Local information

Ceredigion, known for centuries as Cardiganshire, was once a minor kingdom. The county prides itself on offering a beautiful and unspoilt natural landscape. It is mainly rural with over 50 miles (80 km) of coastline and a mountainous hinterland.

Ceredigion's largest town, Aberystwyth, lays claim to being the capital of Welsh culture; home to a lively university and the National Library of Wales. Government initiatives and local actions have helped Ceredigion develop opportunities in tourism, rural crafts, specialist food shops, farmers' markets and added-value food products. .

Ceredigion conveyancing FAQs

What are the council tax bands in Ceredigion County Council?

Ceredigion is situated in Ceredigion County Council. Council tax bands in 2019 are as follows:

Band Ceredigion County Council Tax (2018/19)
A £989.07
B £1153.92
C £1318.77
D £1483.61
E £1813.30
F £2142.99
G £2472.68
H £2967.22
I £3461.75

Read more:

Are you paying more council tax than you should be?

Stamp duty calculator

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Read more about stamp duty:

What is Stamp Duty Land Tax (SDLT)?

Can I claim stamp duty relief as a first time buyer?

How much are conveyancing fees for buying or selling a home in Ceredigion?

Conveyancing fees are made up of the conveyancer's legal fees and disbursements.

Conveyancing disbursements are the extra third-party costs incurred on behalf of a buyer or seller, e.g. HMLR fees or Office Copies. Legal fees are for the work your solicitor carries out for you.

Our conveyancing fees for buying or selling a house in Ceredigion are fixed, meaning for a standard transaction, what you pay is exactly what you see in your quote.

Calculate the conveyancing fees for your Ceredigion move

Our online conveyancing fees calculator gives you a detailed fixed fee quote with a detailed breakdown of all fees, costs and disbursements for your Ceredigion sale or purchase.

Calculate my conveyancing fees

Read more:

How much should conveyancing fees cost in 2019?

I'm purchasing a property in Ceredigion - which searches will I need?

The standard search pack will include:

  • Regulated Local Authority Search
  • Regulated Water Search
  • Residential Environmental Search
  • Chancel liability insurance (if required)

Occasionally the initial search results will recommend additional searches such as a mining search.

To find out the price of searches on a Ceredigion house or flat use our calculator.

Read more:

What are conveyancing searches when buying a home and do I need them?

How long does the conveyancing on a leasehold property take

Almost all flats are leasehold. Leasehold houses are less common, but there are still an estimated 1 million such properties across the country. Buying leasehold property can take weeks longer than a freehold home because leasehold transactions involve more work and more technical complexity exists.

Causes of numerous delays can range from slow delivery of managing agents' documents to an unreachable freeholder.

Our specialist leasehold solicitor team look after hundreds of leasehold clients every month, and our proactive approach can mean faster conveyancing.

Does a leasehold property take longer to sell?

Yes, it can take much longer to complete the legal work on leasehold properties,compared to the sale of a freehold property.

The buyer's conveyancer will expect to see several leasehold-related documents, like a copy of the freehold property's buildings insurance and details of any breaches by other leaseholders. The time it takes the seller's conveyancer to get these documents together is commonly the source of delays.

The seller's solicitor should start this process at the earliest opportunity, as these details can take weeks to collect if the landlord or managing agent is slow or difficult to contact.

Read more:

Selling a leasehold flat? What to do before going on the market

I am remortgaging a property in Ceredigion - do I need a solicitor?

Yes, you will need a remortgage conveyancing solicitor.

The official UK base rate is currently set at 0.75% (Feb 2019). A proactive conveyancing solicitor in Ceredigion might even save you a few mortgage payments on your old rate.

Our conveyancers are members of most UK mortgage lenders, so whether you are you are changing to a variable-rate with Santander or to a capped-rate mortgage with the Coventry Building Society, our remortgage specialists can help.

Check your solicitor can act for your lender