Updated: October 12, 2018

Billericay conveyancing solicitor fees

No Move, No Fee conveyancing in Billericay

Conveyancing solicitor fees are the costs you pay to your Billericay conveyancing solicitor for handling the legal work for your move.

Do Billericay conveyancing solicitors work on a fixed fee basis?

Our conveyancers work on a guaranteed fixed conveyancing fee basis with no hidden extras, unlike some other conveyancing solicitors in Billericay who work on a price per hour basis. Your conveyancing quote will set out exactly what you will be charged when your property transaction has completed.

Are there any other costs?

You must cover the cost of any 'disbursements', in addition to the solicitor's conveyancing fees.

Disbursements are fees, costs or taxes the conveyancing solicitor will have to pay to other organisations as part of the house-buying and selling process. These include costs like ID checks or Land Registry fees.

See: A guide to conveyancing fees, costs and disbursements

How much will the total conveyancing fees in Billericay cost?

Billericay conveyancing fees will not vary, wherever you are buying or selling in the UK. There may, however, be some variation in certain disbursements. For example, Local Authority (LA) Search fees will vary and additional region-specific searches, e.g. a flooding search, may be needed.

For a standard conveyancing transaction, the fees we quote are the fees you pay. There are no hidden fees or costs to be paid with Quittance Conveyancing. To calculate the conveyancing fees for your move, try our conveyancing fees quote calculator: Click here

Quittance's conveyancing fees were considerably cheaper than the Estate Agent's recommended solicitor's fees

Conveyancing - Buying a property in Billericay

When carrying out the conveyancing for the purchase of a house or flat, the conveyancing solicitor in Billericay will examine the draft contract and investigate the title of the property and make their "report on title".

The solicitor will offer suggestions and advice after making their enquiries, solve outstanding issues and ensure the title is transferred to the new owner.

The following section considers those areas of the legal process for conveyancing solicitors in Billericay that necessitate specialised skills.

Your Billericay conveyancing solicitor must be lender-approved

Whether you are getting a mortgage from Barclays Bank, the Coventry Building Society or any other lender, before choosing a Billericay conveyancing solicitor it is vital that you check that they can represent your mortgage lender.

Your solicitor may not be able to carry out the legal work on behalf of your mortgage lender, because some lenders are only prepared to work with a select group (often referred to as a 'panel') of legal firms that pass strict standards.

If this is the case, the lender will probably need an alternative firm to carry out the legal work, and you will then have to cover this second solicitor's fees. The additional work can mean the process takes much longer.

Your property purchase could be jeopardised by failing to check your solicitor's lender panel status.

Our conveyancing solicitors are approved to act for all lenders.

Basildon District Council searches and other searches

Searches are enquiries made of public bodies by Billericay conveyancing solicitors to provide information about your new home.

These searches include the local authority (LA) search, drainage & water search, environmental search and chancel repair liability.

You will be informed if your mortgage lender wants any more searches, e.g. a tin mining search or a disadvantaged area search.

Buyers should expect to wait approximately 9 weeks for Residential property searches delivered by Basildon District Council, so your lawyer will advise using faster personal searches.

Planning searches

The conveyancing solicitor acting for the buyer will obtain an Official Copy of the Title Register from HMLR. This helps to find any issues. These issues could include neighbours' rights of access or discrepancies between the property boundaries and the title plan.

Basildon District Council Council Tax

The council tax paid by a homeowner is based on a number of criteria which include the size and character of the property and the value of the property as determined by the VOA in 1991. E.g. a home in the Basildon District Council area in Valuation Band B would pay £1,353 per annum.

A conveyancing solicitor in Billericay will inform the buyer of the property's tax band once they are themselves notified.

If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,014.

Other discounts and exemptions may also apply, for example unoccupied properties undergoing major repairs or where the property is uninhabitable. Property built after 1991 is assessed and given a council tax banding by the Valuation Office Agency (VOA).

Band Basildon District Council Tax (2018)
A £1,159
B £1,353
C £1,546
D £1,739
E £2,125
F £2,512
G £2,898
H £3,478

Could I be overpaying council tax?

To challenge your banding contact:

Valuation Office Agency
London House
New London Rd
Chelmsford
CM2 0QL
Essex

A homeowner can ask for their property to be reassessed. The band could be revised up as well as down.

Stamp Duty on Billericay properties

Given the complexity of the SDLT1 tax return form, only the courageous would attempt to complete and file this with Her Majesty's Revenue and Customs (HMRC) without a conveyancing solicitor's help.

SDLT will almost always need to be paid if the house being purchased is valued at over £125,000.

With Quittance you have the peace of mind that the SDLT1 return is completed correctly and quickly when your purchase completes.

The following table illustrates SDLT examples for typical properties in Billericay:

  Average selling price (2017) Stamp Duty
Average price £462,335 £13,116.75
Average price (detached) £654,558 £22,727.90
Average new build - -
If you own another home , anywhere in the world you will be subject to a higher rate of 3%. Therefore, if a homeowner in Billericay bought a second home for the average price of £462,335 the SDLT would be £36,986.80.

Stamp duty relief for first-time buyers in Billericay

Since November 2017, if you are a first-time buyer, you only pay stamp duty on property valued at over £300,000.

Conveyancing solicitors in Billericay should confirm the correct amount is calculated.

Buying a flat? Leasehold conveyancing in Billericay

New build site

Data suggests that in excess of 100,000 UK property owners are trapped by property leases with unreasonable conditions. Numerous technical issues may be lying in wait for an uninformed buyer, such as:

  • exponential ground rents
  • overpriced managing agent packs
  • leases with fewer than 80 years to run
Incomplete leasehold information, delivered by an inexperienced conveyancer, could have costly, long-term consequences.

A experienced conveyancing solicitor in Billericay will consider potential leasehold issues, including :

  • reviewing the lease itself (leases can be 10's or even 100's of years old)
  • service charges, ground rents and buildings insurance arrangements
  • absent freeholders
  • complaints from neighbours

Quittance Conveyancing's team of leasehold conveyancing solicitors will ensure that you are fully-informed regarding your decision to buy a leasehold property.

Buying a 'New Build' property in Billericay?

New build building site

Based on Her Majesty's Land Registry information, the average price for Billericay new builds is -. - newly-constructed homes -.

The legal work for purchasing a new build property is considerably more complicated than buying a 'secondhand' home. To avoid potential problems a Billericay conveyancing solicitor should be conscious of local issues and will examine a number of areas, including ensuring that new build mortgage conditions are met and confirming building regulation compliance.

Our highly qualified new build team are specialists in working to developer exchange timeframes and new build purchases.

Conservation areas in Essex

If you are intending to purchase a home in a conservation area in Billericay, the property must be compliant with any local conservation area restrictions. Called Article 4 directions, these constraints can include:

  • A prohibition on roof terraces
  • Restrictions on the display of advertisements
  • Restrictions on the erection of outbuildings

The local authority can order any non-compliant alterations to a property to be changed or removed.

Your conveyancing solicitor will address whether your planned purchase is located one of Billericay's conservation areas.

Conveyancing - Selling a property in Billericay

The conveyancing process on a sale of a home is less demanding than for a purchase. The buyer has to carry out a detailed investigation on the legal title of your home, whereas conveyancing solicitors in Billericay acting for the seller mostly just responds to enquiries made by the buyer's solicitor.

How to minimise the risk of your sale falling through

Issues, such as a landlord dispute on a leasehold property or not having a building regulations completion certificate, have the potential to jeopardise the conveyancing process if they are ignored.

It is usually a good idea that sellers tackle any such problems head on.

Recommended reading:

Read more sale conveyancing articles here.

Leasehold conveyancing for a sale

Conveyancing for a leasehold flat or house is a great deal more technical compared to a freehold house.

Conveyancing solicitors in Billericay will also perform extra work. This can involve getting an up-to-date service charge statement, through to any documents pertaining to a variation of the terms of the lease.

To reduce delays, it is recommended that the seller instructs leasehold-specialist property lawyer as soon as possible.

Can your conveyancing solicitors act for both the buyer and the seller of the same house?

Solicitors Regulation Authority (SRA) rules restrict the same conveyancing solicitor from working on behalf of both sides in a property sale and purchase. Conveyancers who are regulated by the CLC, however, can act for both the buyer and the seller.

If you are buying or selling a Billericay property, and a Quittance conveyancing solicitor is acting for the other side, you may wish to contact a property solicitor firm in Billericay to carry out your conveyancing.

Local Billericay conveyancing solicitor directory

  • Fisher Jones Greenwood LLP, 102 High Street, Billericay, Essex, CM12 9BY
  • Marks Miller & Co, 92b High Street, Billericay, Essex, CM12 9BT
  • Paul Robinson Solicitors LLP, Regis House, 98 High Street, Billericay, Essex, CM12 9BT
  • Roger Green & Co Solicitors, 100 High Street, Billericay, Essex, CM12 9BY
  • Browns Solicitors (Essex) Ltd, Church House, 46 High Street, Billericay, Essex, CM12 9BS

Conveyancing - Remortgaging a property in Billericay

By far the most common reason people remortgage is to get a more attractive interest rate. There are also other reasons to think about remortgaging, for example moving to an offset mortgage, or consolidating loan repayments.

You would typically benefit from a better rate earlier by using a more efficient conveyancing solicitor in Billericay, minimising the time taken to complete the conveyancing. With the base rate now at 0.5% (May 2018), fast conveyancing can play a key role in getting the mortgage rate you want.

Your property lawyer needs to be able to act for the new mortgage provider. Our conveyancers are on the panel for all major UK lenders. So whether you are moving to a lifetime tracker mortgage with the Halifax or to a joint mortgage with the Dudley Building Society, our remortgage specialists can help.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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