Updated: October 12, 2018

Bognor Regis conveyancing solicitor fees

No Move, No Fee conveyancing in Bognor Regis

Conveyancing solicitor fees are the costs you pay to conveyancing solicitors in Bognor Regis for carrying out the legal work for a property transaction.

Are Bognor Regis conveyancing fees and costs fixed?

We work on a fixed No Sale, No Fee basis with no nasty surprises in the small print, unlike some other conveyancing solicitors in Bognor Regis who work on an hourly rate. Your quote will set out what fees you will need to pay when your sale or purchase completes.

Are there any other costs?

You must cover the cost of any 'disbursements', in addition to the solicitor's conveyancing fees.

Disbursements are the costs incurred by the solicitor on your behalf, such as HMLR fees or ID checks.

See: A guide to all conveyancing fees

How much will conveyancing in Bognor Regis cost in total?

Bognor Regis conveyancing fees will be the same as anywhere else in the UK. There may, however, be some variation in certain disbursements. For example, specific extra searches, e.g. a flooding search, may be necessary and Local Authority (LA) Search fees will vary.

With Quittance Conveyancing, there are no hidden fees or nasty surprises. For standard conveyancing transactions, the fees we quote are the fees you pay. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here

Quittance's fees were cheaper - less than half the Estate Agent's recommended solicitor's fees

Conveyancing - Buying a property in Bognor Regis

There is now an obligation on a seller to disclose any property defects or disputes to their estate agent and to the purchaser.

It is, however, still the duty of a conveyancing solicitor in Bognor Regis to carry out due diligence on the property, deliver their report on title to the purchaser, help with resolving any problems and register the title in the new owner's name.

This part of the article offers recommendations for buyers looking for conveyancing solicitors in Bognor Regis.

Your Bognor Regis conveyancing solicitor must be lender-approved

There are around 100 UK lenders, from a large lender such as Bank of Ireland, to a niche mortgage lender like the Furness Building Society. Before you appoint a conveyancing solicitor in Bognor Regis, it is essential that you check that they are approved by your mortgage lender.

The majority of mortgage lenders only accept a select panel of legal firms that meet strict selection criteria. If a conveyancer is not on the panel of your mortgage lender, the lender will probably need an alternative solicitor firm to carry out the legal work.

The purchaser will usually need to pay this substitute lawyer's fees and the conveyancing process could take much longer.

Your home move can be seriously delayed if you fail to check your conveyancing solicitor's lender panel status.

Quittance Conveyancing are approved to act for all mortgage providers.

Property Searches (Arun District Council)

Residential property searches will be applied for by Bognor Regis conveyancing solicitors to help identify issues that could possibly reduce how much the property you are purchasing will be worth.

Searches are firstly carried out to meet lender requirements. These will include the local authority (LA) search, environmental search, drainage & water search and chancel repair liability.

More pertinent searches, such as a highways authority search or a geological search, may also be referred to in the initial LA and Environmental searches.

The approximate processing time for conveyancing searches obtained from Arun District Council is 4 weeks. A local search provider will be able to provide this information faster.

Planning searches

The buyer's conveyancing solicitor will request an 'Official Copy of the Title Register' from HM Land Registry. This will help to reveal any issues, for example restrictions that limit alterations or the title plan showing only very general boundaries.

Arun District Council Council Tax

Arun District Council calculate your council tax based on a variety of factors e.g. the number of people living at the property and the value of the property. For instance a property in the Arun District Council area in Tax Band E would pay £2,115 per annum.

Bognor Regis conveyancing solicitors will inform the purchaser of the home's tax band once they have the Local Authority search results.

If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,587.

Other discounts and exemptions may also apply, e.g. a 10% discount for second homes or where the property was left empty by a bankrupt person. The Valuation Office Agency (VOA) work out bandings for new build homes, and where the owner has requested a revaluation.

Band Arun District Council Tax (2018)
A £1,154
B £1,346
C £1,538
D £1,731
E £2,115
F £2,500
G £2,885
H £3,462

Can I challenge my valuation?

To appeal contact:

Valuation Office Agency
Strand Parade
The Boulevard
Worthing
BN12 6EA
West Sussex

The Valuation Office Agency (VOA) should reassess a property's band on request. Councils prefer that this be done within six months of buying a property.

Stamp Duty on Bognor Regis properties

When purchasing a home, Stamp Duty Land Tax will probably need to be paid if the property is valued at over £125k. The purchaser's conveyancing solicitor will ensure that the Stamp Duty Land Tax is correctly calculated and is paid to HMRC. This occurs once the property sale has completed.

Quittance Conveyancing's specialist post-completion team will ensure that the critical SDLT1 form is completed and submitted to HMRC without delay.

The following table illustrates Stamp Duty Land Tax examples for average properties in Bognor Regis:

  Average sale price (2017) Stamp Duty
Average price £289,824 £4,491.20
Average price (detached) £415,092 £10,754.60
Average new build £371,010 £8,550.50
If you are buying a second home for over £40,000 then you will have to pay a 3% surcharge. So if a second home was bought for £289,824 then the stamp duty total will be £23,185.92.

