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Bilston Conveyancing: FAQs

Our clients often have lots of questions about the legal process involved in moving home in Bilston. Below is a list of some of the more frequently asked questions about the conveyancing process:

Buying property in Bilston

I am buying a new build property in Bilston - what do I need to know?

The conveyancing process for buying a new build home in Bilston is often more complex than other types of conveyancing.

A good solicitor in Bilston must be able to deal with things like working to tight developer deadlines, checking planning conditions have been fulfilled and checking new build warranties with warranty providers such as NHBC Buildmark, Advantage HCI and Trenwick International.

Read more:

Buying a new build property off plan - what you need to know.

What you need to check before buying a new build home.

How much Council Tax must I pay for a property in Wolverhampton City Council in 2022?

Bilston is situated in Wolverhampton City Council. Council tax bands are:

Band Wolverhampton Council Tax (2022/23)
A £1,382.57
B £1,612.99
C £1,843.42
D £2,073.85
E £2,534.71
F £2,995.56
G £3,456.42
H £4,147.70

Read more:

Are you paying more Council Tax than you should be?

I'm buying a house in Bilston which property searches will I require?

The standard pack includes:

  • Official or Regulated Local Authority Search
  • Residential Environmental Search
  • Regulated Drainage and Water Search
  • Chancel search

Occasionally the results of the standard searches will necessitate further searches , for example an HS2 search.

To see the total cost of searches on a Bilston purchase use our calculator.

Read more:

What are conveyancing searches when buying a home and do I need them?

How long does conveyancing take when buying a leasehold flat in Bilston?

Over 90% of flats in the UK are leasehold. Although much less common, there are also around 1 million leasehold houses nationwide. The legal work for a leasehold flat typically takes longer than a freehold property because leasehold transactions involve more work and there are more parties involved.

Examples of delays might include anything from incomplete service charge accounts to absent freeholders.

Our specialist leasehold solicitor team handle hundreds of leasehold transactions a month, and our proactive approach means delays are less likely to occur.

Selling property in Bilston

Does it take longer to sell a leasehold property?

Yes, compared to freehold conveyancing. Sale conveyancing for leasehold houses or flats usually takes longer.

The solicitor acting for the buyer will need to review these documents. These could include three years' filed accounts for the property management and a copy of buildings insurance for the common parts of the property. Delays are usually the result of the time it takes the solicitor to source this information.

Your lawyer should get this underway even before you have found a buyer, because this paperwork can take weeks to collect if it is difficult to contact the managing agent or landlord or they are slow to respond.

Read more:

Selling a leasehold flat? What to do before going on the market

Remortgaging in Bilston

Will I need a conveyancing solicitor if I am remortgaging my Bilston property?

Yes.

The official UK base rate is currently set at 1.25% (June 2022). A good Bilston remortgage solicitor will complete the conveyancing process quickly and get you into your new rate.

Property lawyers are members of most UK mortgage lenders, so whether you are you are changing to a flexible mortgage with the Bank of Scotland or to a variable-rate mortgage with the Harpenden Building Society, a remortgage solicitor can assist.

Get a remortgage conveyancing quote

Transferring equity in Bilston

How do I transfer equity in my Bilston property?

The equity transfer process can be complicated, so most people complete the process through a conveyancing solicitor.

Your solicitor will advise on the options for joint ownership, complete the HM Land Registry paperwork, deal with Stamp Duty (SDLT) and handle the remortgage if applicable.

Get a transfer of equity conveyancing quote

Comparing Conveyancing Quotes in Bilston

Conveyancing fees and disbursements - What's the difference?

Legal fees are paid to your property lawyer. Depending on your circumstances, these could include a leasehold fee or mortgage fee.

Disbursements are costs paid to third parties, such as landlords.

How much should I be paying for conveyancing in 2022?

Market research in July, 2022 shows that the actual cost of conveyancing can vary significantly between property lawyers.

To accurately compare Bilston conveyancing quotes, you should be aware of the potential additional fees charged by some solicitors that could increase the cost of your property sale or purchase.

Read more:

How much should conveyancing fees cost in 2022?

General Bilston property lawyers FAQs

Are Bilston conveyancing fees fixed?

Some conveyancing solicitors in Bilston offer their services on a price per hour basis.

Some solicitors work on a fixed legal fee basis, with no sneaky extras. Your conveyancing quote will explain what you will pay when your house purchase or sale completes.

If, for any reason at all, your house purchase or sale does not go ahead, you have the peace of mind of a No Move, No Fee guarantee.

Read more:

How much should conveyancing fees cost in 2022?

How we can help you

If you are buying, selling, remortgaging or transferring equity in a property in Bilston and need an expert conveyancing solicitor, we can take care of the legal side of your move.

We work with a panel of specialist conveyancing solicitors to deliver a stress-free moving experience.

  • No Move, No Fee Guarantee
  • Fixed fee conveyancing service
  • Bilston experts
  • CQS-accredited panel solicitors
Get a Quote

All-inclusive quote from £384 inc VAT

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