Award-winning No Move, No Fee conveyancing for Brixham home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Every year Quittance Conveyancing's no sale - no fee property lawyers help property buyers and sellers looking for conveyancing solicitors in Brixham and across Devon.
Quittance prioritise proactive communication to keep you updated 24/7 and our 100% fixed conveyancing fees service means no hidden costs.
Our no move no fee service means should your move not proceed, you won't incur any conveyancing solicitors' legal fees at all.
Brixham's most communicative conveyancing service
Approximately 50% of the participants in a survey commissioned by InfoTrack objected to a lack of solicitor communication.
The consumer service charters of both the Law Society's CQS and the CLC are heavily focussed on improving conveyancing solicitor communication.
Notwithstanding attempts by regulators to address the issue, according to a Conveyancing Association-commissioned survey, over 1/5 of property deals do not exchange as the result of delays caused by inefficient communication.
Keeping you in the loop
Quittance Conveyancing's Brixham conveyancing solicitors provide the most proactive and client-friendly property legal service in the UK. We strive to provide you with the answers you need 7 days a week, using your preferred contact method:
- Lowest Brixham conveyancing solicitor fees
- Direct line and contact details of your conveyancer
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- We are open weekends - Saturday (9am-1pm)
- Regular progress notifications via smartphone, tablet and PC
- Innovative case handling technology
Updated: October 12, 2018
Brixham conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Brixham
Conveyancing solicitor fees will be paid your Brixham conveyancing solicitor for handling the legal work for your move.
Are Brixham conveyancing fees and costs fixed?
Quittance's conveyancing solicitors work on a fixed No Sale, No Fee basis with no hidden costs, unlike some other conveyancing solicitors in Brixham who will work on an hourly rate. Your conveyancing quote explains all fees and disbursements you will need to pay when your property transaction has completed.
Are there any other costs?
In addition to the solicitor's conveyancing fees you will also need to budget for 'disbursements'.
Disbursements are fees, costs or taxes that your property solicitor will have to pay to third parties on behalf of their client. These include costs like HMLR fees or managing agent information.
How much will conveyancing in Brixham cost in total?
Brixham conveyancing solicitor fees will not vary, wherever you are buying or selling in the UK. There may, however, be some variation in certain disbursements. As examples, Local Authority Search fees can vary and specific extra searches, e.g. transport searches, may be necessary.
For a standard home sale or purchase, the fees we quote are the fees you pay. There are no hidden fees or costs to be paid with Quittance Conveyancing. Work out the conveyancing fees for your move, with our conveyancing calculator: Click here
Conveyancing - Buying a property in Brixham
Purchase conveyancing requires a conveyancing solicitor in Brixham to consider a wide range of issues. Examples of such factors are local planning restrictions and sitting tenants affecting the mortgageability of the property.
The buyer's property lawyer will feed the results of their enquiries back to the buyer and their mortgage lender, offer practical solutions and make sure that the title is registered in the name of the new buyer.
The content below provides advice for homebuyers searching for conveyancing solicitors in Brixham.
- Conveyancing solicitors in Dartmouth
- Conveyancing solicitors in Plymouth
- Conveyancing solicitors in Torbay
- Conveyancing solicitors in Totnes
- Conveyancing solicitors in Devon
Your Brixham conveyancing solicitor must be lender-approved
Before you appoint a Brixham conveyancing solicitor, it is essential that you check that they can act in the interests of your lender, whether you are getting a mortgage from Santander, Ulster Bank or any other lender.
A lot of lenders will only accept a restricted list (called a 'lender panel') of law firms that pass strict standards. If your solicitor is not on the panel of your lender, the lender will probably require a different legal firm to complete the legal work.
The buyer will then have to cover this alternate solicitor's costs and the conveyancing process could take much longer.
Our conveyancing solicitors can act on behalf of all banks and other lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Torbay Council searches
Property searches (sometimes referred to as 'conveyancing searches') are enquiries made of government bodies by Brixham conveyancing solicitors to help uncover relevant information about the home you want to buy. They include:
- Local Authority search - includes a list of planning decisions that could affect the property
- Drainage & Water search - covers the location of water pipes and drains, and reveals if the upkeep for these falls on the owner or local council.
- Environmental search - describes hazards (such as historic flooding or mining subsidence) within 500m of the property. This search also identifies sites of contaminated land nearby.
- Chancel repair liability - insurance is arranged to protect the buyer against any liability for local parish church repairs.
Buyers will be informed if your mortgage lender insists on any further searches, e.g. a tin mining search or a more detailed environmental report.
Homebuyers could experience a delay of roughly 19 weeks for Local Authority searches ordered from Torbay Council. Your solicitor will instead apply for personal searches, which are usually faster.
Checking planning status
The conveyancing solicitor acting for the buyer also obtains office copies from HMLR, helping to evidence planning issues. Examples of these include restrictions that limit alterations or a difference between the agent's floorplan and the title plan.
Torbay Council Council Tax
The council tax paid by a homeowner is based on a number of criteria which include the size and layout of the property and the value of the property as determined by the VOA in 1991. The occupier of a property in Band B, for example, would owe annual council tax of £1,352.
Conveyancing solicitors in Brixham will inform a buyer of the home's council tax band once they are made aware.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,014.
Other discounts and exemptions may also apply, for example if the property is uninhabited (for the first 60 days) or where the property is a hall of residence. A property built after 1991 is assessed and given a council tax band by the Valuation Office Agency (VOA).
|Band||Torbay Council Tax (2018)|
Are you paying too much?
