Updated: October 12, 2018

Beaconsfield conveyancing solicitor fees and costs

No Move, No Fee conveyancing in Beaconsfield

Conveyancing solicitor fees will be paid to your Beaconsfield conveyancing solicitor for the legal work associated with buying or selling a property.

Are Beaconsfield conveyancing fees and costs fixed?

We work on a fixed No Sale, No Fee basis with no nasty surprises in the small print, unlike some other conveyancing solicitors in Beaconsfield who carry out the legal work on an hourly rate. Your quote sets out what you will pay when your sale or purchase completes.

Are there any other costs?

On top of the conveyancing fees you will also have to pay for 'disbursements'.

Disbursements are fees, costs or taxes the conveyancing solicitor will have to pay to other organisations as part of the house-buying and selling process, such as leasehold information packs or HMLR fees.

See: A guide to all conveyancing fees

How much will conveyancing in Beaconsfield cost in total?

Whilst conveyancing fees in Beaconsfield will be the same as anywhere else in the UK, there can be variation in the disbursements required. As examples, additional region-specific searches, e.g. utilities searches, may be needed and council search fees will vary.

For a standard sale or purchase, the conveyancing fee we quote is the fee you pay. There are no hidden fees or nasty surprises with Quittance. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here

Quittance delivered an excellent service at the lowest conveyancing fees we could find

Conveyancing - Buying a property in Beaconsfield

Under recent changes to English and Welsh property law, a seller should disclose defects or disputes.

It is, however, still the duty of the Beaconsfield conveyancing solicitor to carry out due diligence on the property, report back to the buyer and the lender, deal with any legal problems and confirm that the Land Registry's record of the property is updated.

This section considers elements of the legal process for conveyancing solicitors in Beaconsfield that need specialised skills.

Your Beaconsfield conveyancing solicitor must be lender-approved

Before you choose a conveyancing solicitor in Beaconsfield, it is vital that you check that they can represent your lender, whether you are obtaining a mortgage from TSB, the Family Building Society or any other lender.

A lot of banks and building societies only accept a restricted group of firms that pass strict standards. If your solicitor can't act for your lender, the lender will likely need a different firm to complete the legal work.

The purchaser will then have to cover this second lawyer's fees and significant delays to your move could occur.

Not checking your property lawyer's lender panel status could result in significant delays.

Quittance Conveyancing can act on behalf of all mortgage providers.

Property Searches (South Bucks District Council)

Searches are submitted by Beaconsfield conveyancing solicitors to expose issues that might possibly undermine how much your property will be worth.

Mortgage lenders will also require searches to be applied for. These include:

SearchDescription
Local Authority (LA) searchincludes the LLC1 and CON29 which includes rail schemes
Drainage & Water searchincludes the position of water mains and sewers, and whether the local authority is responsible for their maintenance.
Environmental searchidentifies nearby landfill and contaminated land sites (within 500 metres), and if there has been any historic flooding or mining subsidence.
Chancel repair liabilitythere is a risk that some Beaconsfield properties owe a liability to the local parish to pay for church repairs. Insurance can be taken out to protect against this liability.

Homebuyers will be made aware if your lender wants any more searches, for example a highways authority search or a disadvantaged area search.

Purchasers could experience a delay of approximately 4 weeks for property searches supplied by South Bucks District Council, so personal (as opposed to official) searches will be faster.

Planning searches

Your conveyancing solicitor will source official entries from HM Land Registry. This will help to expose planning issues. These issues could include rights or restrictions on how the property may be used or discrepancies between the property boundaries and the title plan.

South Bucks District Council Council Tax

The amount of council tax a homeowner in Beaconsfield will pay to South Bucks District Council will depend on the property's value and the number of residents. For instance for an average Band D house in Beaconsfield, the amount due would be £1,769.

Conveyancing solicitors in Beaconsfield will inform a purchaser of the property's tax band after this is confirmed by the searches.

If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,327.

Other discounts and exemptions could also apply, e.g. if the property is a second home then a 10% discount will be applied or for foreign language students.

Band South Bucks District Council Tax (2018)
A £1,180
B £1,376
C £1,573
D £1,769
E £2,163
F £2,556
G £2,949
H £3,539

Can I dispute my band?

Owners can apply for their property to be reassessed. If the valuation is revised down, they may be entitled to a refund. Contact the VOA for more information on how to challenge your tax band:

Valuation Office Agency
3rd Floor Aspect Gate 166 College Rd
Harrow
HA1 1BH

Stamp Duty on Beaconsfield properties

After a residential property sale has exchanged and completed, the buyer's conveyancing solicitor will ensure that the stamp duty is paid to HMRC.

The current stamp duty threshold is £125,000.

Quittance Conveyancing is able to administer the stamp duty process faster and more efficiently than ever, using integrated online systems.

See examples for Beaconsfield properties:

  Average selling price (2017) Stamp Duty Land Tax
Average price £985,827 £42,332.70
Average price (detached) £1,276,710 £71,421.00
Average new build £1,192,500 £63,000.00

Stamp duty relief for first-time buyers in Beaconsfield

For first-time buyers, stamp duty is only payable on purchases over £300k. If you already own another residence , anywhere in the world you will be subject to a 3% SDLT surcharge. So if a second home was bought for £985,827 then the SDLT total will be £128,157.51.

