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Caldicot Conveyancing: FAQs

We've put together our handy guide on the most frequently asked Caldicot conveyancing questions. These FAQs cover some of the terms property lawyers and conveyancers use, and common hurdles during the property buying and selling process.

Buying property in Caldicot

How much Council Tax will I pay for a property in Monmouthshire Council in 2022?

Caldicot is situated in Monmouthshire Council. Council tax bands in 2022 are as follows:

Band Monmouthshire Council Tax (2022/23)
A £1,231.50
B £1,436.75
C £1,642.00
D £1,847.25
E £2,257.75
F £2,668.25
G £3,078.75
H £3,694.50
I £4,310.25

Read more:

Are you paying more Council Tax than you should be?

I'm buying a home in Caldicot - which searches will I need?

The standard search pack will include:

  • Official or Regulated Local Authority Search
  • Residential Environmental Search
  • Drainage and Water Search
  • Chancel search liability

Occasionally the solicitor will recommend additional searches , for example a mining search.

To see how much searches will cost on a Caldicot property, use our calculator.

Read more:

What are conveyancing searches when buying a home and do I need them?

How long does conveyancing take when buying a leasehold flat in Caldicot?

Almost every flat in the UK is leasehold. There are also an estimated 1 million leasehold houses throughout the country. The conveyancing for a leasehold flat typically takes longer than a freehold property as there are more parties involved.

Causes of numerous delays can range from incomplete service charge accounts to an absent freeholder.

Quittance's expert leasehold solicitors handle hundreds of leasehold transactions a month, and our proactive approach can mean faster conveyancing.

Selling property in Caldicot

Does the conveyancing for selling leasehold take longer?

Yes, compared to freehold conveyancing. The conveyancing for selling a leasehold property can be seriously delayed.

The solicitor acting for the buyer will want to see this leasehold-related paperwork, like a copy of the freehold property's buildings insurance and a current statement of service charges. The time required by to gather this paperwork is commonly the source of delays.

It can take a long time to gather this paperwork if the managing agent is slow or difficult to contact, so your lawyer ought to start this process at the earliest opportunity.

Read more:

Selling a leasehold flat? What to do before going on the market

Remortgaging in Caldicot

Will I need a conveyancing solicitor if I am remortgaging my Caldicot property?

Yes, you will need a remortgage conveyancing solicitor.

The base rate is now at 1.25% (June 2022). A good Caldicot remortgage solicitor could save you a few mortgage payments on your old rate by completing the conveyancing quickly.

Your conveyancing solicitor can act for most UK lenders, so no matter whether you are moving to a lifetime tracker mortgage with the Bank of Scotland or to a two-year discount with the Buckinghamshire Building Society, we can assist.

Get a remortgage conveyancing quote

Transferring equity in Caldicot

I want to transfer equity in my Caldicot home - will I need a solicitor?

A 'transfer of equity' will be required if the ownership structure of the Caldicot property needs to be changed, but at least one of the current owners will remain on the title, or if the property is being gifted to a child or relative. The legal process of transferring equity differs from an outright purchase or sale. Your solicitor can carry out the legal process for you for a guaranteed fixed fee. If you will also be remortgaging, this can be completed at the same time as the transfer.

Get a transfer of equity conveyancing quote

Comparing Conveyancing Quotes in Caldicot

Conveyancing fees and disbursements - What's the difference?

Legal fees are paid to your property lawyer. Depending on your circumstances, these could include a gifted deposit fee or Help to Buy fee.

Disbursements are costs paid to third parties, such as HM Land Registry.

How much should I be paying for conveyancing in 2022?

Market research in July, 2022 shows that the actual cost of conveyancing can vary significantly between property lawyers.

To accurately compare Caldicot conveyancing quotes, you should be aware of the potential additional fees charged by some solicitors that could increase the cost of your property sale or purchase.

Read more:

How much should conveyancing fees cost in 2022?

General Caldicot property lawyers FAQs

Are Caldicot conveyancing fees fixed?

Some conveyancing solicitors in Caldicot offer their services on an hourly rate others work on a fixed fee.

Some property lawyers work on a fixed fee basis, with no nasty surprises. Your detailed quote will explain what the legal fees will be when your home sale or purchase completes.

If, for any reason at all, your home sale or purchase does not go ahead, you have the peace of mind of a No Sale, No Fee guarantee.

Read more:

How much should conveyancing fees cost in 2022?

How we can help you

If you are buying, selling, remortgaging or transferring equity in a property in Caldicot and need an expert conveyancing solicitor, we can take care of the legal side of your move.

We work with a panel of specialist conveyancing solicitors to deliver a stress-free moving experience.

  • No Move, No Fee Guarantee
  • Fixed fee conveyancing service
  • Caldicot experts
  • CQS-accredited panel solicitors
Get a Quote

All-inclusive quote from £384 inc VAT

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