Updated: October 12, 2018

Axminster conveyancing solicitor fees and costs

No Move, No Fee conveyancing in Axminster

Conveyancing solicitor fees will be paid to your Axminster conveyancing solicitor for the legal work involved in moving home.

Are Axminster conveyancing fees and costs fixed?

Our conveyancing solicitors work on a fixed No Sale, No Fee basis with no nasty surprises in the small print, unlike some other conveyancing solicitors in Axminster who offer services on an hourly-rate basis. Your quote explains what you will pay when your sale or purchase goes through.

Besides conveyancing fees, what other costs are there?

You must cover the cost of any 'disbursements', on top of the conveyancing fees.

Disbursements are fees, costs or taxes the conveyancing solicitor will have to pay to other organisations as part of the house-buying and selling process. These include costs like Stamp Duty Land Tax or leasehold information packs.

See: Complete list of conveyancing fees

How much will the total Axminster solicitor conveyancing fees be?

Though conveyancing fees in Axminster will usually match prices elsewhere in the UK, the disbursements required can vary. As examples, council search fees will vary and specific extra searches, e.g. a commons registration search, may be necessary.

With Quittance Conveyancing, there are no hidden fees or nasty surprises. For a standard conveyancing transaction, the conveyancing fee we quote is the fee you pay. To calculate the conveyancing fees for your move, try our conveyancing fees quote calculator: Click here

Quittance's conveyancing fees were considerably cheaper than the Estate Agent's recommended solicitor's fees

Conveyancing - Buying a property in Axminster

Caveat emptor (buyer beware), was a fundamental principle of English property law. Since the repeal of the Property Misdescriptions Act in 2013, this rule no longer applies. However, a purchaser must still investigate their intended purchase.

A Axminster conveyancing solicitor will give advice following their enquiries, iron out any legal issues and register the title in the new owner's name.

This section of the article considers those residential property types that may be of concern to people who need conveyancing solicitors in Axminster for a purchase.

Your Axminster conveyancing solicitor must be lender-approved

Regardless of whether you are getting a mortgage from Lloyds Bank, St James Place Bank or any other lender, before you instruct a conveyancing solicitor in Axminster it is vital that you check that they can act for your chosen lender.

Quite a few lenders only accept a restricted panel of solicitors or licensed conveyancers that meet stringent criteria. If your solicitor is not on the panel of your chosen lender, the lender will likely require a second firm to act in their interests.

The buyer will then have to cover this alternate lawyer's fees and significant delays to your move could occur.

Long delays can be caused by failing to confirm your conveyancing solicitor's lender panel status.

Our solicitors are approved members of all lender panels.

East Devon Council searches

Searches are enquiries made of government bodies by Axminster conveyancing solicitors to help uncover relevant information about the home you want to buy.

These searches include the local authority (LA) search, drainage & water search, environmental search and chancel repair liability.

You will be notified if your mortgage lender insists on any further searches, for example a more detailed flood report or a more detailed plan search.

Homebuyers can expect a lead time of roughly 7 weeks for conveyancing searches ordered from East Devon Council, so faster personal searches will be preferred.

Planning searches

Your conveyancing solicitor will request the Title Register from HMLR. This will help to highlight potential planning issues, such as a restrictive covenant against certain alterations or errors on the title plan.

East Devon Council Council Tax

The council tax paid by a homeowner is based on a variety of factors including the location of the property and the property's value as at 1 April 1991 (England) or 1 April 2003 (Wales). The occupier of a property in Valuation Band E, for example, would owe annual council tax of £2,206.

A conveyancing solicitor in Axminster will inform a buyer of the property's band once they have the Local Authority search results.

If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,655.

Other discounts and exemptions may also apply, e.g. unoccupied properties undergoing major repairs or where the property is a hall of residence. A property constructed after 1991 is assessed and given a band by the Valuation Office Agency.

Band East Devon Council Tax (2018)
A £1,204
B £1,404
C £1,605
D £1,805
E £2,206
F £2,608
G £3,009
H £3,611

Can you challenge the council tax bracket?

The Valuation Office Agency should reassess a property's band on request. Councils prefer that this be done within six months of buying a property. To challenge your banding contact:

Valuation Office Agency
Quantock House
Paul St

Stamp Duty on Axminster properties

With some exceptions, if you purchase a property over the £125,000 threshold you will have to pay Stamp Duty Land Tax. The normal process is for the conveyancing solicitor to complete the SDLT administration. Buyers can complete the SDLT1 themselves but it is not recommended due to the complexity of the form and because there may be penalties for underpayment.

With Quittance you have the peace of mind that the SDLT1 return is completed correctly and quickly when your purchase completes.

See SDLT examples for properties in Axminster:

  Average selling price (2017) Stamp Duty
Average price £292,809 £4,640.45
Average price (detached) £385,048 £9,252.40
Average new build £244,888 £2,397.76
Following the recent budget statement, second home buyers must pay an SDLT surcharge of 3%. Following the example above, if a homeowner bought a second property in Axminster for the average price of £292,809 the SDLT would be £23,424.72.

