Award-winning No Move, No Fee conveyancing for Chalfont St Giles home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
We offer guaranteed fixed conveyancing fees, and our focus on proactive communication means you will always be kept in the loop about the legal side of your move.
Whether you are buying or selling a house or flat, and need conveyancing solicitors in Chalfont St Giles, our specialist no sale, no fee property lawyers can assist.
If, for whatever reason, your home move does not ultimately go ahead our no sale no fee guarantee means you won't have to pay any conveyancing solicitors' fees.
Chalfont St Giles's most communicative conveyancing service
According to a poll conducted by the Law Society, 46% of those who took part suggested that poor communication delayed their sale or purchase.
In fact, good conveyancing solicitor communication is so paramount that the CLC customer service charter prioritises tackling the issue.
Nevertheless, according to a Conveyancing Association-commissioned survey, over 1/5 of property transactions collapsed due to delays caused by poor communication.
Keeping you in the loop
Quittance Conveyancing's Chalfont St Giles conveyancing solicitors aim to provide you with a proactive and informative conveyancing service 7 days a week, using your preferred contact method:
- Lowest Chalfont St Giles conveyancing solicitors fees
- Frequent case updates via smartphone, tablet and PC
- Award-winning case handling technology
- DDI and email address of your lawyer
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Open Saturdays
Updated: October 12, 2018
Chalfont St Giles conveyancing solicitor fees
No Move, No Fee conveyancing in Chalfont St Giles
Conveyancing solicitor fees will be paid to your Chalfont St Giles conveyancing solicitor for the legal work involved in moving home.
How are Chalfont St Giles conveyancing fees calculated?
Our solicitors work on a fixed No Move, No Fee basis with no hidden fees, unlike some other conveyancing solicitors in Chalfont St Giles who will work on a cost per hour basis. Your conveyancing quote will set out all fees and disbursements you will need to pay when your property transaction has completed.
Besides conveyancing fees, what other costs are there?
You must cover the cost of any 'disbursements', on top of the conveyancing fees.
Disbursements are fees, costs or taxes that your property solicitor will have to pay to third parties on behalf of their client. These include costs like HMLR fees or managing agent information.
How much will the total Chalfont St Giles solicitor conveyancing fees be?
Conveyancing fees in Chalfont St Giles will be the same as anywhere else in the country. However, the costs of certain disbursements can vary. For example, specific extra searches, e.g. a commons registration search, may be necessary and council search fees will vary.
For a standard home sale or purchase, what we quote is the fee you pay. With Quittance Conveyancing, there are no hidden fees or surprises in the small print. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here
Conveyancing - Buying a property in Chalfont St Giles
As a key part of the conveyancing for the purchase of a house or flat, the conveyancing solicitor in Chalfont St Giles will look into the title of the property and feed the results of their enquiries back to the buyer.
After making their enquiries the conveyancer will give advice and will make practical suggestions and confirm that the Land Registry's record of the property is updated.
This section examines those residential property types that may be of interest to homebuyers searching for conveyancing solicitors in Chalfont St Giles.
- Conveyancing solicitors in Aylesbury
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Your Chalfont St Giles conveyancing solicitor must be lender-approved
Homebuyers can select from a wide range of mortgage providers, from a financial institution like the Earl Shilton Building Society, to a major lender such as Sainsbury's Bank. Before instructing a Chalfont St Giles conveyancing solicitor, whoever you choose, it is paramount that you confirm that they are on the approved panel of your lender.
Quite a few lenders will only accept a restricted list (called a 'lender panel') of solicitors or licensed conveyancers that meet strict criteria. If a solicitor cannot act for your lender, the lender will need an alternative solicitor firm to complete the legal work.
The home buyer will then have to cover this substitute solicitor's costs, and weeks could be added to the conveyancing process.
Our solicitors can act on behalf of all mortgage providers.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Conveyancing Searches (Chiltern District Council)
Property searches are enquiries made of government bodies by Chalfont St Giles conveyancing solicitors to identify issues affecting the home you want to buy. They include:
|Local Authority (LA) search||reveals issues like whether the adjoining road and pavement are publicly maintained|
|Environmental search||identifies risks within 500 metres of the property, including flooding subsidence. The search will also reveal nearby landfill sites and contaminated land.|
|Drainage & Water search||includes the position of water mains and sewers, and whether the local authority is responsible for their maintenance.|
|Chancel repair liability||involves the potential liability owed by the owners of certain property to pay for local parish church repairs. Insurance can be arranged to cover this risk.|
Your conveyancer will notify you if your mortgage lender requires any more searches, for example a more detailed flood report or a mining search.
Homebuyers could experience a delay of around 4 weeks for Residential property searches from Chiltern District Council, so faster personal searches will be recommended.
Finding planning permissions
Official Entries will also be ordered from the Land Registry by the buyer's conveyancing solicitor, helping to evidence any potential issues. Examples of these include outbuildings missing from the title plan or right of access issues.
Chiltern District Council Council Tax
Council tax is calculated by Chiltern District Council on property value and the number of people living in the property. E.g. a residential property in the Chiltern District Council area in Tax Band E would pay £2,181 per annum.
Conveyancing solicitors in Chalfont St Giles will inform the purchaser of the property's band after this is confirmed by the searches.
If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,636.
Other discounts and exemptions could also apply, e.g. a 10% discount for second homes or if the property is occupied by someone who is seriously mentally impaired.
|Band||Chiltern District Council Tax (2018)|
Are you paying too much?To appeal contact:
Valuation Office Agency
3rd Floor Aspect Gate 166 College Rd
A property owner can also ask for their property to be reassessed.
