Award-winning No Move, No Fee conveyancing for Ashford Surrey home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Quittance offer 100% fixed conveyancing fees, and our commitment to better communication between all parties means you will never be in the dark about the legal side of your move.
If you are buying, selling or remortgaging a home and need conveyancing solicitors in Ashford Surrey, our expert no sale, no fee property lawyers can help.
If, for any reason at all, your move does not proceed our no sale no fee guarantee means you won't incur any conveyancing solicitors' legal fees at all.
Ashford Surrey's most communicative conveyancing service
According to Veyo market research, nearly 30% of the participants reported that they were not kept updated during the conveyancing process.
The client service charters of both the Law Society's 'Conveyancing Quality Scheme' and the Council for Licensed Conveyancers are particularly focused on the issue of conveyancing solicitor communication.
Notwithstanding attempts by regulators (including the SRA and CLC) to address the issue, according to a Conveyancing Association-commissioned survey, around 1/4 of conveyancing transactions abort due to inefficient communication.
Quittance Conveyancing's team of Ashford Surrey conveyancing solicitors provide an award-winning conveyancing service. We strive to provide the answers you require wherever you are, using the communication method of your choice:
- Best Ashford Surrey conveyancing solicitors fees
- We are open weekends - Saturday (9am-1pm)
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Regular case updates via your chosen method (including SMS, phone and email)
- Award-winning online case tracking system
- Direct line of your conveyancing lawyer
Updated: October 12, 2018
Ashford Surrey conveyancing solicitor fees
No Move, No Fee conveyancing in Ashford Surrey
Conveyancing solicitor fees are the amounts you pay to conveyancing solicitors in Ashford Surrey for handling the legal work for your move.
Are Ashford Surrey conveyancing fees and costs fixed?
Our conveyancing solicitors work on a fixed No Sale, No Fee basis with no nasty surprises in the small print, unlike some other conveyancing solicitors in Ashford Surrey who offer services on a price per hour basis. Your conveyancing quote will set out what you will be charged when your sale or purchase completes.
What are disbursements?
In addition to the solicitor's conveyancing fees you will also have to cover any 'disbursements'.
Disbursements are fees, costs or taxes that your property solicitor will have to pay to third parties on behalf of their client, such as Land Registry fees or office copies and title plans.
How much will the total Ashford Surrey solicitor conveyancing fees be?
Conveyancing solicitor fees in Ashford Surrey will be the same as anywhere else in the UK. However, there may be some variation in certain disbursements. For example, specific extra searches, e.g. a Coal Authority search, may be necessary and council search fees will vary.
With Quittance, there are absolutely no hidden costs. For a standard sale or purchase, the fees we quote are the fees you pay. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here
Conveyancing - Buying a property in Ashford Surrey
There is now an obligation on a seller to disclose any property defects or disputes to the buyer.
It is, however, still the duty of the conveyancing solicitor in Ashford Surrey to investigate the property, so that they can report back to the buyer and the lender, deal with any legal issues and ensure that the change of ownership is registered at the Land Registry.
The content below considers the kinds of property which may involve extra hazards for homebuyers who want conveyancing solicitors in Ashford Surrey.
- Conveyancing solicitors in Egham
- Conveyancing solicitors in Feltham
- Conveyancing solicitors in Hampton
- Conveyancing solicitors in Hounslow
- Conveyancing solicitors in Surrey
Your Ashford Surrey conveyancing solicitor must be lender-approved
Whether you are obtaining a mortgage from the HSBC, Platform or any other lender, before you appoint a Ashford Surrey conveyancing solicitor it is essential that you check that they can act on behalf of your lender.
Some lenders will only work with a restricted group of law firms that pass strict standards. If your solicitor cannot act for your lender, the lender will probably need a second legal firm to complete the legal work.
The purchaser will be expected to pay this alternative lawyer's costs and significant delays to your move could occur.
Our conveyancing solicitors can act on behalf of all banks and other lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Spelthorne Borough Council searches
Searches are enquiries made by Ashford Surrey conveyancing solicitors to highlight issues affecting the property being purchased. They include:
- Local Authority (LA) search - exposes issues like road schemes that could affect the property
- Environmental search - shows risks within 500 metres of the property, such as toxic chemicals in the land
- Drainage & Water search - describes water mains and sewers, and confirms if these are privately maintained
- Chancel repair liability - insurance is arranged to protect the buyer against any liability for local parish church repairs.
More specific searches, such as a highways authority search or a disadvantaged area search, may also be recommended in the standard search results.
Property purchasers should expect to wait around 4 weeks for conveyancing searches ordered from Spelthorne Borough Council, so your solicitor will instead apply for quicker personal searches.
Checking planning status
Your conveyancing solicitor also retrieves an 'Official Copy of the Title Register' from HM Land Registry. This will help to expose any planning issues, such as restrictive covenants governing the use of the property or discrepancies between the property boundaries and the title plan.
Spelthorne Borough Council Council Tax
Council tax is calculated by Spelthorne Borough Council on property value and the number of people living in the property. E.g. for an average Valuation Band C residential property in Ashford Surrey, the council tax amount would be £1,640 per year.
A conveyancing solicitor in Ashford Surrey will inform the buyer of the home's tax band once they are themselves notified.
If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,230.
