The Welsh capital, Cardiff, is the chief commercial centre of Wales and the main engine of growth in its economy. Recent regeneration projects have attracted sizeable investments across all sectors - leisure, retail and business.
Situated near the Glamorgan Heritage Coast, Cardiff also has extensive parkland within its city boundaries, with green spaces accounting for 10% total area.
Thriving cultural events and strong nightlife scene add vitality to the city, making Cardiff an attractive place to live and work.
Cardiff Conveyancing: FAQs
Conveyancing for buying or selling a property is complex. To help Cardiff clients navigate the legal process, we have put together a list of common questions. If you have a specific question about Cardiff conveyancing that we haven't covered here, please call 0800 022 4108 to speak to a member of our team.
Buying property in Cardiff
How much Council Tax must I pay for a property in Cardiff Council in 2022?
Cardiff is situated in Cardiff Council. Council tax bands are:
|Band||Cardiff Council Tax (2022/23)|
Will I need property searches when buying a property in Cardiff?
Property searches are questions submitted to a number of authorities by Cardiff conveyancing solicitors to identify issues affecting the home you want to buy. Mortgage lenders also usually require conveyancing searches to be purchased.
Selling property in Cardiff
Could the sale of a leasehold property be delayed?
Yes. The conveyancing for selling a leasehold home typically takes longer.
The buyer's solicitor will expect to see this leasehold-related paperwork, like a copy of the freehold property's buildings insurance and an up-to-date statement of service charges. The time it takes to get these documents together is the common cause of such delays.
It can take a long time to gather this information if it is difficult to contact the landlord or managing agent or they are slow to respond, so the solicitor should get this underway even before you have found a buyer.
Remortgaging in Cardiff
I am remortgaging a property in Cardiff - do I need a solicitor?
Yes, you will need a remortgage conveyancing solicitor.
The Bank of England base rate is currently 0.75% (Feb 2019). A good Cardiff remortgage solicitor could save you a few mortgage payments on your old rate by completing the conveyancing quickly.
Transferring equity in Cardiff
Will I need a solicitor to transfer equity in my Cardiff home?
A 'transfer of equity' will be required if the ownership structure of the Cardiff property needs to be changed, or if the property is being given (gifted) to a child or relative. The legal process of transferring equity is different to the purchase or sale of the whole property. Your conveyancing solicitor can carry out the legal work for you for a guaranteed fixed fee. If you intend to remortgage at the same time as the transfer, we can complete the remortgage legal work in parallel.
Comparing Conveyancing Quotes in Cardiff
What's the difference between fees and disbursements?
Legal fees are paid to your property lawyer. Depending on your circumstances, these could include a new build fee or mortgage fee.
Disbursements are costs paid to third parties, such as HM Land Registry.
How much should I be paying for conveyancing in 2022?
Market research in July, 2022 shows that the actual cost of conveyancing can vary significantly between property lawyers.
To accurately compare Cardiff conveyancing quotes, you should be aware of the potential additional fees charged by some solicitors that could increase the cost of your property sale or purchase.
General Cardiff property lawyers FAQs
Are Cardiff conveyancing fees fixed?
Some conveyancing solicitors in Cardiff carry out the conveyancing on an hourly basis others work on a fixed fee.
Your solicitor will work on a fixed conveyancing fee basis, with no unexpected 'add-ons'. Your conveyancing quote will explain what the conveyancing fees and costs will be when your sale or purchase completes.
If, for whatever reason, your sale or purchase does not go ahead, you have the peace of mind of a No Sale, No Fee guarantee.
How long does leasehold conveyancing take?
Almost every flat in the UK is leasehold. Although much less common, there are also around 1 million leasehold houses nationwide. The conveyancing for a leasehold home typically takes longer than a freehold house because there is more work involved.
Delays in leasehold transactions could include anything from an absent freeholder to incomplete managing agent information.
Quittance's team of leasehold specialists complete the legal work for 100's of leasehold purchases each month, and our proactive approach means delays are less likely to occur.
How we can help you
If you are buying, selling, remortgaging or transferring equity in a property in Cardiff and need an expert conveyancing solicitor, we can take care of the legal side of your move.
We work with a panel of specialist conveyancing solicitors to deliver a stress-free moving experience.
- No Move, No Fee Guarantee
- Fixed fee conveyancing service
- Cardiff experts
- CQS-accredited panel solicitors
All-inclusive quote from £384 inc VAT