Stamp Duty on Chalfont St Giles properties
Stamp duty is a percentage of the purchase price of a property paid by the buyer to Her Majesty's Revenue and Customs (HMRC). It is due on properties bought for over £125k. Obtaining and completing the SDLT1 return from HMRC is difficult but not impossible for a typical buyer. Usually, however, the form is completed by the property lawyer to avoid penalties or delays.
Quittance Conveyancing is able to administer the stamp duty process faster and more efficiently than ever, using integrated online systems.
See table below for Stamp Duty Land Tax examples for homes in Chalfont St Giles:
|Average sale price (2017)||Stamp Duty Land Tax|
|Average price (detached)||£1,389,190||£82,669.00|
|Average new build||£854,998||£32,749.90|
Stamp duty relief for first-time buyers in Chalfont St Giles
Relief is available on home purchases below £300,000 for first-time buyers with relief up to £500,000 in some areas.
Chalfont St Giles conveyancing solicitors will ensure an accurate calculation is made.
Buying a flat? Leasehold conveyancing in Chalfont St Giles
Data suggests that over 100,000 UK homeowners are trapped by property leases with problematic terms. There is a wide range of sometimes obscure legal issues that may be lying in wait for an uninformed purchaser, including doubling ground rents, marriage value issues and unreasonable managing agent fees.
If you are planning to purchase a leasehold home, a competent conveyancing solicitor in Chalfont St Giles will address aspects of leasehold, e.g. :
- reviewing the lease itself (some leases are over 100 years old)
- managing agent practices
- annual statements of account and budgets for service charges
- proposed major works (Section 20 notices)
Make sure that you are fully-informed regarding your decision to buy a leasehold property with Quittance Conveyancing's specialist leasehold conveyancing solicitors.
Buying a 'New Build' property in Chalfont St Giles?
According to Land Registry information, the average purchase price of Chalfont St Giles new build property is £854,998. 10 brand new homes were purchased in Chalfont St Giles last year.
A new-build conveyancing solicitor in Chalfont St Giles must be mindful of regional factors and new build's additional complexities, such as dealing with fast exchange timeframes, checking that any contracts allow for future 'common parts' maintenance and checking new build warranties with warranty providers, including NHBC Buildmark, Zurich Municipal and BLP.
With Quittance Conveyancing, you will get an expert assessment of the property's legal status, looking out for issues like problematic leasehold terms and exponential ground rent and service charges (where applicable).
Buckinghamshire Conservation areas
If you are buying a house in one of Chalfont St Giles's conservation areas, the property must be compliant with any local conservation area constraints. Referred to as Article 4 directions, these restrictions may include restrictions on the use of PVC windows, restrictions on extensions normally within Permitted Development rights or general restrictions governing non-uniform additions or modifications.
If a property is in breach, you could be ordered by the local council to return the home to its earlier condition, even if the previous owner was responsible for the changes.
Parts of Chalfont St Giles are within a conservation area governed by the Chiltern local planning authority (LPA). Quittance's conveyancing solicitors will address whether the home you plan to buy is located in a conservation area in Chalfont St Giles.
Conveyancing - Selling a property in Chalfont St Giles
The legal work involved in a sale of a home is less demanding than for a purchase. The buyer's solicitor carries out a thorough legal appraisal on the property and its legal title. Conveyancing solicitors in Chalfont St Giles acting for the seller, however, mostly just collects any required paperwork and answers the purchaser's enquiries .
What could go wrong?
Obstacles, such as being in an area threatened by local development or a solar panel 'rent a roof' scheme, can seriously prolong your home move if ignored.
Don't bury your head in the sand, hoping the issue will fix itself - a better course of action will be to get advice and attempt to resolve it as early as possible.
- Selling a Green Deal property? What you need to know
- Boundary disputes - what to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
Read more sale conveyancing articles here.
Leasehold conveyancing for a sale
The legal work for a leasehold flat (houses are rarely leasehold) is quite a lot more involved compared to a freehold house.
Chalfont St Giles conveyancing solicitors will also need to carry out additional work, including liaising with the management company to obtain managing agent information, through to details of historical insurance claims.
It is strongly advised that you instruct a leasehold expert as soon as the property is marketed, if not before, to ensure the legal technicalities are handled correctly.
What if Quittance is acting for the other side?
Solicitors Regulation Authority (SRA) rules ban the same conveyancing solicitor from acting on both sides in a property sale. However, CLC-regulated conveyancers, can act for both the buyer and the seller.
If you are buying or selling a Chalfont St Giles home, and a Quittance conveyancing solicitor is carrying out the legal work for the other side, you may wish to contact a law firm in Chalfont St Giles to carry out your legal work.0
Conveyancing - Remortgaging a property in Chalfont St Giles
Securing a lower interest rate is generally why homeowners remortgage. There are other reasons, such as releasing capital, or switching from interest-only to repayment.
A good conveyancing solicitor in Chalfont St Giles will complete the conveyancing quickly, perhaps saving you from a payment or two at your old rate. With future interest rate changes hard to predict, fast conveyancing can play a key role in getting on to the rate you want.
Your property lawyer should also be able to act for your new bank or building society. Our conveyancers are on all major lenders' panels. So whether you are moving to a lifetime tracker mortgage with the NatWest or to a discounted-rate mortgage with the Harpenden Building Society, we can assist.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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