Owners can apply for their property to be reassessed. If the valuation is revised down, they may be entitled to a refund. Contact the VOA for more information on how to challenge your tax band:
Valuation Office Agency
Stamp Duty on Brixham properties
If the purchase price of your new home is over the £125k threshold (excluding 'chattels' or 'fixtures and fittings'), the stamp duty becomes chargeable. SDLT is paid to HMRC and the buyer's conveyancing solicitor will ensure that the tax return process is carried out.
Quittance's investment in the latest case management system means that HMRC filing form rejections are a thing of the past.
The following table illustrates stamp duty examples for properties in Brixham:
|Average selling price (2018 to date)||Stamp Duty Land Tax|
|Average price (detached)||£336,614||£6,830.70|
|Average new build||£399,950||£9,997.50|
Stamp duty relief for first-time buyers in Brixham
For first-time buyers, stamp duty is only payable on purchases over £300,000. Following a change in April 2016, a 3% SDLT surcharge is applied for purchases of additional property. E.g. if a second property was bought for £236,088 then the SDLT including the surcharge would be £11,804.40. .
Conveyancing solicitors in Brixham should ensure the correct amount is calculated.
Buying a flat? Leasehold conveyancing in Brixham
It is not recommended to purchase a leasehold property without knowing what you are getting into. The many potential complications lying in wait for an uninformed purchaser could include spiralling ground rents, unreasonable lease extension premiums and sinking fund issues.
A expert conveyancing solicitor in Brixham will investigate aspects of the leasehold purchase, e.g. :
- reviewing the lease itself (many leases are decades old)
- ground rents and service charges
- dealing with landlords
- residents' memoranda and articles of association
Ensure that you are fully-informed regarding your planned purchase thanks to our leasehold conveyancing solicitor team.
Buying a 'New Build' property in Brixham?
According to data sourced by HMLR, 1 new build houses and flats have been bought in Brixham in 2018 so far. The average value of Brixham new build homes is £399,950.
The legal work for purchasing a new build home can be complicated compared to other types of conveyancing. To prevent difficulties arising a Brixham conveyancing solicitor must be aware of local Brixham factors and must consider a range of factors, including helping with mortgage offer extension terms and handling initial Land Registry registration.
Our new build conveyancing team are experts in working to developer exchange timeframes and ensuring that new build contracts favour the client as much as possible.
Conservation areas in Devon
When acting for the buyer of a home in Brixham, a conveyancing solicitor will need to confirm if the home is in one of Brixham's conservation areas. If it is, the property is affected by restrictions. These restrictions, referred to as Article 4 Directions, could include a range of factors from possible restrictions on solar panel positioning, to restrictions on the display of advertisements.
The new owner could be ordered to pay for necessary changes to bring a property in line with current regulations, even if the previous owner was responsible for the changes.
Quittance's conveyancing solicitors will address whether the home you plan to buy is located in a conservation area in Brixham.
Conveyancing - Selling a property in Brixham
The legal side of a sale of a house or flat is generally simpler than for a property purchase. The buyer will carry out a full legal review on the property and its legal title. Conveyancing solicitors in Brixham acting for the seller, however, just replies to the solicitor's standard and additional enquiries.
What could go wrong?
Common obstacles, like not having full title, can significantly jeopardise your move.
Don't ignore the issue in the hope that any issues won't be spotted - get legal advice and tackle it proactively.
- The Essential Conveyancing Guide for Sellers in 2018
- Subsidence? What to do before selling your home
- No electrical completion certificate? What to do before selling your home
Read more helpful advice for sellers here.
Leasehold conveyancing for a sale
The conveyancing process for a leasehold flat is quite a lot more involved than for a more straightforward freehold house.
The complex nature of leasehold property means that conveyancing solicitors in Brixham must undertake additional work, and this could include requesting the latest service charge and ground rent statement or details of any required deed of covenant.
Given the complexities of leasehold property, it is highly recommended that the vendor contacts a lawyer with leasehold experience as soon as an estate agent is chosen.
Can Quittance conveyancers act for the buyer and the seller of the same property?
CLC-regulated conveyancers can act for both the buyer and the seller. However, SRA rules ban the same conveyancing solicitor from working on behalf of both sides in a house sale and purchase.
If you are buying or selling a home in Brixham, and we are carrying out the legal work for the other side, you could instruct a property solicitor firm in Brixham to carry out your legal work.
Local Brixham conveyancing solicitor directory
- Brixlaw Limited, 3 Bolton Street, Brixham, Devon, TQ5 9DA
- Darby & Darby, 51 Fore Street, Brixham, Devon, TQ5 8AG
- Roger Richards Solicitors, 5 New Road, Brixham, Devon, TQ5 8LZ
Conveyancing - Remortgaging a property in Brixham
People remortgage their home for a variety of reasons, for example extending the mortgage term, or wanting a more flexible mortgage. The main reason, however, is to get a lower interest rate.
Homeowners should be able to enjoy a lower rate faster with a more efficient conveyancing solicitor in Brixham. With the Bank of England base rate now at 0.5% (May 2018) and future interest rate changes hard to predict, fast conveyancing can play a key role in getting on to the rate you want.
It is vital that the property lawyer undertaking the legal work can act for your preferred bank or building society. Quittance Conveyancing are on the panel for all major UK lenders. So whether you are moving to a 95% mortgage with Santander or to a two-year discount with the Skipton Building Society, Quittance can help.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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