Updated: October 12, 2018

Blaydon On Tyne conveyancing solicitor fees and costs

No Move, No Fee conveyancing in Blaydon On Tyne

Conveyancing solicitor fees are the costs you pay to your Blaydon On Tyne conveyancing solicitor for the legal work associated with buying or selling a property.

How are Blaydon On Tyne conveyancing fees calculated?

Some conveyancing solicitors in Blaydon On Tyne will work on an hourly-rate basis. Some conveyancers will complete the work for a fixed fee (or 'No Move, No Fee'). Our conveyancing solicitors work on a No Sale, No Fee basis, with no nasty surprises in the small print. Your quote explains exactly what you will be charged when your sale or purchase completes.

What are disbursements?

On top of the conveyancing fees you will also have to cover any 'disbursements'.

Disbursements are fees that a property lawyer must pay to other companies during the process of buying or selling your home. These include costs like landlord's notice fees or HMLR fees.

See: A guide to conveyancing fees, costs and disbursements

How much will the total Blaydon On Tyne solicitor conveyancing fees be?

Although conveyancing fees in Blaydon On Tyne will be the same as anywhere else in the country, there may be some variation in certain disbursements. For example, Local Authority Search fees can vary and specific extra searches, such as a Coal Authority search, may be necessary.

With Quittance, there are absolutely no hidden costs. For a standard sale or purchase, the fees we quote are the fees you pay. To calculate the conveyancing fees for your move, try our conveyancing fees quote calculator: Click here

Quittance's conveyancing fees were considerably cheaper than the Estate Agent's recommended solicitor's fees

Conveyancing - Buying a property in Blaydon On Tyne

A seller is now required to disclose issues that could affect the value or enjoyment of their property to the prospective buyer.

It remains, however, the duty of the Blaydon On Tyne conveyancing solicitor to investigate the property, and report back to the purchaser and the mortgage lender (if applicable), offer practical solutions and register the title in the new owner's name.

This article offers assistance for buyers who need conveyancing solicitors in Blaydon On Tyne.

Your Blaydon On Tyne conveyancing solicitor must be lender-approved

Before you choose a conveyancing solicitor in Blaydon On Tyne, it is paramount that you confirm that they are approved by your lender, whether you are taking out a mortgage from the HSBC, the Earl Shilton Building Society or any other lender.

Your conveyancer may be unable to act for your lender, because some banks and building societies are only prepared to work with a selected list (known as a 'panel') of solicitors or licensed conveyancers.

Under these circumstances, the lender will likely require an alternative law firm to complete the legal work, and you will be expected to pay this alternate lawyer's fees. This can push back the completion date of the purchase.

Your property purchase can be seriously delayed if you fail to check your conveyancing lawyer's lender panel status.

Our conveyancing solicitors are approved members of all lender panels.

Residential Property Searches (Gateshead Metropolitan Borough Council)

Searches are questions submitted to public bodies by Blaydon On Tyne conveyancing solicitors to help uncover relevant information about your planned purchase.

Mortgagees typically also require conveyancing search packs to be applied for. Required searches will include:

  • Local Authority (LA) search - reveals planning applications, decisions and enforcement notices for planning breaches.
  • Environmental search - reveals contaminated land, landfill sites and flooding or subsidence within 500m of the property.
  • Drainage & Water search - includes the position of water mains and sewers, and whether the local authority is responsible for their maintenance.
  • Chancel repair liability - describes the insurance to protect against any liability to the local parish for repairs.

You will be told if your mortgage lender requires any further searches, for example a more detailed flood report or a ground stability report.

The typical processing time for conveyancing searches ordered from Gateshead Metropolitan Borough Council is 5 weeks. In these circumstances, faster personal searches will be advisable.

Ensuring planning permission is in place

The conveyancing solicitor acting for the buyer also retrieves office copies from the Land Registry. This will help to highlight potential planning issues. Examples of these include a difference between the agent's floorplan and the title plan or restrictive covenants governing the use of the property.

Gateshead Metropolitan Borough Council Council Tax

The amount of council tax a homeowner in Blaydon On Tyne will pay to Gateshead Metropolitan Borough Council will depend on the property's value and the number of residents. For instance for an average Band B house in Blaydon On Tyne, the council tax amount would be £1,460 per year.

Blaydon On Tyne conveyancing solicitors will inform a purchaser of the property's tax band once this is confirmed by the searches.

If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,095.

Other discounts and exemptions could also apply, for example if the property is uninhabited (for the first 60 days) or if you are a live in carer looking after someone who isn't a spouse or relative.

Band Gateshead Metropolitan Borough Council Tax (2018)
A £1,251
B £1,460
C £1,669
D £1,877
E £2,294
F £2,711
G £3,129
H £3,754

Can I challenge my council tax band?

Contact the VOA for more information on how to challenge your tax band:

Valuation Office Agency
Eagle Star House
Regent Centre
Newcastle Upon Tyne
NE3 3TW
Tyne and Wear

In 2016/17, 20 council tax challenges were made. 10 saw a reduction.

