Award-winning No Move, No Fee conveyancing for Burgess Hill home movers
By Gaynor Haliday , Oct 12, 2018
Every year our expert property lawyers deliver a proactive No Sale, No Fee service to property sellers and purchasers looking for conveyancing solicitors in Burgess Hill.
We proactive communication to keep you updated 24/7 and our guaranteed fixed conveyancing fees service means no hidden extras.
In the event that your home move does not ultimately go ahead our no move no fee service means you won't incur any conveyancing solicitors' legal fees at all.
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Burgess Hill's most communicative conveyancing service
50% of those contacted for an InfoTrack poll published in Legal Futures did not receive frequent enough updates from their licensed conveyancer or solicitor.
The Law Society's 'Conveyancing Quality Scheme' formal client charter is focussed on conveyancing solicitors communicating more proactively.
Even so, a Conveyancing Association-commissioned survey indicated that 43191 of property purchases collapsed due to delays caused by poor communication.
Keeping you updated
Our team of Burgess Hill conveyancing solicitors offer an unmatched property legal service. We deliver to buyers and sellers a dedicated and proactive legal service by phone, email and online, 7 days a week:
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Updated: October 12, 2018
Burgess Hill conveyancing solicitor fees
No Move, No Fee conveyancing in Burgess Hill
Conveyancing solicitor fees are the amounts you pay to your Burgess Hill conveyancing solicitor for carrying out the legal work for a property transaction.
Are Burgess Hill conveyancing fees and costs fixed?
We work on a guaranteed fixed conveyancing fee basis with no hidden fees, unlike some other conveyancing solicitors in Burgess Hill who will work on a cost per hour basis. Your quote sets out what fees you will need to pay when your sale or purchase completes.
What are disbursements?
In addition to the legal fees you will also have to pay for 'disbursements'.
Disbursements are the costs and expenses a solicitor needs to pay out on behalf of a client, such as office copies or local authority searches.
How much will conveyancing in Burgess Hill cost in total?
Burgess Hill conveyancing solicitor fees will be the same as anywhere else in the country. There may, however, be some variation in certain disbursements. As examples, specific extra searches, such as transport searches, may be necessary and Local Authority (LA) Search fees will vary.
For a standard sale or purchase, the fees we quote are the fees you pay. There are no hidden costs or surprises to be paid with Quittance Conveyancing. To calculate your conveyancing fees, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Burgess Hill
Purchase conveyancing will require a Burgess Hill conveyancing solicitor to consider a wide range of issues. Examples of such factors can range from a defective title (e.g. missing rights) to factors affecting the mortgageability (e.g. a boundary dispute).
The buyer's lawyer will report their findings back to the buyer, find solutions to outstanding defects and other issues and register the title in the new owner's name.
This section of the article considers those parts of the legal process for conveyancing solicitors in Burgess Hill that demand specialist knowledge.
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Your Burgess Hill conveyancing solicitor must be lender-approved
Regardless of whether you are getting a mortgage from the Co-operative Bank, Ahli United Bank or any other lender, before choosing a conveyancing solicitor in Burgess Hill it is essential that you check that they can represent your mortgage lender.
Quite a few banks and building societies will only work with a restricted panel of firms. If your solicitor is unable to act for your mortgage lender, the lender will need an alternative firm to act in their interests.
You will usually need to pay this second lawyer's fees and significant delays to your move could occur.
Our conveyancing solicitors can act on behalf of all banks and building societies.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Mid Sussex District Council searches
Searches are submitted by Burgess Hill conveyancing solicitors to expose any pertinent information that could have an impact on how much the property you are purchasing is worth.
These searches include the local authority (LA) search, drainage & water search, environmental search and chancel repair liability.
More pertinent searches, such as a highways authority search or a more detailed plan search, may also be advised in the initial search results.
Mid Sussex District Council has an estimated turnaround time of 6 weeks for LA searches, so your conveyancer will instead use a quicker local search agent.
Your conveyancing solicitor will get office copies from HMLR. This will help to identify any planning issues, such as restrictive covenants governing the use of the property or errors on the title plan.
Mid Sussex District Council Council Tax
Mid Sussex District Council calculate council tax on Burgess Hill homes based on the number of occupants and the historic value of the property (as valued at 1 April 1991). E.g. a house in the Mid Sussex District Council area in Band D would pay £1,714 per annum.
Burgess Hill conveyancing solicitors will inform the purchaser of the home's council tax band as soon as they are notified.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,285.
Other discounts and exemptions could also apply, for example if the property is a second home then a 10% discount will be applied or if the property is owned by a charity and is unoccupied. The Valuation Office Agency assign bands for new homes, and where the owner has requested a revaluation.
|Band||Mid Sussex District Council Tax (2018)|
Can I challenge my council tax band?
Owners can apply for their property to be reassessed, and a refund may be due if the property is awarded a lower band. Contact the VOA for more information on how to challenge your tax band:
Valuation Office Agency
Stamp Duty on Burgess Hill properties
The purchaser's conveyancing solicitor will ensure that the Stamp Duty Land Tax is correctly calculated and is paid to HMRC. This occurs once the property sale has completed.Stamp duty is a percentage of the purchase price of a property paid by the buyer to HMRC (formerly Inland Revenue). It is due on properties bought for over £125k.
