Award-winning No Move, No Fee conveyancing for Burntwood home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Quittance Conveyancing offer guaranteed fixed conveyancing fees, and because we are committed to better communication, you will never be uninformed about how your sale or purchase is progressing.
Whether you are buying, selling or remortgaging a home and need conveyancing solicitors in Burntwood, our specialist No Sale, No Fee property lawyers can assist.
If, for whatever reason, your sale or purchase does not proceed our no move no fee service means you will not have to pay any conveyancing solicitors' legal fees.
Burntwood's most communicative conveyancing service
A lack of communication from your solicitor or licensed conveyancer will almost certainly add yet more stress to your move.
The Law Society's 'Conveyancing Quality Scheme' official client charter specifically prioritises conveyancing solicitors communicating more proactively.
In spite of this, according to a Conveyancing Association survey of 1,500 people, 46% of consumers thought that more effective communication would have meant a faster completion.
Our Burntwood conveyancing solicitors deliver an award-winning property legal service. We provide you with the information you need 7 days a week, using the communication method of your choice:
- Best Burntwood conveyancing solicitor fees
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- We are open weekends - Saturday (9am-1pm)
- Your dedicated conveyancer's direct line and contact details
- Frequent updates by your chosen method (including SMS, phone and email)
- 24/7 access to your online conveyancing file
Updated: October 12, 2018
Burntwood conveyancing solicitor fees
No Move, No Fee conveyancing in Burntwood
Conveyancing solicitor fees are the amounts you pay to your Burntwood conveyancing solicitor for the legal work for a home sale or purchase.
Are Burntwood conveyancing fees and costs fixed?
Our conveyancers work on a No Sale, No Fee basis with no hidden extras, unlike some other conveyancing solicitors in Burntwood who carry out the legal work on a fees per hour basis. Your conveyancing quote explains all fees and disbursements you will need to pay when your sale or purchase goes through.
What are disbursements?
On top of the conveyancing fees you will also have to cover any 'disbursements'.
Disbursements are the third-party costs that your conveyancer will pass on to you at the end of the conveyancing process, such as HMLR fees or managing agent fees.
How much will conveyancing in Burntwood cost in total?
Although conveyancing fees in Burntwood will usually match prices elsewhere in the UK, the disbursements required can vary. For example, additional region-specific searches, such as a flood plain search, may be needed and council search fees will vary.
For a standard home sale or purchase, what we quote is the fee you pay. With Quittance Conveyancing, there are no hidden fees or nasty surprises. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here
Conveyancing - Buying a property in Burntwood
As a key part of the legal work for a property purchase, a Burntwood conveyancing solicitor will investigate the legal ownership rights or 'title' of the property and report back in detail to the buyer and the lender.
The property lawyer will offer suggestions and advice once their enquiries are complete, help to fix or resolve any legal issues and ensure that the change of ownership is registered at the Land Registry.
This part of the article provides useful advice for people who want conveyancing solicitors in Burntwood for a purchase.
- Conveyancing solicitors in Cannock
- Conveyancing solicitors in Lichfield
- Conveyancing solicitors in Rugeley
- Conveyancing solicitors in Walsall
- Conveyancing solicitors in Wolverhampton
- Conveyancing solicitors in Staffordshire
Your Burntwood conveyancing solicitor must be lender-approved
Irrespective of whether you are obtaining a mortgage from Precise Mortgages, Halifax or any other lender, before you choose a conveyancing solicitor in Burntwood you need to check that they can act in the interests of your lender.
Most banks and building societies will only accept a restricted group of solicitors or licensed conveyancers. If a solicitor is unable to act for your lender, the lender will require an alternative law firm to complete the legal work.
The home buyer will be expected to pay this second solicitor's costs and significant delays to your move could occur.
Our solicitors can act for all mortgage lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Lichfield District Council Council Tax
Lichfield District Council calculate your council tax based on various criteria that include the size of the home and the value of the home as determined by the VOA in 1991. For instance the occupier of a Band C property in the Lichfield District Council area would pay annual council tax of £1,505.
Burntwood conveyancing solicitors will inform a purchaser of the home's tax band as soon as they are made aware.
If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,129.
Other discounts and exemptions could also apply, e.g. if the property is uninhabited (for the first 60 days) or if the property is owned by a charity and is unoccupied. The Valuation Office Agency (VOA) assess bands for new build homes, and where the owner has requested a revaluation.
|Band||Lichfield District Council Tax (2018)|
Can I lower my band?
Owners can apply for their property to be reassessed, and if the valuation is revised down, they may receive a refund. Contact the VOA for more information on how to challenge your tax band:
Valuation Office Agency
Stamp Duty on Burntwood properties
With some exceptions, if you purchase a property over the £125,000 threshold you will have to pay stamp duty. Stamp duty is paid to HMRC by completing an SDLT1 form. The form is lengthy and complex.
