Award-winning No Move, No Fee conveyancing for Burnham On Crouch home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
If you are buying, selling or remortgaging a property and need conveyancing solicitors in Burnham On Crouch, our specialist no sale, no fee property lawyers are here to help.
We offer guaranteed fixed conveyancing fees, and you will always be kept in the loop about how your move is progressing, thanks to our commitment to proactive communication.
In the event that your home move does not ultimately go ahead our no sale no fee service means you won't incur any conveyancing solicitors' legal fees.
Burnham On Crouch's most communicative conveyancing service
According to a survey of 220,000 home buyers and sellers commissioned by Modern Law Magazine, 1/5 of conveyancing complaints resulted from poor communication.
Regulators of Burnham On Crouch property lawyers are heavily focussed on promoting proactive communication, and the client service charters of the Council for Licensed Conveyancers and the Conveyancing Quality Scheme (CQS) underscore the need to maintain a better standard of communication.
Even so, a Conveyancing Association survey of 1,500 people indicated around half of respondents thought that better communication would have meant a faster completion.
Quittance Conveyancing's Burnham On Crouch conveyancing solicitors offer an award-winning property legal service. We provide buyers and sellers with an informative and proactive service by email, phone and via our case management app, 7 days a week:
- Cheapest Burnham On Crouch conveyancing solicitor fees
- We are open weekends - Saturday (9am-1pm)
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- 24/7 access to your complete case online
- Instant progress updates by SMS, phone and email
- Your dedicated lawyer's personal extension numbers
Updated: October 12, 2018
Burnham On Crouch conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Burnham On Crouch
Conveyancing solicitor fees are the charges you pay your Burnham On Crouch conveyancing solicitor for the legal work associated with buying or selling a property.
Are Burnham On Crouch conveyancing fees and costs fixed?
Some conveyancing solicitors in Burnham On Crouch offer services on a cost per hour basis. Some solicitors will complete the work on a fixed 'No Move, No Fee' basis. Quittance's conveyancing solicitors work on a No Sale, No Fee basis, with no nasty surprises in the small print. Your conveyancing quote explains exactly what you will need to pay when your sale or purchase goes through.
Are there any other costs in addition to conveyancing fees?
You will have to pay any 'disbursements', on top of the conveyancing fees.
Disbursements are fees that a property lawyer must pay to other companies during the process of buying or selling your home, such as Stamp Duty Land Tax or managing agent information.
How much will the total conveyancing fees in Burnham On Crouch cost?
Whilst conveyancing fees in Burnham On Crouch will be the same as anywhere else in the UK, the disbursements required can vary. As examples, Local Authority Search fees can vary and specific extra searches, e.g. a historic mining search, may be necessary.
For a standard home sale or purchase, the conveyancing fee we quote is the fee you pay. There are no hidden fees or nasty surprises with Quittance. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here
Conveyancing - Buying a property in Burnham On Crouch
As a key part of the legal work for the purchase of a house or flat, the Burnham On Crouch conveyancing solicitor will look into the property's title and feed the results of their enquiries back to the buyer.
The buyer's solicitor will make recommendations after making their enquiries, offer pragmatic solutions and register the title in the new owner's name.
This section considers elements of the legal process for conveyancing solicitors in Burnham On Crouch needing specialist legal knowledge.
- Conveyancing solicitors in Hockley
- Conveyancing solicitors in Maldon
- Conveyancing solicitors in Rayleigh
- Conveyancing solicitors in Southend On Sea
- Conveyancing solicitors in Essex
Your Burnham On Crouch conveyancing solicitor must be lender-approved
Whether your mortgage is with a niche mortgage lender like the Skipton Building Society or a large lender such as NatWest, before you instruct a Burnham On Crouch conveyancing solicitor you must confirm that they are approved by your mortgage lender.
Your conveyancer may not be able to carry out the legal work on behalf of your mortgage lender, because some banks and building societies are only happy to work with a restricted list (called a 'lender panel') of firms.
