Updated: October 12, 2018

Burton Upon Trent conveyancing solicitor fees

No Move, No Fee conveyancing in Burton Upon Trent

Conveyancing solicitor fees will be paid your Burton Upon Trent conveyancing solicitor for the legal work associated with buying or selling a property.

Do Burton Upon Trent conveyancing solicitors work on a fixed fee basis?

Our solicitors work on a fixed No Sale, No Fee basis with no nasty surprises in the small print, unlike some other conveyancing solicitors in Burton Upon Trent who carry out the legal work on an hourly-rate basis. Your conveyancing quote explains what you will pay when your house or flat sale completes.

Besides conveyancing fees, what other costs are there?

You will need to budget for 'disbursements', in addition to the legal fees.

Disbursements are the costs and expenses a solicitor needs to pay out on behalf of a client. These include costs like landlord's notice fees or Stamp Duty Land Tax.

See: A guide to all conveyancing fees

How much will the total Burton Upon Trent solicitor conveyancing fees be?

Burton Upon Trent conveyancing solicitor fees will be the same as anywhere else in the country. There may, however, be some variation in certain disbursements. As examples, additional region-specific searches, such as utilities searches, may be needed and council search fees will vary.

For a standard sale or purchase, what we quote is the fee you pay. There are no hidden costs or surprises to be paid with Quittance Conveyancing. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here

Quittance's conveyancing fees were substantially lower than the average solicitors' fees, and their service was first-rate

Conveyancing - Buying a property in Burton Upon Trent

"Caveat emptor", or "buyer beware", was the legal principle of English property law. Since the repeal of the Property Misdescriptions Act in 2013, this rule no longer applies. However, it remains the duty of a buyer's legal representative to carry out due diligence on a planned purchase.

The conveyancing solicitor in Burton Upon Trent will give advice following their enquiries, deal with any legal issues and register the new owner's title at the Land Registry.

The following discusses elements of the buying process for conveyancing solicitors in Burton Upon Trent requiring specialist legal knowledge.

Your Burton Upon Trent conveyancing solicitor must be lender-approved

Irrespective of whether you are obtaining a mortgage from Fleet Mortgages, Halifax or any other lender, before you appoint a conveyancing solicitor in Burton Upon Trent it is paramount that you confirm that they are on the panel of your lender.

Your lawyer may be unable to act for your lender, because some lenders are only happy to work with a selected list (their 'panel') of legal firms that have achieved certain benchmarks.

If that is the case, the lender will probably require a different law firm to complete the legal work, and you will then have to cover this substitute lawyer's costs. Adding another solicitor to the process can delay the whole purchase.

Your property transaction could be put at risk by failing to check your property solicitor's lender panel status.

Our conveyancing solicitors can act on behalf of all mortgage providers.

Property Searches (East Staffordshire Borough Council)

Searches are enquiries made of various authorities by Burton Upon Trent conveyancing solicitors to give details about the home you want to buy.

These searches include the local authority (LA) search, drainage & water search, environmental search and chancel repair liability.

More specific searches, such as a highways search or a more detailed environmental report, may also be advised in the initial search results.

Buyers can expect a lead time of roughly 12 weeks for conveyancing searches provided by East Staffordshire Borough Council, so personal (as opposed to official) searches will be faster.

Planning searches

Your conveyancing solicitor will apply for an 'Official Copy of the Title Register' from the Land Registry. This will help to reveal planning issues. Examples of these include discrepancies between the property boundaries and the title plan or that a restrictive covenant has been breached.

East Staffordshire Borough Council Council Tax

East Staffordshire Borough Council calculate your council tax based on various criteria which include the size and layout of the property and the property's value as at 1 April 1991 (England) or 1 April 2003 (Wales). E.g. the occupier of a Valuation Band C property in the East Staffordshire Borough Council area would pay annual council tax of £1,499.

Burton Upon Trent conveyancing solicitors will inform the purchaser of the property's tax band once they are made aware.

If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,124.

Other discounts and exemptions may also apply, for example unoccupied properties undergoing major repairs or structural changes or where the property is a hall of residence.

Band East Staffordshire Borough Council Tax (2018)
A £1,124
B £1,312
C £1,499
D £1,687
E £2,061
F £2,436
G £2,811
H £3,373

Does anyone ever challenge their valuation?

The Valuation Office Agency (VOA) should reassess a property's band on request. Councils prefer that this be done within six months of buying a property. To appeal contact:

Valuation Office Agency
Ground Floor
Ferrers House
Castle Meadow Rd
Nottingham
NG2 1AB
Nottinghamshire

Stamp Duty on Burton Upon Trent properties

With some exceptions, if you buy a property over the £125,000 threshold you will have to pay Stamp Duty Land Tax. Submitting the SDLT1 form to HMRC (formerly Inland Revenue) is difficult and time consuming. The majority of purchasers get their property lawyer to do it for them.

