Banbury conveyancing FAQs

How much Council Tax will I pay for a property in Cherwell District Council?

Banbury is situated in Cherwell District Council. Council tax bands are as follows:

Band Cherwell District Council Tax (2018/19)
A £1216.78
B £1419.58
C £1622.37
D £1825.17
E £2230.76
F £2636.36
G £3041.95
H £3650.34

Read more:

Are you paying more council tax than you should be?

Stamp duty calculator

£

Read more about stamp duty:

What is Stamp Duty Land Tax (SDLT)?

Can I claim stamp duty relief as a first time buyer?

How much are conveyancing fees for buying or selling a home in Banbury?

Conveyancing fees are comprised of legal fees and disbursements.

Disbursements are the taxes and additional costs incurred on behalf of a buyer or seller, such as HMLR fees or Office Copies. Legal fees are for the legal work carried out by the solicitor.

Your solicitor's legal fees for buying or selling a house in Banbury are fixed, meaning for a standard conveyancing transaction, what we quote is exactly what you pay

Calculate the conveyancing fees for your Banbury sale or purchase

Our online conveyancing fees calculator can give you a comprehensive conveyancing quote with a comprehensive list of all fees, costs and disbursements for your Banbury sale or purchase.

Calculate my conveyancing fees

Read more:

How much should conveyancing fees cost in 2019?

I'm buying a house in Banbury which property searches will I require?

The standard search pack will include:

  • Official or Regulated Local Authority Search
  • Regulated Drainage and Water Search
  • Environmental Search
  • Chancel liability insurance

Sometimes the initial search results will recommend further searches e.g. a mining search.

To find out how much searches will cost on a Banbury move, try our calculator.

Read more:

What are conveyancing searches when buying a home and do I need them?

How long does conveyancing take when buying a leasehold flat in Banbury?

Over 90% of flats in the UK are leasehold. There are also an estimated 1 million leasehold houses throughout the country. Buying a leasehold flat will usually take more time than a freehold home because there is more to prepare.

Varied factors, such as an absent freeholder or slow receipt of the managing agent information, can lead to serious delays.

Our expert leasehold conveyancing team complete the legal work for 100's of leasehold purchases each month, and our proactive approach can mean faster conveyancing.

Does the conveyancing for selling leasehold take longer?

Yes, compared to freehold conveyancing. The conveyancing for selling leasehold houses or flats can be seriously delayed.

The buyer's solicitor must review these documents, including a copy of buildings insurance for the common parts of the property. The time needed by your lawyer to gather this paperwork is the common cause of such delays.

It can take a long time to gather this information if it is difficult to contact the agent responsible for managing the property or they are slow to respond, so your solicitor should get this underway even before a sale has been agreed.

Read more:

Selling a leasehold flat? What to do before going on the market

I am buying a new build property in Banbury - what do I need to know?

The legal work for purchasing a new build property in Banbury is often more complex than other types of conveyancing.

A solicitor in Banbury will need to be qualified to handle things like dealing with delays associated with off-plan, handling initial Land Registry registration and checking new build warranties with warranty providers such as NHBC Buildmark, Advantage HCI and Foundation.

Our highly experienced team of new build conveyancing solicitors are highly experienced in working with buyers towards a stress free move and working to tight developer deadlines.

Read more:

Buying a new build property off plan - what you need to know.

What you need to check before buying a new build home.

Will I need a conveyancing solicitor if I am remortgaging my Banbury property?

Yes.

The Bank of England base rate is currently 0.75% (Feb 2019). A proactive conveyancing solicitor in Banbury can get you onto your new rate as quickly as possible.

Quittance's solicitors are members of most UK mortgage lenders, so no matter whether you are moving to an interest-only mortgage with the NatWest or to a capped-rate mortgage with the Skipton Building Society, our remortgage specialists can help.

Check your solicitor can act for your lender