Updated: October 12, 2018

Billingham conveyancing solicitor fees

No Move, No Fee conveyancing in Billingham

Conveyancing solicitor fees are paid conveyancing solicitors in Billingham for carrying out the legal work for a property transaction.

How are Billingham conveyancing fees calculated?

Some conveyancing solicitors in Billingham offer services on an hourly rate. Our conveyancers work on fixed legal fees (known as 'No Sale, No Fee' or 'No Move, No Fee'), with no nasty surprises in the small print. Your conveyancing quote explains exactly what you will need to pay when your sale or purchase completes.

Are there any other costs?

On top of the conveyancing fees you will also need to budget for 'disbursements'.

Disbursements are the third-party costs that your conveyancer will pass on to you at the end of the conveyancing process, such as property searches or managing agent fees.

See: A guide to all conveyancing fees

How much will the total conveyancing fees in Billingham cost?

Although conveyancing fees in Billingham will be the same as anywhere else in the UK, there may be some variation in certain disbursements. For example, Local Authority (LA) Search fees will vary and additional region-specific searches, such as a mining search, may be needed.

With Quittance Conveyancing, there are absolutely no hidden fees. For a standard sale or purchase, the conveyancing fee we quote is the fee you pay. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here

Quittance's conveyancing fees were considerably cheaper than the Estate Agent's recommended solicitor's fees

Conveyancing - Buying a property in Billingham

When carrying out the legal work for a property buyer, the Billingham conveyancing solicitor will carry out due diligence on the title of the property and report back in detail to the buyer and the lender.

Following their enquiries the solicitor will give advice and will deal with any legal problems and ensure that the full legal ownership is transferred.

This section of the article offers useful information for homebuyers who need conveyancing solicitors in Billingham.

Your Billingham conveyancing solicitor must be lender-approved

There are many lenders, from a major lender such as Lloyds Bank, to a niche lender like GE Money Home Lending. Before you appoint a conveyancing solicitor in Billingham, it is very important that you make sure that they are on the approved panel of your chosen lender.

A lot of mortgage lenders will only work with a selected list (known as a 'lender panel') of firms. If a conveyancer is unable to act for your chosen lender, the lender will likely require a second firm to carry out the legal work.

The buyer will usually need to pay this second solicitor's fees, and the conveyancing process can take much longer.

Failing to confirm your conveyancer's lender panel status could mean significant delays.

Our solicitors can carry out the legal work for all major and minor banks and building societies.

Stockton-on-Tees Borough Council searches

Property searches (sometimes referred to as 'conveyancing searches') are enquiries made of various authorities by Billingham conveyancing solicitors to give details about your new home. They include:

Local Authority (LA) searchreveals planning applications, decisions and enforcement notices for planning breaches.
Environmental searchidentifies risks within 500 metres of the property, including flooding subsidence. The search will also reveal nearby landfill sites and contaminated land.
Drainage & Water searchincludes the position of water mains and sewers, and whether the local authority is responsible for their maintenance.
Chancel repair liabilityinsurance is arranged to protect the buyer against any liability for local parish church repairs.

More pertinent searches, such as a Crossrail search or an energy search, may also be recommended in the initial search results.

Buyers could experience a delay of roughly 7 weeks for searches delivered by Stockton-on-Tees Borough Council, so your conveyancer will recommend using a faster search agent.

Finding planning permissions

Official Entries (or 'office copies') will also be applied for from HMLR by the conveyancing solicitor acting for the homebuyer. This will help to identify potential planning issues, such as discrepancies with the filed plan or neighbours' rights of access.

Stockton-on-Tees Borough Council Council Tax

Council tax is calculated by Stockton-on-Tees Borough Council on property value and the number of people living in the property. For instance a home in the Stockton-on-Tees Borough Council area in Band E would pay £2,274 per annum.

A conveyancing solicitor in Billingham will inform a purchaser of the property's tax band as soon as they are made aware.

If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,706.

Other discounts and exemptions could also apply, for example if the property is a second home then a 10% discount will be applied or if you are a live in carer looking after someone who isn't a spouse or relative.

Band Stockton-on-Tees Borough Council Tax (2018)
A £1,240
B £1,447
C £1,654
D £1,861
E £2,274
F £2,688
G £3,101
H £3,721

Is it possible to reduce my council tax band?

To challenge your banding contact:

Valuation Office Agency
St. Marks House
St. Marks Court
TS17 6QR

In the financial year 2016/17, 30 council tax challenges were made. 10 resulted in a reduction.

Stamp Duty on Billingham properties

Stamp duty is paid after an SDLT1 form is completed. The form is hard to understand in places - even some non-conveyancing solicitors struggle with it.

If a property is valued at over £125k, the homebuyer usually must pay SDLT.