HMRC (formerly Inland Revenue) complications are avoided using the latest legal case management system.

See Stamp Duty Land Tax examples for properties in Staffordshire:

  Average sale price (2018 to date) Stamp Duty
Average price £205,183 £1,603.66
Average price (detached) £298,064 £4,903.20
Average new build £256,590 £2,829.50

Stamp duty relief for first-time buyers in Burton Upon Trent

In November 2017, the Government announced that first-time buyers would be exempt from paying stamp duty on residential properties below £300,000. If you already own another home or share in a home , anywhere in the world you will be subject to a surcharge of 3%. Following the example above, if a homeowner bought a second property in Burton Upon Trent for the average price of £205,183 the SDLT would be £10,259.15.

Conveyancing solicitors in Burton Upon Trent should ensure their client pays the correct amount.

Buying a flat? Leasehold conveyancing in Burton Upon Trent

New build site

The risks associated with purchasing a leasehold property are a source of concern for leasehold home buyers. There are numerous technical issues that could be awaiting an uninformed buyer, such as spiralling ground rents, freeholds sold without first refusal to leaseholders and sinking fund issues.

Severe consequences can result from a solicitor's failure to give good leasehold advice.

A competent conveyancing solicitor in Burton Upon Trent will address aspects of leasehold, for example sinking funds, service charges, ground rents and buildings insurance arrangements and reviewing the lease itself.

Quittance Conveyancing's leasehold conveyancing solicitors will make sure that you are fully-informed regarding your decision to buy a leasehold property.

Buying a 'New Build' property in Burton Upon Trent?

House under construction

The average sale price of a new build in Burton Upon Trent is £256,590, (source: Her Majesty's Land Registry). 81 brand new homes have been bought in Burton Upon Trent in 2018 so far.

The legal work for buying a new build home is considerably more complicated than buying a 'secondhand' home. Therefore a conveyancing solicitor in Burton Upon Trent must be aware of local issues and needs to check a range of issues, such as handling equity loan schemes and verifying rights of access.

Our highly qualified new build team are specialists in meeting short developer deadlines and ensuring that new build contracts favour the client as much as possible.

Conservation areas in Staffordshire

Whether you enjoy a rural setting or Regency architecture, purchasing property in a conservation area will usually mean that the local character is unlikely to drastically change. However, conservation area conditions will affect your home.

These building controls may include restrictions on replacing windows, general restrictions governing unsympathetic additions or modifications or restrictions on side or 2 storey extensions.

The local planning authority can order any non-compliant alterations to a property to be changed or removed.

Your conveyancing solicitor will address whether your planned purchase is located one of Burton Upon Trent's conservation areas.

Conveyancing - Selling a property in Burton Upon Trent

The legal process for a sale of a house or flat is less difficult than for a purchase. When a house or flat changes hands, caveat-emptor' means that the onus lies entirely with the buyer to confirm that the title of the property is mortgageable and is (or can be) registered at the Land Registry.

On the other hand, when selling, conveyancing solicitors in Burton Upon Trent acting for the existing owner for the most part just answer any enquiries made by the buyer's solicitor.

Factors that could delay or endanger your sale

Homes can face any number of legal issues (e.g. where the property differs from the title plan or a solar panel 'rent a roof' scheme) that might delay a purchase for weeks (or worse).

Property specialists generally advise that vendors address any such problems immediately.

Useful reading:

Read more conveyancing advice for sellers.

Sale conveyancing for a leasehold property

The conveyancing process for a leasehold property is significantly more complex than for a more straightforward freehold house.

Conveyancing solicitors in Burton Upon Trent will also carry out additional work, and this could include approaching the managing company for the latest service charge accounts, through to ascertaining if a license to assign is required.

You should instruct a conveyancer as soon as possible to mitigate predictable leasehold delays.

Can Quittance conveyancers act for both the buyer and the seller of the same property?

A conveyancer who is regulated by the CLC can act for both parties. However, Solicitors Regulation Authority rules ban the same solicitor from working on behalf of both sides in a house sale.

You may want to instruct a property solicitor firm in Burton Upon Trent to carry out your conveyancing, if a Quittance conveyancer is carrying out the legal work for the other side.

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Conveyancing - Remortgaging a property in Burton Upon Trent

By far the most common reason people remortgage their home is to get a more attractive interest rate. There are any number of other reasons to remortgage, for example getting on to a new fixed-rate deal, or releasing funds to help pay for home improvements.

An efficient conveyancing solicitor in Burton Upon Trent can reduce the remortgage processing time, helping you get onto the lower rate earlier. With the future of interest rates uncertain, fast conveyancing can be a crucial factor in getting onto your new rate as quickly as possible.

Your property lawyer should also be able to act for your preferred bank or building society. Quittance Conveyancing are panel members of all major banks and building societies, so no matter whether you are changing to a variable-rate with the NatWest or to a capped-rate mortgage with the Darlington Building Society, we can assist.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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