Updated: October 12, 2018

Bordon conveyancing solicitor fees

No Move, No Fee conveyancing in Bordon

Conveyancing solicitor fees are what you pay your Bordon conveyancing solicitor for the legal work involved in moving home.

How are Bordon conveyancing fees calculated?

Some conveyancing solicitors in Bordon carry out the legal work on an hourly-rate basis. Some conveyancers will complete the work for a fixed fee (or 'No Move, No Fee'). Our conveyancers work on a No Sale, No Fee basis, with no unexpected, additional costs. Your quote sets out exactly what you will be charged when your property transaction has completed.

Are there any other costs?

You will need to budget for 'disbursements', in addition to the legal fees.

Disbursements are the third-party costs that your conveyancer will pass on to you at the end of the conveyancing process. These include costs like ID checks or Land Registry fees.

See: A guide to conveyancing fees, costs and disbursements

How much will the total conveyancing fees in Bordon cost?

While conveyancing fees in Bordon will be the same as anywhere else in the UK, there may be some variation in certain disbursements. For example, council search fees will vary and additional region-specific searches, such as a mining search, may be needed.

With Quittance Conveyancing, there are absolutely no hidden fees. For standard conveyancing transactions, the fees we quote are the fees you pay. To calculate the conveyancing fees for your move, try our conveyancing fees quote calculator: Click here

Quittance's conveyancing fees were substantially lower than the average solicitors' fees, and their service was first-rate

Conveyancing - Buying a property in Bordon

There is now an obligation on a seller to disclose any property defects or disputes to the buyer.

It is, however, still the duty of a conveyancing solicitor in Bordon to investigate the property, and deliver their report on title to the purchaser, deal with any legal issues and ensure that the change of ownership is registered at the Land Registry.

This section provides useful guidance for homebuyers searching for conveyancing solicitors in Bordon.

Your Bordon conveyancing solicitor must be lender-approved

Whether you are taking out a mortgage from the HSBC, the Barnsley Building Society or any other lender, before you instruct a Bordon conveyancing solicitor you must confirm that they are approved by your lender.

Most banks and building societies only accept a selected list (known as a 'lender panel') of firms that meet stringent standards. If a solicitor can't act for your lender, the lender will likely require an alternative law firm to complete the legal work.

The home buyer will then have to cover this second lawyer's fees and significant delays to your move could occur.

Not checking your conveyancing solicitor's lender panel status can mean significant delays.

Our solicitors can perform the conveyancing for all banks and building societies.

East Hampshire District Council searches

Property searches are submitted by Bordon conveyancing solicitors to identify any significant issues that could affect how much your property is worth.

Lenders almost always need searches to be purchased. These include:

SearchDescription
Local Authority (LA) searchreveals planning applications, decisions and enforcement notices for planning breaches.
Drainage & Water searchconfirms who is responsible for the upkeep of the water pipes and drainage that serve the property.
Environmental searchshows whether the surrounding environment is suitable for the purchaser
Chancel repair liabilitydescribes the insurance to protect against any liability owed by Bordon properties for local parish repairs.

You will be made aware if your chosen lender needs any more searches, such as a highways authority search or a disadvantaged area search.

East Hampshire District Council has an estimated turnaround time of 8 weeks for property searches, so it will be worthwhile to use a quicker private search company.

Planning searches

Official Entries will also be applied for from HMLR by the homebuyer's conveyancing solicitor. This will help to highlight any potential issues. These issues could include neighbours' rights of access or discrepancies with the filed plan.

East Hampshire District Council Council Tax

Council tax is calculated by East Hampshire District Council on property value and the number of people living in the property. For instance for an average Band B residential property in Bordon, the amount of council tax would be £1,283.

A conveyancing solicitor in Bordon will inform a buyer of the home's council tax band once they have the Local Authority search results.

If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £962.

Other discounts and exemptions could also apply, for example if the property is uninhabited (for the first 60 days) or where the property is a hall of residence.

Band East Hampshire District Council Tax (2018)
A £1,100
B £1,283
C £1,466
D £1,650
E £2,016
F £2,383
G £2,749
H £3,299

What to do if you suspect your new home is incorrectly valued

A homeowner can challenge the council tax band after moving in. Between April 2016 and April 2017, 30 council tax challenges were made, of which 10 saw a subsequent reduction. Contact the VOA for more information on how to challenge your tax band:

Valuation Office Agency
3rd Floor
Bridge House
1
Walnut Tree Close
Guildford
GU1 4AG
Surrey

Stamp Duty on Bordon properties

SDLT is a percentage of the purchase price of a property paid by the buyer to Her Majesty's Revenue and Customs (HMRC). It is due on properties bought for over £125,000. Obtaining and completing the SDLT1 return from HMRC is difficult but not impossible for a typical homebuyer. Usually, however, the form is completed by the conveyancing solicitor to avoid penalties or delays.