With Quittance Conveyancing you have the peace of mind that the SDLT1 return is completed correctly and quickly when your purchase completes.
See table below for Stamp Duty Land Tax examples for homes in Burgess Hill:
|Average sale price (2017)||Stamp Duty Land Tax|
|Average price (detached)||£476,432||£13,821.60|
|Average new build||£441,502||£12,075.10|
Stamp duty relief for first-time buyers in Burgess Hill
For first-time buyers, stamp duty is only payable on purchases over £300k. If you are buying a second home for more than £40,000 then you will have to pay a stamp duty surcharge of 3%. So if a second property was bought for £348,298 then the stamp duty total will be £27,863.84.
Conveyancing solicitors in Burgess Hill should ensure the right amount is calculated.
Buying a flat? Leasehold conveyancing in Burgess Hill
It is rarely a good idea to buy a leasehold home if you don't know what you are getting into. There are many legal issues that may be awaiting an uninformed purchaser, such as:
- ground rent multipliers
- costly and undisclosed major works
- freeholds sold without first refusal to leaseholders
If you are planning to purchase a property with a lease, a good conveyancing solicitor in Burgess Hill will consider potential leasehold issues, for example :
- reviewing the lease itself
- service charges for relevant date periods
- dealing with freeholders and managing agents
- unexpired lease terms
Make sure that you are aware of all the potential issues and costs associated with the lease with our leasehold conveyancing solicitor team.
Buying a 'New Build' property in Burgess Hill?
2 new builds have been bought in Burgess Hill in 2018 so far, (Land Registry figures). The average value of new build homes in Burgess Hill is £333,750.
A new-build conveyancing solicitor in Burgess Hill must be well-versed in Burgess Hill-specific considerations and the specific issues associated with new build, e.g. handling initial Land Registry registration, helping with mortgage offer extension terms and checking new build warranties with warranty providers, including NHBC, LABC Warranty and Protek.
Our highly qualified new build team specialise in meeting short developer deadlines and helping new build purchasers obtain the best possible terms.
Conservation areas in West Sussex
If you are intending to buy a property in one of Burgess Hill's conservation areas, the property must not breach any conservation area conditions. These conditions, referred to as Article 4 Directions, can include:
- Restrictions on door and window styles
- Restrictions preventing paving over the front garden
- A prohibition on extensions (even if within Permitted Development rights)
The local planning authority can order any non-compliant alterations to a property to be changed or removed.
Your conveyancing solicitor will confirm whether the property you are buying is located in one of Burgess Hill's conservation areas.
Conveyancing - Selling a property in Burgess Hill
Conveyancing for a house sale is much simpler than when buying. When buying, the obligation lies with the purchaser to confirm that the legal title of the property is legally sound and meets their mortgage lender's criteria.
On the other side of the transaction, conveyancing solicitors in Burgess Hill acting for the current owner effectively just answer the buyer's solicitor's formal enquiries.
Factors that could delay or endanger the sale of your home
Issues, such as not having full title or not having appropriate warranties, can actually jeopardise your home move.
Property specialists will generally advise that sellers handle any such problems as soon as they come to light.
- Japanese Knotweed? What to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
- Japanese Knotweed? What to do before selling your home
Read more sale conveyancing articles here.
Selling a leasehold property
The conveyancing process for a leasehold flat is a great deal more protracted in comparison with a freehold house.
Burgess Hill conveyancing solicitors will also carry out additional work, and this could include writing to the landlord for ground rent details, through to insurance details.
It is generally a good idea to instruct a lawyer as soon as possible to reduce delays associated with leasehold property. The time lost waiting for responses from a property's managing agents is the most frequent cause of leasehold sales collapsing.
What if you are acting for the other side?
SRA regulations ban a single conveyancing solicitor from acting on both sides in a house sale. However, a CLC-regulated conveyancer, can act for both the buyer and the seller.
If you are buying or selling a Burgess Hill property, and a Quittance conveyancer is carrying out the legal work for the other side, you could contact a local Burgess Hill conveyancing solicitor firm to handle your legal work.
Local Burgess Hill conveyancing solicitor directory
- Stevens Son and Pope, Jubilee House, 56-58 Church Walk, Burgess Hill, West Sussex, RH15 9AN
- Bennett Oakley Limited, 13 Mill Road, Burgess Hill, West Sussex, RH15 8DN
- Whetham & Green, 54 Crescent Road, Burgess Hill, West Sussex, RH15 8EQ
Conveyancing - Remortgaging a property in Burgess Hill
Securing a better rate is the main reason that people decide to remortgage. There are other reasons, such as releasing funds to help kids get on the property ladder, or wanting a more flexible mortgage.
A proactive conveyancing solicitor in Burgess Hill can reduce the remortgage processing time, perhaps saving you from a payment or two at your old rate. With the base rate now at 0.5% (May 2018) and future interest rate changes hard to predict, fast conveyancing can be a crucial factor in getting on to the rate you want.
The property lawyer carrying out your remortgage must also be able to act on behalf of your chosen lender. Our conveyancers are panel members of all major banks and building societies, so no matter whether you are moving to a tracker with the HSBC or to a joint mortgage with the Bank of Ireland, we can help.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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