved by your lender.
Your conveyancer may be unable to act for your lender, because some mortgage lenders will only accept a selected list (their 'panel') of solicitors or licensed conveyancers that meet strict criteria.
In this case, the lender will probably require a different solicitor firm to act in their interests, and you will usually need to pay this alternative lawyer's costs. This can push back the completion date of the purchase.
Quittance Conveyancing can act on behalf of all banks and building societies.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Searches (Fenland District Council)
Searches will be applied for by Chatteris conveyancing solicitors to help spot issues that might potentially have an impact on how much the property you are buying is worth. They include:
|Local Authority (LA) search||includes the LLC1 Local Land Charge Register and CON29 Enquiry Form|
|Environmental search||identifies risks within 500 metres of the property, including flooding subsidence. The search will also reveal nearby landfill sites and contaminated land.|
|Drainage & Water search||covers the location of water pipes and drains, and reveals if the upkeep for these falls on the owner or local council.|
|Chancel repair liability||involves the potential liability owed by the owners of certain property to pay for local parish church repairs. Insurance can be arranged to cover this risk.|
You will be informed if your lender insists on any further searches, for example an HS2 search or an agricultural search.
Property purchasers could experience a delay of around 13 weeks for property searches supplied by Fenland District Council. A private search company will be able to provide this information sooner.
Checking planning permission status
Your conveyancing solicitor will request the Title Register from HM Land Registry. This helps to find any issues. Examples of these include discrepancies with the filed plan or neighbours' rights of access.
Fenland District Council Council Tax
The amount of council tax a homeowner in Chatteris will pay to Fenland District Council will depend on the property's value and the number of residents. E.g. for an average Band C house in Chatteris, the council tax due would be £1,622.
Conveyancing solicitors in Chatteris will inform the purchaser of the home's council tax band once this is confirmed by the searches.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,216.
Other discounts and exemptions could also apply, for example if the property is uninhabited (for the first 60 days) or where the property (land) is a boat mooring or caravan pitch.
|Band||Fenland District Council Tax (2018)|
What to do if you suspect your new home is incorrectly valued
In the 2016/17 financial year, 20 council tax challenges were made, of which 10 were upheld and the tax was reduced. To challenge your banding contact:
Valuation Office Agency
Stamp Duty on Chatteris properties
Stamp Duty Land Tax is paid after an SDLT1 form is completed. The form is hard to understand in places - even some non-conveyancing solicitors struggle with it.If a property is valued at over £125,000, the property purchaser usually must pay SDLT.
Our post-completion conveyancing team use case management software to ensure the SDLT1 tax return is submitted to HM Revenue & Customs as quickly as possible.
See stamp duty examples for properties in Chatteris:
|Average sale price (2017)||Stamp Duty|
|Average price (detached)||£255,832||£2,791.60|
|Average new build||-||-|
Stamp duty relief for first-time buyers in Chatteris
For first-time buyers, stamp duty is only payable on purchases over £300,000.
Conveyancing solicitors in Chatteris will confirm the right tax is paid.
Buying a flat? Leasehold conveyancing in Chatteris
The pitfalls associated with purchasing a leasehold property are a source of concern for purchasers of leasehold houses or flats. There are any number of legal technicalities that could be awaiting the unsuspecting purchaser, such as doubling ground rents, leases with fewer than 80 years to run and sinking fund issues.
If you intend to buy a leasehold property, a good conveyancing solicitor in Chatteris will investigate aspects of the leasehold purchase, for example reserve funds, possible service charge shortfalls and understanding regional and era-specific nuances of leases.
Quittance Conveyancing's leasehold conveyancing solicitor team will ensure that you are fully-informed regarding your planned purchase.
Buying a 'New Build' property in Chatteris?
The average price for new builds in Chatteris is -, based on data published by the Land Registry. - new builds -.
Acquiring a new build property can be more complex than any other type of conveyancing. Therefore a Chatteris conveyancing solicitor must be aware of both region-specific issues and also must check numerous things, like handling equity loan schemes and confirming building regulation compliance.
Our conveyancing team specialise in working to tight developer deadlines and ensuring that new build contracts favour the client as much as possible.
Cambridgeshire Conservation areas
When carrying out the legal work for a home in Chatteris, a conveyancing solicitor will check if the property is in one of Chatteris's conservation areas. If it is, the property will be affected by certain conditions. Called Article 4 directions, these conditions can include:
- Restrictions on painting external walls
- Restrictions on the display of advertisements
- Restrictions on the erection of outbuildings
The local authority can order any non-compliant alterations to a property to be changed or removed, such as removing a flue.
Parts of Chatteris are within a conservation area governed by the Fenland local planning authority (LPA). Your conveyancing solicitor will address whether your planned purchase is located one of Chatteris's conservation areas.
Conveyancing - Selling a property in Chatteris
The legal process for a property sale is much easier than for a property purchase. The buyer's solicitor carries out a thorough legal appraisal on your home, whilst conveyancing solicitors in Chatteris acting for the vendor mostly just answers the buyer's questions.
What proactive measures can you take to improve the odds of your sale going through?
Obstacles, such as a solar panel 'rent a roof' scheme or issues with neighbours' rights over the property, can easily protract your home move if they are ignored.
Don't bury your head in the sand as it is the buyer's solicitor's job to spot problems. Get advice, face the issues head on, and find a solution ASAP.
- What to do before selling your 'share of freehold' flat
- Japanese Knotweed? What to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
Read more sale conveyancing articles here.
The conveyancing process for a leasehold flat or house is quite a lot more technical compared to a freehold house.
Chatteris conveyancing solicitors must usually carry out further legal work, such as sourcing a comprehensive pack of information, through to ensuring that leasehold forms are completed.
Experienced sellers will instruct a property lawyer as soon as possible, and ideally before going on the market, to mitigate (often inevitable) leasehold delays.
Can your conveyancing solicitors act for both sides?
A CLC-regulated conveyancer can act for both sides. However, Solicitors Regulation Authority rules ban a single conveyancing solicitor from working on behalf of both sides in a house sale.
If you are buying or selling a Chatteris property, and one of our conveyancing solicitors is acting for the other side, you could instruct a property solicitor firm in Chatteris to carry out your legal work.
Local Chatteris conveyancing solicitor directory
- Ward Gethin Archer Limited, 9 Park Street, Chatteris, Cambridgeshire, PE16 6AB
- Dack Pearson Solicitors, 10 Park Street, Chatteris, Cambridgeshire, PE16 6AE
Conveyancing - Remortgaging a property in Chatteris
Whilst there are many reasons to consider remortgaging, people will generally remortgage a home to save money with a lower rate.
Homeowners would typically benefit from a lower rate faster by using a more proactive conveyancing solicitor in Chatteris, shortening the time the conveyancing takes. With the base rate set at 0.5% (May 2018), fast conveyancing can be a critical factor in getting on to the rate you want.
A property lawyer will act for both you and your new lender to certify the lender's interests are protected and the HM Land Registry is notified of the lender's charge over the property.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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