Stamp duty relief for first-time buyers in Axminster

Since 11/17, if you are a first-time buyer, you only pay stamp duty on property valued at over £300k.

Conveyancing solicitors in Axminster will confirm an accurate calculation is made.

Buying a flat? Leasehold conveyancing in Axminster

New build site

Over 100,000 property owners in England have property leases with problematic lease conditions. The numerous common problems awaiting an uninformed buyer can include:

  • overpriced managing agent packs
  • exponential ground rents
  • onerous covenants
Severe consequences can result from an inexperienced lawyer's failure to advise you correctly regarding your planned leasehold purchase.

If you are planning to buy a house or flat with a lease, a specialist conveyancing solicitor in Axminster will consider potential leasehold issues, including :

  • sometimes ancient and arcane lease documents
  • annual statements of account and budgets for service charges
  • managing agent or landlord enquiries
  • insurance reinstatement covenants

Make sure that you are aware of all the potential issues and costs associated with the lease - Call Quittance Conveyancing's specialist leasehold conveyancing solicitors on 0800 612 0377.

Buying a 'New Build' property in Axminster?

New build site

The average cost of Axminster new build homes is £287,475, based on data from the Land Registry. 2 new build homes have been bought in Axminster in 2018 so far.

Acquiring a new build home can be more complex than any other type of conveyancing. To avoid potential problems a Axminster conveyancing solicitor needs to be conscious of local Axminster issues and should check numerous things, like checking the suitability of new build insurance and negotiating new build contracts.

Our award-winning team of new build conveyancers are specialists in representing buyers to achieve the best outcome and working to tight developer deadlines.

Devon Conservation areas

If you are purchasing a house in one of Axminster's conservation areas, the property must not breach any conservation area conditions. Referred to as Article 4 directions, these building controls may include:

  • Limits on roof terraces
  • Restrictions on dormer windows
  • Requiring consent to alter doors and guttering

If a property is in breach, the local authority could order you (as the new owner) to pay for returning the property to a compliant state, even if the previous owner was responsible for the changes.

Parts of Axminster are within a conservation area governed by the East Devon local planning authority (LPA). Your conveyancing solicitor will confirm whether the property you are buying is located in one of Axminster's conservation areas.

Conveyancing - Selling a property in Axminster

The legal work involved in a house sale is less difficult than for a property purchase. The buyer will have to carry out a detailed legal assessment on your home, whilst conveyancing solicitors in Axminster acting for the seller merely responds to enquiries made by the buyer's solicitor.

Factors that could delay or endanger the sale of your home

Common issues, like a problem with the roof or restrictive covenants, have the potential to hinder the conveyancing process if left unresolved.

It is best not to procrastinate and hope any such problems will go away - talk to a professional, square up to the issue(s), and find a solution at the earliest stage.

Useful reading:

Read more sale conveyancing articles here.

Selling a leasehold property

The conveyancing process for a leasehold property is quite a lot more time-consuming than for a freehold house.

Conveyancing solicitors in Axminster will also perform extra work, and this could include contacting the freeholder for the managing agent pack, through to a copy of the insurance policy schedule.

Given the complexities of leasehold property, it is highly recommended that you contact a leasehold-specialist conveyancer as soon as the property is marketed, if not before,.

Can Quittance conveyancers act for both the buyer and the seller of the same home?

Solicitors Regulation Authority rules ban a single conveyancing solicitor from acting on both sides in a house sale and purchase. However, CLC-regulated conveyancers, can act for both the buyer and the seller.

If you are buying or selling a house or flat in Axminster, and one of our conveyancing solicitors is acting for the other side, you could contact a local Axminster conveyancing solicitor firm to handle your legal work.

Local Axminster conveyancing solicitor directory

  • Milford & Dormor, Silver Street, Axminster, Devon, EX13 5AJ
  • Beviss and Beckingsale LLP, Law Chambers, Silver Street, Axminster, Devon, EX13 5AH
  • Scott Rowe Limited, Chard Street, Axminster, Devon, EX13 5DS

Conveyancing - Remortgaging a property in Axminster

Reducing monthly repayments by finding a lower rate is usually why people decide to remortgage. There are other reasons, such as wanting to overpay when the lender refuses, or extending the mortgage term.

You will typically be able to benefit from a lower rate faster by using a more efficient conveyancing solicitor in Axminster. With the base rate set at 0.5% (May 2018) and the future of interest rates uncertain, fast conveyancing can be a critical factor in securing the rate you want.

It is crucial that the property lawyer undertaking the legal work is also able to act for the new lender. Our conveyancing team are on all major UK lenders' panels, so no matter whether you are changing to a variable-rate with the Royal Bank of Scotland or to a discounted-rate mortgage with the Yorkshire Bank, we can assist.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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