Stamp Duty on Blaydon On Tyne properties

SDLT is a tax payable on all UK properties where the purchase price exceeds £125,000 (£145,000 in Scotland). Completing the SDLT1 form in order to pay Stamp Duty Land Tax is a daunting prospect for a layperson.

Quittance is able to administer the SDLT process faster and more efficiently than ever, using integrated online systems.

See examples for local properties:

  Average selling price (2018 to date) SDLT
Average price £136,500 £230.00
Average price (detached) £230,250 £2,105.00
Average new build £176,300 £1,026.00

Stamp duty relief for first-time buyers in Blaydon On Tyne

Relief is available on home purchases below £300k for first-time buyers with relief up to £500,000 in some areas. Higher rates of stamp duty apply to buyers of second property in the form of a 3% SDLT surcharge. For example, if a property owner bought a second home in Blaydon On Tyne for the average price of £136,500 the stamp duty would be £6,825.00.

Conveyancing solicitors in Blaydon On Tyne should confirm the correct amount is calculated.

Buying a flat? Leasehold conveyancing in Blaydon On Tyne

New build site

The potential risks associated with owning a leasehold property should be of serious concern for buyers of leasehold property. The many potential traps awaiting the unsuspecting buyer include incomplete management company accounts and exponential ground rents.

Severe consequences can result from a solicitor's erroneous leasehold advice.

If you intend to buy a house or flat with a lease, a specialist conveyancing solicitor in Blaydon On Tyne will investigate aspects of the leasehold purchase, such as service charges, unexpired lease terms and dealing with freeholders.

Ensure that you are fully-informed regarding your planned purchase thanks to our team of leasehold conveyancing solicitors.

Buying a 'New Build' property in Blaydon On Tyne?

New build building site

The average price for a new build home in Blaydon On Tyne is £176,300. 3 brand new properties have been bought in Blaydon On Tyne in 2018 so far.

Buying a new build property requires specialist knowledge, compared to 'standard conveyancing'. Therefore a conveyancing solicitor in Blaydon On Tyne must be aware of local issues and needs to check a range of issues, like checking new build mortgage procedures are followed and handling initial Land Registry registration.

Our specialist team of new build conveyancers deliver an independent assessment of the legal status of the property, with a close eye on considerations like unfair leasehold conditions and excessive ground rent and service charges (where applicable).

Tyne and Wear Conservation areas

Moving into a conservation area will usually mean that the local character is unlikely to drastically change. However, conservation area conditions will affect your house.

These restrictions may include restrictions on VELUX windows, limitations on new outbuildings or general restrictions governing the use of non-traditional materials.

The local council can order any non-compliant alterations to a property to be changed or removed, such as removing a flue.

Your conveyancing solicitor will confirm whether the property you are buying is located in one of Blaydon On Tyne's conservation areas.

Conveyancing - Selling a property in Blaydon On Tyne

The legal process for a sale of a home is more straightforward than when buying. For a house purchase, the burden lies entirely with the buyer to determine whether the title of the property they are buying is mortgageable and is (or can be) registered at the Land Registry.

When selling, conveyancing solicitors in Blaydon On Tyne acting for the current owner only need to answer the buyer's solicitor's formal enquiries.

What factors could threaten your sale?

Common hurdles, such as not being connected to the main sewers, can delay the sale conveyancing process if ignored.

It is generally recommended that sellers handle any such problems as soon as they come to light.

Recommended reading:

Read more conveyancing advice for sellers.

Leasehold conveyancing for a sale

The legal work for a leasehold flat (leasehold houses are uncommon) is much more protracted compared to a freehold house.

The complexities of leasehold mean conveyancing solicitors in Blaydon On Tyne will usually undertake additional work, such as obtaining all relevant freeholder information, through to details of the length of leases of other flats in the block.

Sellers should seriously consider instructing a conveyancer as soon as is practicable to mitigate (somewhat inevitable) leasehold delays.

What if Quittance conveyancers are acting for the other side?

SRA rules ban a single conveyancing solicitor from acting on both sides in a house sale. A CLC-regulated conveyancer, however, can act for both sides.

If you are buying or selling a Blaydon On Tyne property, and one of our conveyancing solicitors is acting for the other side, you may wish to contact a property solicitor firm in Blaydon On Tyne to carry out your conveyancing.

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Conveyancing - Remortgaging a property in Blaydon On Tyne

People remortgage for a variety of reasons, such as consolidating loan repayments, or the existing lender having refused a payment holiday. The main reason, however, is to get a better interest rate.

An efficient conveyancing solicitor in Blaydon On Tyne can reduce the remortgage processing time, and move you to the better rate sooner. With the future of interest rates uncertain, fast conveyancing can play a key role in getting the mortgage rate you want.

The property lawyer handling the remortgage must also be able to act on behalf of your chosen mortgage provider. Quittance Conveyancing are on the panel for all major UK lenders. So no matter whether you are moving to a variable-rate with Santander or to a two-year discount with the Hinckley and Rugby Building Society, we can assist.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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