With Quittance you have the peace of mind that the SDLT1 return is completed correctly and quickly when your purchase completes.

See Stamp Duty Land Tax examples for properties in Bordon:

  Average sale price (2017) Stamp Duty
Average price £350,138 £7,506.90
Average price (detached) £515,786 £15,789.30
Average new build £335,577 £6,778.85
Higher rates of SDLT apply to buyers of second home in the form of a higher SDLT rate of 3%. So if a second property was bought for £350,138 then the SDLT total will be £28,011.04.

Stamp duty relief for first-time buyers in Bordon

Relief is available on home purchases below £300k for first-time buyers.

Conveyancing solicitors in Bordon should ensure the correct calculation is made.

Buying a flat? Leasehold conveyancing in Bordon

New build site

Purchasing a leasehold home without being aware of the facts is not recommended. Numerous legal issues could be lying in wait for an uninformed purchaser, including restrictions on the use of the property, unreasonable managing agent fees and spiralling ground rents.

Inaccurate leasehold advice, from an inexperienced solicitor, could lead to serious consequences.

If you are planning to buy a leasehold property, a expert conveyancing solicitor in Bordon will consider potential leasehold issues, e.g. reviewing the lease itself, dealing with freeholders and managing agents and service charges.

Ensure that you are fully-informed regarding your planned purchase thanks to our team of leasehold conveyancing solicitors.

Buying a 'New Build' property in Bordon?

Building site

The average cost of Bordon new build homes is £362,500, according to HM Land Registry. 2 brand new homes have been bought in Bordon in 2018 so far.

The legal work for buying a new build home can be more complex than any other type of conveyancing. Therefore a Bordon conveyancing solicitor should be conscious of local considerations and should check numerous things, like handling unreasonable delays and administering Help to Buy purchases.

Our team of new build conveyancers deliver an independent assessment of the legal status of the property, with close attention paid to concerns ranging from unfair leasehold conditions to potential freehold acquisition traps.

Conservation areas in Hampshire

Your conveyancing solicitor will check if the residential property you are buying is in a conservation area in Bordon. If it is, the property is affected by building controls. These constraints could include restrictions on the removal of front boundary walls, limitations on new outbuildings or general restrictions governing the use of non-traditional materials.

The local council can order any non-compliant alterations to a property to be changed or removed.

Your Quittance conveyancing solicitor will confirm if the property you are purchasing is located in a conservation area in Bordon.

Conveyancing - Selling a property in Bordon

Conveyancing for a property sale is much easier than when buying. When buying, the responsibility is solely on the buyer to confirm that the property they are buying is not legally defective.

Conversely, when selling, conveyancing solicitors in Bordon acting for the person selling only need to answer the buyer's questions.

What could jeopardise a property sale?

Obstacles, like being situated on a flood plain, can actually prolong a transaction if not dealt with promptly.

It is not recommended that you put off finding a solution as solicitors are trained to unearth any such issues - talk to a professional instead and work to resolve it proactively.

Useful reading:

Read more sale conveyancing articles here.

Leasehold flats

The legal work for a leasehold flat or house is quite a lot more time-consuming than for a more straightforward freehold house.

Bordon conveyancing solicitors will also need to carry out additional work, such as requesting the latest service charge and ground rent statement, through to details of any slush fund for property maintenance.

It is strongly advised that the seller instructs a conveyancer with leasehold experience as soon as possible, and preferably before going on the market, to avoid undue delays.

What if Quittance is already acting for the other side?

SRA regulations ban the same solicitor from acting on both sides in a property sale. However, a CLC-regulated conveyancer, can act for both parties.

If you are buying or selling a home in Bordon, and a Quittance conveyancer is acting for the other side, you can contact a local Bordon conveyancing solicitor firm to carry out your legal work.

Local Bordon conveyancing solicitor directory

  • Gellhorns, 12 Chalet Hill, Bordon, Hampshire, GU35 0TQ
  • Howell-jones LLP, Base Bordon Innovation Centre, Broxhead House, 60 Barbados Road, Bordon, Hampshire, GU35 0FX

Conveyancing - Remortgaging a property in Bordon

Although there are many reasons to remortgage, homeowners generally remortgage to lower their monthly repayments.

You can benefit from a lower rate sooner by using a more efficient conveyancing solicitor in Bordon. With possible rate rises on the horizon, fast conveyancing can be a critical factor in getting on to the rate you want.

The property lawyer conducting the legal work should also be able to act for your new bank or building society. Our conveyancers are on the panel for all major lenders. So no matter whether you are moving to a cashback mortgage with the HSBC or to a fixed-rate mortgage with Virgin Money, we can help.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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