In this case, the lender will likely need a different firm to complete the legal work, and you will be expected to pay this alternate lawyer's fees. Handling paperwork and correspondence with this additional party can delay the process.
Our solicitors can act on behalf of all mortgage lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Maldon District Council searches
Residential property searches are carried out by Burnham On Crouch conveyancing solicitors to unearth any pertinent information that could reduce how much your house or flat will be worth.
Banks and building societies almost always need property searches to be carried out. These include:
|Local Authority (LA) search||planning and development details from Maldon District Council records|
|Drainage & Water search||confirms who is responsible for the upkeep of the water pipes and drainage that serve the property.|
|Environmental search||identifies nearby landfill and contaminated land sites (within 500 metres), and if there has been any historic flooding or mining subsidence.|
|Chancel repair liability||insurance is arranged to protect the buyer against any liability for local parish church repairs.|
You will be informed if your mortgage lender wants any further searches, such as an HS2 search or an agricultural search.
Maldon District Council has a typical lead time of 5 weeks for Residential property searches, so faster personal searches will be preferred.
Official Entries (or 'office copies') will also be obtained by the conveyancing solicitor acting for the purchaser, assisting with the identification of potential planning issues. Examples of these include the title plan showing only very general boundaries or limits on the development of the property.
Maldon District Council Council Tax
Council tax is calculated by Maldon District Council on property value and the number of people living in the property. E.g. for an average Band B residential property in Burnham On Crouch, the council tax would be £1,333 per year.
Burnham On Crouch conveyancing solicitors will inform the purchaser of the home's council tax band once they are made aware.
If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,000.
Other discounts and exemptions could also apply, e.g. unoccupied properties undergoing major repairs or structural changes or where the property is occupied solely by students.
|Band||Maldon District Council Tax (2018)|
Is your new home in the wrong band?
The Valuation Office Agency (VOA) should reassess a property's band on request. To challenge your banding contact:
Valuation Office Agency
New London Rd
Stamp Duty on Burnham On Crouch properties
The normal process is for the conveyancing solicitor to complete the Stamp Duty Land Tax administration. Buyers can complete the SDLT1 themselves but it is not recommended due to the complexity of the form.If a house is purchased for £125k or less, no Stamp Duty Land Tax is payable. Above this, most homebuyers will need to pay Stamp Duty Land Tax.
Quittance Conveyancing's specialist post-completion team will ensure that the required SDLT1 form is completed and submitted to HMRC without delay.
See table below for Stamp Duty Land Tax examples for homes in Burnham On Crouch:
|Average sale price (2017)||SDLT|
|Average price (detached)||£438,869||£11,943.45|
|Average new build||£409,706||£10,485.30|
Stamp duty relief for first-time buyers in Burnham On Crouch
In November 2017, it was announced that first-time buyers would be exempt from paying stamp duty on properties below £300k. If you are buying a second home for more than £40,000 then you will have to pay a 3% surcharge. Therefore, if a homeowner in Burnham On Crouch bought a second home for the average price of £330,609 the SDLT would be £26,448.72.
Burnham On Crouch conveyancing solicitors should confirm the correct amount is calculated.
Buying a flat? Leasehold conveyancing in Burnham On Crouch
Over 100,000 UK property owners are trapped in property leases with unreasonable conditions. Numerous technical issues may be lying in wait for the unsuspecting buyer, including increasing ground rents, freeholds sold without first refusal to leaseholders and sinking fund issues.
A expert conveyancing solicitor in Burnham On Crouch will address aspects of leasehold, including :
- reviewing the lease itself (leases can be 10's or even 100's of years old)
- service charges, ground rents and buildings insurance arrangements
- dealing with freeholders
- flats in the same block with disparity between their leases
Ensure that you are fully-informed regarding your decision to buy a leasehold property thanks to our specialist leasehold conveyancing solicitors.
Buying a 'New Build' property in Burnham On Crouch?