Other discounts and exemptions could also apply, e.g. unoccupied properties undergoing major repairs or structural changes or where the property is a hall of residence. New build homes are assessed by the Valuation Office Agency and allocated a band.
|Band||Spelthorne Borough Council Tax (2018)|
Valuation Office Agency
1 Francis Grove
In 2016/17, 30 council tax challenges were made. 10 were approved and the tax was reduced.
Stamp Duty on Ashford Surrey properties
Given the complexity of the SDLT1 tax return form, only the daring would attempt to complete and file this with Her Majesty's Revenue and Customs (HMRC) without a conveyancing solicitor's help.If the purchase price of your new home is over the £125k threshold (excluding 'chattels' or 'fixtures and fittings'), the Stamp Duty Land Tax becomes chargeable.
Quittance use smart case management systems to ensure that mistakes are not made on the Stamp Duty Land Tax process.
The following table illustrates stamp duty examples for properties in Surrey:
|Average sale price (2017)||Stamp Duty|
|Average price (detached)||£859,596||£32,979.80|
|Average new build||£466,600||£13,330.00|
Stamp duty relief for first-time buyers in Ashford Surrey
For first-time buyers, stamp duty is only payable on purchases over £300,000. Following the autumn budget statement, second home buyers have had to pay a 3% SDLT surcharge. E.g. if a second property was bought for £533,121 then the SDLT including the surcharge would be £42,649.68. .
Conveyancing solicitors in Ashford Surrey should ensure the correct tax is paid.
Buying a flat? Leasehold conveyancing in Ashford Surrey
The risks of buying a leasehold property in the UK are well known. The numerous common problems lying in wait for the unsuspecting purchaser could include:
- short leases
- unpaid service charges by the existing leaseholder
- restrictions on the use of the property
- unreasonable ground rents
A experienced conveyancing solicitor in Ashford Surrey will address aspects of leasehold, such as :
- reviewing the lease itself
- dealing with landlords
- service charges and whether they have been collected
- type of leasehold (i.e. flat/shared ownership/long leasehold house)
Ensure that you are fully-informed regarding your planned purchase - Call Quittance Conveyancing's leasehold conveyancing solicitors on 0800 612 0377 today.
Buying a 'New Build' property in Ashford Surrey?
The average cost of new build property in Ashford Surrey is £462,933, (Land Registry data). 93 new build homes have been bought in Ashford Surrey in 2018 so far.
A new-build conveyancing solicitor in Ashford Surrey must be mindful of local Ashford Surrey factors and the specific issues associated with new build, like handling unreasonable delays and ensuring that the contract is in the buyer's favour.
Our expert new build team provide an expert appraisal of the property's legal status, whilst being mindful of issues ranging from problematic leasehold terms to potential freehold acquisition traps.
Conservation areas in Surrey
Whether you are planning to buy a period cottage or a Victorian detached house, if the house is in a conservation area, any planned alterations to the house might not be allowed by Spelthorne Borough Council.
These restrictions, referred to as Article 4 Directions, can include a wide range of constraints from restrictions on the addition of a porch, to general restrictions governing non-uniform additions or modifications.
The new owner could be ordered to pay for necessary changes to bring a property in line with current regulations, even if the changes were made by the previous owner.
Your Quittance conveyancing solicitor will confirm if the property you are purchasing is located in a conservation area in Ashford Surrey.
Conveyancing - Selling a property in Ashford Surrey
The conveyancing process on a house sale usually requires less work than when purchasing. When buying, the burden lies with the purchaser to confirm that the title of the property they are buying does not have any legal issues.
Conversely, with a sale, conveyancing solicitors in Ashford Surrey acting for the seller just answer the buyer's solicitor's questions.
What could jeopardise the sale of your home?
Common issues, like missing planning regulations or not having permission for alterations when in a conservation area, could threaten the sale process.
It is not recommended that you put off finding a solution as solicitors are trained to unearth any such issues - get legal advice and attempt to resolve it as soon as you can.
- The Essential Conveyancing Guide for Sellers in 2018
- Dispute with a neighbour? What to do before selling your home
- Selling a leasehold flat? What to do before going on the market
Read more conveyancing advice for sellers.
The conveyancing process for a leasehold flat or house is significantly more time-consuming in comparison with a freehold house.
Conveyancing solicitors in Ashford Surrey must usually carry out further legal work, and this could include obtaining the latest service charge and ground rent statement, through to details of the length of leases of other flats in the block.
To reduce delays, it is strongly advised that the vendor contacts a leasehold-specialist conveyancer as soon as possible.
What if you are already acting for the other side?
Conveyancers regulated by the CLC can act for both sides. However, Solicitors Regulation Authority rules ban a single conveyancing solicitor from acting on both sides in a property sale and purchase.
If you are buying or selling a home in Ashford Surrey, and a Quittance conveyancer is acting for the other side, you may wish to contact a property solicitor firm in Ashford Surrey to carry out your conveyancing.0
Conveyancing - Remortgaging a property in Ashford Surrey
Although there are many reasons to remortgage, homeowners generally remortgage their home simply to get a better rate.
Homeowners would typically benefit from a lower rate faster with a more efficient conveyancing solicitor in Ashford Surrey. With rate rises anticipated, fast conveyancing can be a crucial factor in getting on to the rate you want.
The property lawyer handling the remortgage needs to be able to act for your new mortgage lender. Quittance Conveyancing are panel members of all major banks and building societies. So no matter whether you are moving to a fixed-rate mortgage with the HSBC or to a discounted-rate mortgage with the Skipton Building Society, we can assist.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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