Penalties for errors or late filing of the SDLT1 form can be as high as 30%. Quittance use legal case management system to ensure that SDLT is paid immediately after completion.

This table sets out Stamp Duty Land Tax for property in Billingham:

  Average selling price (2017) Stamp Duty
Average price £194,574 £1,391.48
Average price (detached) £271,793 £3,589.65
Average new build £156,242 £624.84
If you already own another property or share in a property you will be subject to a surcharge of 3%. For example, if a property owner bought a second home in Billingham for the average price of £194,574 the SDLT would be £9,728.70.

Stamp duty relief for first-time buyers in Billingham

First-time buyer stamp duty relief is available on property purchases below £300,000.

Billingham conveyancing solicitors will ensure their client pays the right amount.

Buying a flat? Leasehold conveyancing in Billingham

New build site

The potential risks of purchasing a leasehold house or flat in the UK have been well chronicled in the media. Numerous legal complications could be awaiting the unsuspecting purchaser, including:

  • increasing ground rents
  • undisclosed major works
  • marriage value issues
Severe consequences can result from a less-experienced conveyancing solicitor's erroneous leasehold advice.

If you are planning to buy a house or flat with a lease, a good conveyancing solicitor in Billingham will consider potential leasehold issues, including reviewing the lease, managing agent practices and service charges, ground rents and buildings insurance arrangements.

Ensure that you are fully-informed regarding your planned purchase - Contact Quittance Conveyancing's team of leasehold conveyancing solicitors today on 0800 612 0377.

Buying a 'New Build' property in Billingham?

New build site

The average sale price of Billingham new build homes is £126,326, according to local information gathered by the HM Land Registry. 7 brand new homes have been bought in Billingham in 2018 so far.

A new-build conveyancing solicitor in Billingham must be well-versed in regional considerations and the added complexities associated with new build, such as negotiating new build contracts and handling equity loan schemes.

Our highly qualified new build team are experts in ensuring that new build contracts favour the client as much as possible and working to developer exchange timeframes.

County Durham Conservation areas

Your conveyancing solicitor will need to check whether the residential property you are intending to buy is in one of Billingham's conservation areas. If it is, the house will be affected by specific constraints. These building controls, referred to as Article 4 Directions, can include restrictions on VELUX windows, restrictions on the addition of flues and soil vent pipes or restrictions on side or 2 storey extensions.

The new owner could be ordered to pay for necessary changes to bring a property in line with current regulations, even if the previous owner carried out the alterations.

Quittance's conveyancing solicitors will address whether the home you plan to buy is located in a conservation area in Billingham.

Conveyancing - Selling a property in Billingham

The legal work involved in a house sale is less complicated than when buying. The buyer will have to carry out due diligence on the property. Conveyancing solicitors in Billingham acting for the seller, however, mostly just answers the purchaser's enquiries.

Why do sales fall through?

Issues, such as complexities where there is a 'share of freehold' or a problematic solar panel lease, have the potential to jeopardise a sale if not dealt with promptly.

Property specialists will usually recommend to sellers that they face any such problems head on and fix them.

Further reading:

Read more conveyancing advice for sellers.

Selling a leasehold property

The legal work for a leasehold flat (houses are rarely leasehold) is quite a lot more specialised compared to a freehold house.

Billingham conveyancing solicitors will also perform extra work, for example applying for a copy of the lease, through to a copy of the insurance policy.

You should plan to instruct a lawyer as soon as possible to reduce leasehold-related delays.

What if Quittance is already acting for the other side?

SRA rules ban the same conveyancing solicitor from working on behalf of both sides in a house sale and purchase. However, a CLC-regulated conveyancer, can act for both the buyer and the seller.

You can contact a property solicitor firm in Billingham to handle your legal work, if a Quittance solicitor is acting for the other side.

Local Billingham conveyancing solicitor directory

  • Cochranes Law Firm Limited, 67 Queensway, Billingham, Cleveland, TS23 2LU
  • Tilly Bailey & Irvine LLP, 12 Evolution, Wynyard Park, Wynyard, Billingham, Cleveland, TS22 5TB

Conveyancing - Remortgaging a property in Billingham

Although people consider remortgaging for a range of reasons, people will generally remortgage to reduce the monthly repayments.

You will typically be able to benefit from a lower rate faster by using a more proactive conveyancing solicitor in Billingham. They will work to shorten the processing time of the legal work. With the Bank of England base rate now at 0.5% (May 2018), fast conveyancing can be a contributing factor to getting on to the rate you want.

Your property lawyer should also be able to act for the new mortgage lender. Our conveyancers are on all major lenders' panels, so whether you are switching to a fixed-rate mortgage with RBS or to a fixed-rate mortgage with the Furness Building Society, our remortgage team can assist.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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