Stamp duty relief for first-time buyers in Bognor Regis

In Nov 2017, the Government announced that first-time buyers would be exempt from paying stamp duty on residential properties below £300k.

Bognor Regis conveyancing solicitors will confirm the right tax is paid.

Buying a flat? Leasehold conveyancing in Bognor Regis

New build site

Purchasing a leasehold property is not as straightforward as purchasing a freehold property. Spiralling ground rents, unpaid service charges by the existing leaseholder and excessive freehold premiums are but a few of the many common complications awaiting the unsuspecting purchaser.

Erroneous leasehold advice, from an inexperienced conveyancing solicitor, can have serious consequences.

If you intend to buy a leasehold home, a good conveyancing solicitor in Bognor Regis will consider potential leasehold issues, such as :

  • reviewing the lease
  • ground rents and service charges
  • dealing with freeholders
  • type of leasehold (i.e. flat/shared ownership/long leasehold house)

Make sure that you are fully-informed regarding your decision to buy a leasehold property with Quittance Conveyancing's team of leasehold conveyancing solicitors.

Buying a 'New Build' property in Bognor Regis?

New build building site

The average cost of a new build in Bognor Regis is £376,225, (HM Land Registry data). 4 new build homes have been bought in Bognor Regis in 2018 so far.

A new-build conveyancing solicitor in Bognor Regis will need to be familiar with local Bognor Regis considerations and the added complexities of new build, like handling reservation fees, confirming right of way over drains and sewers and registering ownership with warranty providers, including NHBC Buildmark, Building Zone and Ark Residential.

Our highly qualified new build conveyancing team are specialists in representing buyers to achieve the best outcome and working to developer exchange timeframes.

Conservation areas in West Sussex

Your conveyancing solicitor will check if the property you are going to buy is in one of Bognor Regis's conservation areas. If it is, the house will be affected by certain constraints. These building controls can include a wide range of constraints from possible restrictions on solar panel positioning, to general restrictions governing the use of unsympathetic materials.

If a property is in breach, the local authority can require the new owner to revert the property to its earlier condition, even if the previous owner was responsible for the changes.

Quittance's conveyancing solicitors will address whether the home you plan to buy is located in a conservation area in Bognor Regis.

Conveyancing - Selling a property in Bognor Regis

Conveyancing for a sale of a home is generally simpler than when buying. When buying, the obligation lies entirely with the buyer to verify that the legal title of the property can be mortgaged and is free from legal issues.

With a sale, conveyancing solicitors in Bognor Regis acting for the person selling effectively just answer the purchaser's enquiries.

What could go wrong?

Homes can face a series of possible complications (for example parking issues or disputes or a dispute with a neighbour) which could prolong the conveyancing process for weeks.

It is not recommended that you put off finding a solution as it is the buyer's solicitor's job to spot problems - seek out professional help, square up to the issue(s), and find a solution promptly.

Recommended reading:

Read more conveyancing advice for sellers.

Leasehold conveyancing for a sale

Conveyancing for a leasehold flat or house is a great deal more time-consuming than for a more straightforward freehold house.

The complex nature of leasehold property means that conveyancing solicitors in Bognor Regis will usually undertake additional work, and this could include getting the latest service charge and ground rent statement or any details of any ongoing enfranchisement process.

To accelerate the handling of the leasehold work, it is highly recommended that the vendor contacts a conveyancer with leasehold experience as soon as possible.

Can Quittance conveyancers act for both sides?

Conveyancers regulated by the CLC can act for both the buyer and the seller. However, Solicitors Regulation Authority (SRA) rules restrict a single conveyancing solicitor from working on behalf of both sides in a house sale and purchase.

You could contact a law firm in Bognor Regis to carry out your legal work, if a Quittance conveyancer is carrying out the legal work for the other side.

Local Bognor Regis conveyancing solicitor directory

  • Wannops LLP, 54 High Street, Bognor Regis, West Sussex, PO21 1SP
  • Chamberlain Martin Solicitors, 40 Sudley Road, Bognor Regis, West Sussex, PO21 1ES
  • Bromley Clackett Livesley LLP, 74 - 76 Aldwick Road, Bognor Regis, West Sussex, PO21 2PE
  • Smr Solicitors Limited, 1 The Precinct, Bognor Regis, West Sussex, PO21 5SB
  • Rita Sen Solicitors, 33 Rose Green Road, Rose Green, Bognor Regis, West Sussex, PO21 3EU

Conveyancing - Remortgaging a property in Bognor Regis

The most common reason people remortgage a home is to get a lower interest rate. There are also a number of other reasons to remortgage, for example borrowing more to help pay for an extension, or moving to an offset mortgage.

Homeowners can appreciate the benefits of a lower rate sooner by using a more proactive conveyancing solicitor in Bognor Regis, shortening the time the conveyancing takes. With the base rate now at 0.5% (May 2018) and possible rate rises on the horizon, fast conveyancing can be a critical factor in securing your preferred rate.

In order to ensure that the lender's investment is secured, the property lawyer handling your remortgage will act for both you and the bank or building society.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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