Chatham conveyancing FAQs
How much Council Tax will I pay for a property in Medway Council?
Chatham is situated in Medway Council. Council tax bands are as follows:
|Band||Medway Council Tax (2018/19)|
How much stamp duty will I have to pay?
Read more about stamp duty:
Are Chatham conveyancing fees fixed?
Some conveyancing solicitors in Chatham carry out the conveyancing on an hourly rate and other firms will work for a fixed fee.
Quittance's solicitors work on a fixed legal fee basis, with no sneaky extras. Your conveyancing quote will set out exactly what the fees and disbursements will be when your home sale or purchase completes.
If, for whatever reason, your home sale or purchase does not go ahead, you have the peace of mind of our No Sale, No Fee guarantee.
Will I need property searches when buying a property in Chatham?
Property searches are detailed questions submitted to a number of authorities by Chatham conveyancing solicitors to identify issues affecting the home you want to buy. Mortgage lenders also usually require conveyancing searches to be purchased.
How long does conveyancing take when buying a leasehold flat in Chatham?
Almost all flats are leasehold. Leasehold houses are less common, but there are still an estimated 1 million such properties across the country. The conveyancing for a leasehold flat will usually take more time than a freehold house because there is more work involved.
Causes of numerous delays can range from slow receipt of the managing agent information to an absent freeholder.
Our specialist leasehold solicitor team complete the legal work for 100's of leasehold purchases each month, and our proactive approach means delays are less likely to occur.
Does a leasehold property take longer to sell?
Compared to freehold property, yes. The conveyancing for selling a leasehold home can result in long delays.
The solicitor acting for the buyer must review this leasehold-related paperwork, including a copy of buildings insurance for the common parts of the property. The time needed by the solicitor to gather this paperwork is the common cause of such delays.
Your solicitor should commence this as soon as possible, as this information could take several weeks to collect if the managing agent or landlord is slow or difficult to contact.
I am remortgaging a property in Chatham - do I need a solicitor?
Yes you will need a solicitor to handle the legal side of the remortgage.
The Bank of England base rate is currently 0.75% (Feb 2019). A proactive conveyancing solicitor in Chatham can get you onto your new rate as quickly as possible.
Our conveyancers are on the panel for all major lenders, so no matter whether you are changing to a tracker with Santander or to a two-year discount with the Allied Irish Bank, we can assist.