Beaconsfield conveyancing solicitors should confirm the correct amount is calculated.

Buying a flat? Leasehold conveyancing in Beaconsfield

New build site

Buying a leasehold home can be complex, compared to purchasing a freehold home. Numerous legal issues could be awaiting an uninformed purchaser, including:

  • doubling ground rents
  • costly and undisclosed major works
  • onerous clauses in the lease
Misguided leasehold advice, from a property lawyer with little specialist experience, can have serious consequences.

If you are planning to purchase a house or flat with a lease, a expert conveyancing solicitor in Beaconsfield will consider potential leasehold issues, including :

  • reviewing the lease itself (some documents can be centuries old)
  • reviewing correspondence between the freeholder and leaseholder
  • current-year service charge estimates
  • sinking funds
  • proceedings threatened against the freeholder under Part 2 of the Commonhold and Leasehold Reform Act 2002

Our leasehold conveyancing solicitors will make sure that you are fully-informed regarding your planned purchase.

Buying a 'New Build' property in Beaconsfield?

New build site

Based on data collated by HM Land Registry, 2 new build houses and flats were purchased in Beaconsfield last year. The average cost of a new build home in Beaconsfield is £1,192,500.

Buying a new build property is frequently more involved than other types of conveyancing. To avoid potential problems a conveyancing solicitor in Beaconsfield must be mindful of Beaconsfield-specific issues and needs to consider a range of factors, including handling structural guarantees and working to builders' exchange timelines.

Our expert new build team provide an expert appraisal of the property's legal status, with close attention paid to factors ranging from unreasonable leasehold terms to an assessment of other risks, such as flood risk.

Conservation areas in Buckinghamshire

When carrying out the conveyancing for a purchase in Beaconsfield, a conveyancing solicitor will check if the home is in a conservation area in Beaconsfield. If it is, the property will be affected by specific conditions. These conditions, called Article 4 Directions, can include:

  • Limits on roof terraces
  • Restrictions on dormer windows
  • Requiring consent to alter doors and guttering

The local council can order any non-compliant alterations to a property to be changed or removed.

Your conveyancing solicitor will confirm whether the property you are buying is located in one of Beaconsfield's conservation areas.

Conveyancing - Selling a property in Beaconsfield

The legal side of a house sale usually requires less work than when purchasing. The buyer's conveyancer will carry out a detailed investigation into the property and its legal title, whilst conveyancing solicitors in Beaconsfield acting for the vendor merely answers the buyer's questions.

What factors could threaten your sale?

Common obstacles, like having previously suffered from a flood event, might jeopardise a sale if ignored.

Property specialists will almost always recommend to sellers that they handle any such problems without delay.

Useful reading:

Read more conveyancing advice for sellers.

Selling a leasehold property

Conveyancing for a leasehold flat (houses are rarely leasehold) is a great deal more specialised than for a freehold house.

Beaconsfield conveyancing solicitors must usually carry out further legal work, including collating the latest service charge and ground rent statement, through to details of any required deed of covenant.

In order to resolve any leasehold difficulties faster, it is strongly advised that you instruct a property lawyer as soon as the property is marketed, if not before,.

Can Quittance conveyancers act for both parties?

Solicitors Regulation Authority (SRA) rules ban the same solicitor from acting on both sides in a property sale and purchase. However, a conveyancer who is regulated by the CLC, can act for both parties.

If you are buying or selling a house or flat in Beaconsfield, and one of our conveyancing solicitors is acting for the other side, you can contact a property solicitor firm in Beaconsfield to handle your legal work.

Local Beaconsfield conveyancing solicitor directory

  • Leigh Duncan LLP, 4 Burkes Parade, Beaconsfield, Buckinghamshire, HP9 1NN
  • Lennons Solicitors Limited, 8 Burkes Court, Burkes Road, Beaconsfield, Buckinghamshire, HP9 1NZ
  • Stuart Fantham & Company, 6 Burkes Parade, Beaconsfield, HP9 1NN
  • Brittons Solicitors Limited, 3a Station Parade, Beaconsfield, Buckinghamshire, HP9 2PB
  • Lawrence Hamblin Ltd, 6a Station Parade, Beaconsfield, Buckinghamshire, HP9 2PB

Conveyancing - Remortgaging a property in Beaconsfield

Reducing monthly repayments by finding a better rate of interest is usually the main reason why people opt to remortgage. There are other reasons, such as releasing equity, or moving from a standard variable rate (SVR) to a fixed-rate.

A good conveyancing solicitor in Beaconsfield can reduce the remortgage processing time, perhaps saving you from a payment or two at your old rate. With the base rate now at 0.5% (May 2018), fast conveyancing can be a critical factor in getting onto your new rate as quickly as possible.

It is crucial that the property lawyer undertaking the legal work can also represent the new lender. Our conveyancing team are on the panel for all major lenders, so whether you are moving to a fixed-rate mortgage with the Halifax or to a fixed-rate mortgage with the Darlington Building Society, we can assist.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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