Canterbury Conveyancing: FAQs
Whether you are planning to sell a property in Canterbury, buy your first home, transfer equity or remortgage, our Canterbury conveyancing guide will address the most common questions.
Buying property in Canterbury
How much Council Tax must I pay for a property in Canterbury City Council in 2022?
Canterbury is situated in Canterbury City Council. Council tax bands are:
|Band||Canterbury Council Tax (2022/23)|
Will I need property searches when buying a property in Canterbury?
Property searches are enquiries submitted to a number of authorities by Canterbury conveyancing solicitors to identify issues affecting the home you want to buy. Mortgage lenders also usually require conveyancing searches to be purchased.
I am buying a leasehold property in Canterbury - what do I need to know?
Buying a leasehold flat in the UK can be complex when compared to purchasing a freehold. The many potential traps awaiting an uninformed purchaser can include legally technical issues like unpaid service charges by the existing leaseholder and leases with fewer than 80 years to run.
Your solicitor will look into all potential issues with the lease and report back to you.
Selling property in Canterbury
Does the conveyancing for selling leasehold take longer?
Correct, it can take much more time to conduct the conveyancing to sell a leasehold home, compared to freehold conveyancing.
The buyer's conveyancer must review this leasehold-related paperwork, including management company information. Typically, delays are due to the time needed by the seller's conveyancer to source this information.
Your conveyancing solicitor should start this process at the earliest opportunity, because this paperwork can take weeks to collect if the managing agent or landlord is slow or difficult to contact.
Remortgaging in Canterbury
I am remortgaging a property in Canterbury - do I need a solicitor?
Yes you will need a solicitor to handle the legal side of the remortgage.
The base rate is now at 1.25% (June 2022). A proactive conveyancing solicitor in Canterbury will complete the conveyancing process quickly and get you into your new rate.
Property solicitors on the panel for all major lenders - so no matter whether you are switching to a 95% mortgage with the Nationwide Building Society or to a fixed-rate mortgage with the Hinckley and Rugby Building Society, our remortgage team can assist.
Transferring equity in Canterbury
Can Quittance help with the conveyancing for a transfer of equity on my Canterbury property?
A 'transfer of equity' will be required if the ownership structure of the Canterbury property needs to be changed, but at least one of the current owners will remain on the title, or if the property is being gifted to a child or relative. The legal process of transferring equity differs from an outright purchase or sale. Your solicitor can carry out the legal process for you for a guaranteed fixed fee. If you will also be remortgaging, this can be completed at the same time as the transfer.
Comparing Conveyancing Quotes in Canterbury
What are conveyancing disbursements?
A key difference between conveyancing fees and disbursements is who they are paid to.
Legal fees are paid to your solicitor for the work they do, whereas disbursements are paid through your solicitor to third parties like landlords.
How much should I be paying in conveyancing legal fees in 2022?
Hidden fees and potential additional costs could unexpectedly add to your final conveyancing bill, so when you are comparing Canterbury conveyancing quotes, you should check what each quote does include. If a fee is included in one online quote but not another, check the small print.
If you are buying a leasehold property, with Help to Buy, or a share of freehold, check if there is an additional charge for this extra work.
General Canterbury property lawyers FAQs
Are Canterbury conveyancing fees fixed?
Some conveyancing solicitors in Canterbury carry out the conveyancing on an hourly basis others work on a fixed fee.
Your property lawyer will work on a fixed fee basis, with no additional fees hidden in the small print. Your quote will set out what you will pay when your home sale or purchase completes.
If, for whatever reason, your home sale or purchase does not go ahead, you will be covered by a No Sale, No Fee guarantee.
How we can help you
If you are buying, selling, remortgaging or transferring equity in a property in Canterbury and need an expert conveyancing solicitor, we can take care of the legal side of your move.
We work with a panel of specialist conveyancing solicitors to deliver a stress-free moving experience.
- No Move, No Fee Guarantee
- Fixed fee conveyancing service
- Canterbury experts
- CQS-accredited panel solicitors
All-inclusive quote from £384 inc VAT