Cardigan conveyancing FAQs

How much council tax must I pay for a property in Ceredigion County Council?

Cardigan is situated in Ceredigion County Council. Council tax bands are as follows:

Band Ceredigion County Council Tax (2018/19)
A £989.07
B £1153.92
C £1318.77
D £1483.61
E £1813.30
F £2142.99
G £2472.68
H £2967.22
I £3461.75

Read more:

Are you paying more council tax than you should be?

How much stamp duty will I have to pay?

£

Read more about stamp duty:

What is Stamp Duty Land Tax (SDLT)?

Can I claim stamp duty relief as a first time buyer?

Are Cardigan conveyancing fees fixed?

Some conveyancing solicitors in Cardigan carry out the conveyancing on an hourly rate others work on a fixed fee.

Our panel of solicitors work on a fixed fee basis, with no hidden fees. Your detailed quote will set out exactly what the legal fees will be when your property transaction completes.

If, for any reason at all, your property transaction does not go ahead, you have the peace of mind of our No Move, No Fee guarantee.

Read more:

How much should conveyancing fees cost in 2019?

I'm purchasing a house in Cardigan which property searches will I require?

The standard search pack will include:

  • Official or Regulated Local Authority Search
  • Regulated Water Search
  • Residential Environmental Search
  • Chancel search liability

Sometimes the solicitor will advise additional searches , for example a mining search.

To find out how much searches will cost on a Cardigan house or flat use our online conveyancing costs calculator.

Read more:

What are conveyancing searches when buying a home and do I need them?

How long does leasehold conveyancing take?

Almost every flat in the UK is leasehold. There are also an estimated 1 million leasehold houses throughout the country. Buying a leasehold home can take weeks more to complete than a freehold home because there is more to prepare and the landlord or managing agent are involved.

Delays in leasehold transactions could include anything from an unresponsive landlord to slow delivery of managing agents' documents.

Quittance's expert leasehold solicitors look after hundreds of leasehold clients every month, and our proactive approach can mean faster conveyancing.

I am selling a leasehold property in Cardigan - what do I need to know?

Conveyancing for a leasehold flat is a great deal more difficult than for a freehold property.

Leasehold complexity involves additional work on the part of conveyancing solicitors in Cardigan, for example requesting the latest service charge and ground rent statement, through to finding out if there are any payment arrears.

In order to resolve any leasehold delays faster, It is highly recommended that you instruct a Cardigan conveyancing solicitor as soon as is practicable.

I am buying a new build property in Cardigan - what do I need to know?

The legal work for acquiring a new build in Cardigan .

A conveyancing solicitor in Cardigan must be able to deal with things like checking new build mortgage procedures are followed, dealing with incomplete service connection agreements and checking new build warranties with warranty providers such as NHBC Buildmark, Advantage and AHCI.

Our award-winning team of new build conveyancing solicitors are experts in helping buyers get the best possible outcome and working to tight developer deadlines.

Read more:

Buying a new build property off plan - what you need to know.

What you need to check before buying a new build home.

I am remortgaging a property in Cardigan - do I need a solicitor?

Yes, you will need a remortgage conveyancing solicitor.

The base rate is now at 0.75% (Feb 2019). A good Cardigan remortgage solicitor could save you a few mortgage payments on your old rate by completing the conveyancing quickly.

Our conveyancing solicitors can act for most UK lenders, so whether you are you are switching to a lifetime tracker mortgage with Barclays Bank or to a joint mortgage with the Darlington Building Society, our remortgage specialists can help.

Check your solicitor can act for your lender