Quittance Conveyancing ensure that the complex SDLT1 form is completed accurately and without delay.
The following table illustrates Stamp Duty Land Tax examples for properties in Burntwood:
|Average selling price (2017)||SDLT|
|Average price (detached)||£282,438||£4,121.90|
|Average new build||£231,773||£2,135.46|
Stamp duty relief for first-time buyers in Burntwood
Relief is available on home purchases below £300,000 for first-time buyers. Higher rates of SDLT apply to buyers of second residential property in the form of a higher rate of 3%. E.g. if a second property was bought for £211,960 then the SDLT including the surcharge would be £10,598.00. .
Conveyancing solicitors in Burntwood will confirm an accurate calculation is made.
Buying a flat? Leasehold conveyancing in Burntwood
The potential risks associated with purchasing a leasehold flat in the UK are frequently reported in the media. Increasing ground rents, overpriced managing agent packs and sub-letting restrictions are among the many common complications lying in wait for the unsuspecting buyer.
If you intend to buy a leasehold property, a expert conveyancing solicitor in Burntwood will consider potential leasehold issues, for example unexpired lease terms, service charge records from the last three years and reviewing the lease.
Our leasehold conveyancing solicitors will make sure that you are aware of all the potential issues and costs associated with the lease.
Buying a 'New Build' property in Burntwood?
According to data gathered by HM Land Registry, 4 new build homes have been bought in Burntwood in 2018 so far. The average purchase price of Burntwood new build homes is £170,745.
A new-build conveyancing solicitor in Burntwood must be mindful of Burntwood-specific considerations and the extra complexities of new build, e.g. checking new build mortgage procedures are followed, investigating issues with drains and roads that serve the property and registering ownership with warranty providers such as NHBC Buildmark, Advantage and Capital Warranties.
Quittance Conveyancing deliver a specialist assessment of the legal status of the property, looking out for issues ranging from the home's subsequent mortgageability to an assessment of other risks, such as regional infrastructure development.
Staffordshire Conservation areas
Your conveyancing solicitor will check if the property you are intending to buy is in a conservation area in Burntwood. If it is, the property could be affected by certain conditions. These building controls could include limitations on skylights, restrictions on extensions normally within Permitted Development rights or restrictions on the addition of cladding.
The local planning authority can order any non-compliant alterations to a property to be changed or removed, such as removing a newly-added dormer window.
Your conveyancing solicitor will address whether your planned purchase is located one of Burntwood's conservation areas.
Conveyancing - Selling a property in Burntwood
Conveyancing for a house sale usually requires less work than for a property purchase. The buyer's conveyancing solicitor carries out a detailed investigation on the property and its legal title, whilst conveyancing solicitors in Burntwood acting for the seller simply gathers information relating to the property and answers the purchaser's enquiries .
What can vendors do to improve the odds of your sale going through?
Issues, like restrictive covenants, might threaten the conveyancing process.
Property experts will generally suggest that sellers address such issues immediately.
- Noisy neighbours? What to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
- Japanese Knotweed? What to do before selling your home
Read more sale conveyancing articles here.
Selling a leasehold property
The conveyancing process for a leasehold flat is much more difficult than for a more straightforward freehold house.
Burntwood conveyancing solicitors must usually carry out further legal work, for example writing to the landlord for a complete pack of managing agent information, through to details of common parts management.
It is strongly advised that the vendor contact a solicitor as soon as possible, preferably before putting the property on the market, to reduce the impact of any leasehold-caused delays.
Can your conveyancing solicitors act for both parties?
SRA regulations restrict the same conveyancing solicitor from working on behalf of both sides in a house sale. A conveyancer who is regulated by the CLC, however, can act for both parties.
You may want to instruct a property solicitor firm in Burntwood to carry out your legal work, if a Quittance conveyancing solicitor is acting for the other side.
Local Burntwood conveyancing solicitor directory
- Roseblade & Co, 9 Cannock Road, Chase Terrace, Burntwood, West Midlands, WS7 1JS
Conveyancing - Remortgaging a property in Burntwood
The most common reason people remortgage a home is to get a lower interest rate. There are any number of other reasons to consider remortgaging, including getting on to a new fixed-rate deal, or wanting to borrow more.
An efficient conveyancing solicitor in Burntwood can reduce the remortgage processing time, and move you to the better rate sooner. With possible rate rises on the horizon, fast conveyancing can be a key consideration when getting onto your new rate as quickly as possible.
It is important that the property lawyer undertaking the legal work can represent your chosen lender. Our conveyancers are panel members of all major banks and building societies, so whether you are switching to a cashback mortgage with Lloyds Bank or to a two-year discount with the Yorkshire Bank, we can help.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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