17 new build properties were purchased in Burnham On Crouch last year, according to the HM Land Registry. The average purchase price of Burnham On Crouch new build homes is £409,706.
The legal work for acquiring a new build property is more involved than any other type of conveyancing. To avoid potential problems a Burnham On Crouch conveyancing solicitor needs to be aware of local Burnham On Crouch considerations and should check numerous things, like working to tight developer deadlines and verifying rights of easements.
With our new build team, you will get an impartial assessment of the legal title of the property, looking out for issues like unreasonable leasehold terms and exponential ground rent and service charges (where applicable).
Conservation areas in Essex
When acting for the buyer of a home in Burnham On Crouch, a conveyancing solicitor will need to confirm if the home is in one of Burnham On Crouch's conservation areas. If it is, the house is affected by restrictions. Called Article 4 directions, these restrictions could include a range of factors from restrictions on the display of advertisements, to restrictions on the addition of a porch.
If a property is in breach, you could be instructed (as the new owner) to pay for returning the property to a compliant state, even where the alterations were made by the previous owner.
Quittance's conveyancing solicitors will address whether the home you plan to buy is located in a conservation area in Burnham On Crouch.
Conveyancing - Selling a property in Burnham On Crouch
The legal process for a property sale usually requires less work than when buying. When buying, the responsibility is solely on the buyer to satisfy themselves that the title of the property is not legally defective.
On the other hand, when selling, conveyancing solicitors in Burnham On Crouch acting for the seller only need to answer the purchaser's enquiries.
What could jeopardise the sale process?
A home will frequently have a broad spectrum of potential roadblocks (e.g. a dispute with a neighbour) that might draw out a purchase for weeks or even months.
Property experts will usually recommend to vendors that they handle these issues without delay.
- Noisy neighbours? What to do before selling your home
- What to do before selling your 'share of freehold' flat
- The Essential Conveyancing Guide for Sellers in 2018
For more conveyancing advice for sellers click here.
Conveyancing for a leasehold flat (leasehold houses are rare) is a great deal more difficult than for a more straightforward freehold house.
Leasehold complexity involves additional tasks on the part of conveyancing solicitors in Burnham On Crouch, which could include getting the latest service charge and ground rent statement or details of any deed of variation.
It is strongly advised that you instruct a leasehold-specialist conveyancer as early as possible to help contain and resolve any delays.
Can your conveyancing solicitors act for the buyer and the seller of the same property?
SRA regulations restrict the same conveyancing solicitor from acting on both sides in a property sale. However, CLC-regulated conveyancers, can act for both sides.
If you are buying or selling a house or flat in Burnham On Crouch, and one of our conveyancing solicitors is carrying out the legal work for the other side, you could instruct a property solicitor firm in Burnham On Crouch to carry out your legal work.0
Conveyancing - Remortgaging a property in Burnham On Crouch
The main reason people remortgage their home is to secure a preferential rate. There are a number of other reasons to consider remortgaging, such as switching from interest-only to repayment, or consolidating loan repayments.
You should be able to enjoy a better rate earlier by using a more proactive conveyancing solicitor in Burnham On Crouch. With the base rate now at 0.5% (May 2018), fast conveyancing can be a critical factor in getting on to the rate you want.
In order to ensure that the lender's capital is protected, the property lawyer handling your remortgage will represent both you and the mortgage provider.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
Instant onlineconveyancing solicitor quote
Quittance Conveyancing delivers fast, proactive and communication-focused conveyancing to Burnham On Crouch home buyers and sellers. Your dedicated conveyancer will keep you informed every step of the way.
Get a quote
Get a conveyancing solicitor quote for your Burnham On Crouch property sale, purchase or remortgage.Get a quote online
or call us on 0800 612 0377
Compare solicitor quotes
Find out more about how to compare conveyancing solicitor quotes in 2018.Find out more
If you have any questions or would like to discuss your sale or purchase with an expert, email us at:
Ask a conveyancing expert
If you have any questions about getting a conveyancing quote or any aspect of the conveyancing process, let us know: