Award-winning No Move, No Fee conveyancing for Bexhill home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Whether you are buying or selling a home and need conveyancing solicitors in Bexhill, Quittance Conveyancing's no sale, no fee property lawyers are here to help.
Quittance offer guaranteed fixed conveyancing fees, and you will always be up to speed regarding how your sale or purchase is progressing, thanks to our focus on proactive communication.
In the event that your sale or purchase does not complete our no sale no fee guarantee means you won't have to pay any conveyancing solicitors' fees.
Bexhill's most communicative conveyancing service
Nearly one in two of respondents to an InfoTrack poll published in Legal Futures complained of a lack of solicitor communication.
Regulators for Bexhill property lawyers are concerned with promoting better communication standards, and the service level directives of the Council for Licensed Conveyancers and the Conveyancing Quality Scheme (CQS) make reference to the need to maintain a better standard of communication.
Despite focus from the Council for Licensed Conveyancers and the SRA, a survey commissioned by the Conveyancing Association of 1,500 people indicated almost half of consumers believed that more effective communication would have accelerated the completion of their transaction.
Our Bexhill conveyancing solicitors deliver a first-rate conveyancing service. We deliver to buyers and sellers a dedicated and proactive service by email, phone and online, every day of the week:
- Lowest Bexhill conveyancing solicitors fees
- Regular case updates via smartphone, tablet and PC
- Innovative case tracking technology
- Your dedicated conveyancer's personal extension numbers
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Open weekends - Saturday (9am-1pm)
Updated: October 12, 2018
Bexhill conveyancing solicitor fees
No Move, No Fee conveyancing in Bexhill
Conveyancing solicitor fees are the costs you pay conveyancing solicitors in Bexhill for the legal work for a home sale or purchase.
Are Bexhill conveyancing fees and costs fixed?
Some conveyancing solicitors in Bexhill carry out the legal work on a price per hour basis, while other property lawyers will work for a fixed fee (known as 'No Move, No Fee'). Quittance's conveyancing solicitors work on a guaranteed fixed conveyancing fee basis, with no unexpected, additional costs. Your conveyancing quote sets out exactly what you will need to pay when your property transaction has completed.
Are there any other costs in addition to conveyancing fees?
In addition to the legal fees you will also have to pay for 'disbursements'.
Disbursements are the costs incurred by the solicitor on your behalf. These include costs like telegraphic transfer fees or HMLR fees.
How much will the total conveyancing fees in Bexhill cost?
Bexhill conveyancing solicitor fees will be the same as anywhere else in the UK. However, the costs of certain disbursements can vary. As examples, specific extra searches, e.g. a commons registration search, may be necessary and Local Authority (LA) Search fees will vary.
For a standard conveyancing transaction, the conveyancing fee we quote is the fee you pay. With Quittance, there are absolutely no hidden costs. Work out the conveyancing fees for your move, with our conveyancing calculator: Click here
Conveyancing - Buying a property in Bexhill
Purchase conveyancing will need a Bexhill conveyancing solicitor to consider a wide range of issues. Examples of such issues are a defective title (e.g. breached restrictive covenants) and factors affecting the mortgageability (e.g. planning issues).
The solicitor will report their findings back to the purchaser, assist in resolving any issues and ensure the title is transferred to the new owner.
The content below considers those parts of the legal process for conveyancing solicitors in Bexhill that require specialist knowledge.
- Conveyancing solicitors in Brighton
- Conveyancing solicitors in Eastbourne
- Conveyancing solicitors in Hastings
- Conveyancing solicitors in Hove
- Conveyancing solicitors in East Sussex
Your Bexhill conveyancing solicitor must be lender-approved
Before choosing a Bexhill conveyancing solicitor, it is vital that you check that they are on the approved panel of your chosen lender, whether you are obtaining a mortgage from NatWest, Paragon or any other lender.
Your solicitor may be unable to act for your chosen lender, because some lenders will only work with a selected list (known as a 'panel') of law firms.
Under these circumstances, the lender will require a different firm to complete the legal work, and you will usually need to pay this substitute lawyer's fees. This can push back the completion date of the purchase.
Our conveyancing solicitors can perform the conveyancing for all lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Conveyancing Searches (Rother District Council)
Residential property searches are submitted by Bexhill conveyancing solicitors in order to identify any wider issues that might potentially impact how much the property you are buying is worth. They include:
- Local Authority (LA) search - planning and development details from Rother District Council records
- Environmental search - identifies risks within 500 metres of the property, including flooding subsidence. The search will also reveal nearby landfill sites and contaminated land.
- Drainage & Water search - identifies whether the owner or local authority must pay for the maintenance of water mains and sewers
- Chancel repair liability - some Bexhill property may still owe a liability to the local parish for repairs. Insurance can be taken out to protect against this risk.
Your lawyer will make you aware if your chosen lender needs any additional searches, for example a highways search or a contaminated land report.
Homebuyers can expect a lead time of approximately 11 weeks for LA searches from Rother District Council. Your solicitor will instead apply for personal searches, which are usually faster.
Office copies will also be ordered from the Land Registry by the purchaser's conveyancing solicitor, helping to evidence any issues, such as a restrictive covenant against certain alterations or the title plan showing only very general boundaries.
Rother District Council Council Tax
The amount of council tax a homeowner in Bexhill will pay to Rother District Council will depend on the property's value and the number of residents. For instance a property in the Rother District Council area in Valuation Band C would pay £1,675 per annum.
Bexhill conveyancing solicitors will inform the purchaser of the home's council tax band once they are made aware.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,256.
Other discounts and exemptions could also apply, for example unoccupied properties undergoing major repairs or structural changes or if you are a live in carer looking after someone who isn't a spouse or relative. Homes constructed after 1991 are assessed by the Valuation Office Agency (VOA).
|Band||Rother District Council Tax (2018)|
Can I dispute my council tax rate?To challenge your banding contact:
Valuation Office Agency
St. Annes House
2 St. Annes Rd
In 2016/17, 40 council tax challenges were made, of which 10 resulted in a reduction.
Stamp Duty on Bexhill properties
Stamp Duty Land Tax is paid to HMRC by completing an SDLT1 form. The form is lengthy and complex.A homebuyer will usually need to pay stamp duty if the residential property they are purchasing is valued at over £125,000.
Quittance's state-of-the-art case management system integrates with online SDLT filing systems to ensure that the stamp duty is paid in full quickly.
The following table illustrates SDLT examples for typical properties in East Sussex:
|Average selling price (2017)||SDLT|
|Average price (detached)||£457,125||£12,856.25|
|Average new build||£381,421||£9,071.05|
Stamp duty relief for first-time buyers in Bexhill
For first-time buyers, stamp duty is only payable on purchases over £300,000. Since 1st April 2016, buyers of second homes are subject to a surcharge of 3%, even if the property is not let out. E.g. if a second property was bought for £309,762 then the stamp duty including the surcharge would be £24,780.96. .
Bexhill conveyancing solicitors will confirm the correct amount is calculated.
Buying a flat? Leasehold conveyancing in Bexhill
The risks associated with purchasing a leasehold property are a source of anxiety for leasehold property purchasers. Numerous legal complications could be lying in wait for the unsuspecting buyer, including unreasonable managing agent fees, doubling ground rents and excessive freehold premiums.
If you intend to buy a house or flat with a lease, a good conveyancing solicitor in Bexhill will investigate aspects of the leasehold purchase, such as share of freehold complexity, ground rents and service charges and reviewing the lease itself (many leases are decades old).
Ensure that you are aware of all the potential issues and costs associated with the lease - Speak to Quittance Conveyancing's leasehold conveyancing solicitors today on 0800 612 0377.
Buying a 'New Build' property in Bexhill?
38 brand new properties have been bought in Bexhill in 2018 so far, based on information from the HM Land Registry. The average cost of Bexhill new build property is £420,813.
The legal side of purchasing a new build property requires specialist knowledge, compared to 'standard conveyancing'. Therefore a Bexhill conveyancing solicitor must be conscious of both region-specific issues and also will need to report to clients on a number of issues, e.g. handling deposits and checking planning conditions have been fulfilled.
Our award-winning team of conveyancers specialise in working to developer exchange timeframes and helping new build purchasers obtain the best possible terms.
Conservation areas in East Sussex
Whether you are purchasing an 18th century stone cottage or a Georgian town house, if the house is in a conservation area, any planned modifications to the house may not be permitted by Rother District Council.
These building controls could include:
- A prohibition on roof terraces
- Restrictions on the display of advertisements
- Restrictions on the erection of outbuildings
The local council can order any non-compliant alterations to a property to be changed or removed, such as removing a satellite dish.
Your Quittance conveyancing solicitor will confirm if the property you are purchasing is located in a conservation area in Bexhill.
Conveyancing - Selling a property in Bexhill
The legal side of a sale of a home is generally simpler than when buying. With a property purchase, the obligation lies entirely with the buyer to make sure that the house or flat is legally sound and meets their mortgage lender's criteria.
When selling, conveyancing solicitors in Bexhill acting for the vendor for the most part just answer the buyer's questions.
Factors that could delay or endanger the conveyancing process
Frequently occurring issues, such as not having appropriate warranties or parking issues or disputes, can prolong your move.
Don't put off finding a solution, trusting that the issue won't be discovered, instead get professional advice and tackle it at the earliest stage.
- The Essential Conveyancing Guide for Sellers in 2018
- Noisy neighbours? What to do before selling your home
- What to do before selling your 'share of freehold' flat
Read more conveyancing advice for sellers.
Sale conveyancing for a leasehold property
Conveyancing for a leasehold flat is significantly more technical than for a more straightforward freehold house.
Bexhill conveyancing solicitors will also perform extra work. This can involve sourcing the latest service charge and ground rent statement, through to a copy of any health and safety assessment for the common parts.
To help mitigate the delays involved in selling a leasehold property, it is highly recommended that the vendor contact a property lawyer as soon as the property is marketed, if not before,.
What if Quittance conveyancers are acting for the other side?
SRA rules prevent the same solicitor from working on behalf of both sides in a house sale. However, a conveyancer who is regulated by the CLC, can act for both parties.
You could contact a property solicitor firm in Bexhill to undertake your conveyancing, if we are carrying out the legal work for the other side.
Local Bexhill conveyancing solicitor directory
- Donaldson Dunstall, 48 Parkhurst Road, Bexhill-on-Sea, East Sussex, TN40 1DE
- Gaby Hardwicke, 3 Endwell Road, Bexhill-on-Sea, East Sussex, TN40 1EA
- Heringtons LLP, 19-21 Eversley Road, Bexhill-on-Sea, East Sussex, TN40 1HA
- Obiter Limited, 2 Eversley Road, Bexhill-on-Sea, East Sussex, TN40 1EY
Conveyancing - Remortgaging a property in Bexhill
Homeowners remortgage for a variety of reasons, including releasing capital to pay off other debts, or the current mortgage deal coming to an end. The main reason, however, is to secure a lower interest rate.
You should be able to enjoy a better rate sooner by using a more proactive conveyancing solicitor in Bexhill, reducing the time the conveyancing takes to complete. With the base rate set at 0.5% (May 2018) and rate rises hard to predict, fast conveyancing can be a contributing factor to getting on to the rate you want.
It is crucial that the property lawyer undertaking the legal work is also able to act for the new lender. Quittance Conveyancing are on all major lenders' panels. So no matter whether you are switching to an interest-only mortgage with Lloyds Bank or to a variable-rate mortgage with the Skipton Building Society, we can assist.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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