Updated: October 12, 2018

Andover conveyancing solicitor fees and costs

No Move, No Fee conveyancing in Andover

Conveyancing solicitor fees are the amounts you pay to conveyancing solicitors in Andover for the legal work involved in moving home.

How are Andover conveyancing fees calculated?

Some conveyancing solicitors in Andover offer services on a price per hour basis, whereas others work on a fixed fee (or 'No Move, No Fee'). Quittance's conveyancing solicitors work on a fixed No Move, No Fee basis, with no hidden extras. Your conveyancing quote will explain what you will be charged when your property transaction has completed.

Besides conveyancing fees, what other costs are there?

In addition to the solicitor's conveyancing fees you will also need to budget for 'disbursements'.

Disbursements are the third-party costs that your conveyancer will pass on to you at the end of the conveyancing process, such as office copies or Land Registry fees.

See: A guide to all conveyancing fees

How much will the total Andover solicitor conveyancing fees be?

Andover conveyancing fees should be the same as anywhere else in the UK. There may, however, be some variation in certain disbursements. As examples, additional region-specific searches, such as a flood plain search, may be needed and Local Authority Search fees can vary.

With Quittance, there are no hidden fees or surprises in the small print. For a standard home sale or purchase, the fees we quote are the fees you pay. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here

Quittance's conveyancing fees were substantially lower than the average solicitors' fees, and their service was first-rate

Conveyancing - Buying a property in Andover

Recent changes to the law mean that a seller must now disclose issues concerning their property to their estate agent and to the purchaser.

That said, it remains the responsibility of a Andover conveyancing solicitor to investigate the property, and make their "report on title", iron out any legal issues and confirm that the legal title passes to the new owner.

The following provides advice for homebuyers searching for conveyancing solicitors in Andover.

Your Andover conveyancing solicitor must be lender-approved

Whether your mortgage is with a major lender like Bank of Ireland or a financial institution such as Bluestone Mortgages, before you instruct a Andover conveyancing solicitor you must confirm that they are on the approved panel of your lender.

Your solicitor may be unable to act for your lender, because some banks and building societies are only prepared to work with a restricted group of firms.

Should this be the case, the lender will need a different legal firm to complete the legal work, and you will then have to cover this alternate lawyer's fees. This can frustrate or delay the process.

Failing to confirm your property solicitor's lender panel status could result in serious delays.

Quittance Conveyancing are approved to act for all lenders.

Test Valley Borough Council Council Tax

The amount of council tax a homeowner in Andover will pay to Test Valley Borough Council will depend on the property's value and the number of residents. For example, a property in the Test Valley Borough Council area in Band E would pay £1,984 per annum.

Andover conveyancing solicitors will inform a purchaser of the property's band once they have the Local Authority search results.

If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,488.

Other discounts and exemptions may also apply, e.g. a 10% discount for second homes (although this may change as the government has second home ownership in its sights) or if you are a live in carer looking after someone who isn't a spouse or relative.

Band Test Valley Borough Council Tax (2018)
A £1,082
B £1,262
C £1,443
D £1,623
E £1,984
F £2,345
G £2,705
H £3,246

Are you paying more than you should?

Contact the VOA for more information on how to challenge your tax band:

Valuation Office Agency
Overline House
Central Station
Blechynden Terrace
Southampton
SO15 1GW
Hampshire

From April 2016 to March 2017, 40 council tax challenges were made, of which 30 saw a reduction.

Stamp Duty on Andover properties

After a house sale has exchanged and completed, the purchaser's conveyancing solicitor will ensure that the Stamp Duty Land Tax is paid to HMRC.

If you are buying a house in England,Wales or Northern Ireland then stamp duty is payable on properties over £125k. In Scotland, the threshold is £145k.

Quittance Conveyancing is able to administer the stamp duty process faster and more efficiently than ever, using integrated online systems.

See table below for Stamp Duty Land Tax examples for properties in Andover:

  Average selling price (2018 to date) SDLT
Average price £317,925 £5,896.25
Average price (detached) £489,008 £14,450.40
Average new build £146,136 £422.72
Following the autumn budget statement, second home buyers have had to pay a higher SDLT rate of 3%. For example, if an existing homeowner bought a second home in Andover for the average price of £317,925 the stamp duty would be £25,434.00.

Stamp duty relief for first-time buyers in Andover

Since the budget announcement in 2017, if you are a first-time buyer, you only pay stamp duty on property valued at over £300k with reduced rates up to £500,000.

Andover conveyancing solicitors will ensure the right amount is calculated.

Buying a flat? Leasehold conveyancing in Andover

New build site

Purchasing a leasehold home is not as simple as purchasing a freehold property. Exponential ground rents, sub-letting restrictions and costly and undisclosed major works are but a few of the many common complications awaiting the unsuspecting buyer.

Severe consequences can result from a solicitor's failure to advise you correctly regarding your planned leasehold purchase.

A specialist conveyancing solicitor in Andover will consider possible leasehold issues, e.g. :

  • reviewing the lease itself
  • possible service charge shortfalls
  • dealing with freeholders and managing agents
  • rights issues

Make sure that you are fully-informed regarding your decision to buy a leasehold property - Call Quittance Conveyancing's leasehold conveyancing solicitors on 0800 612 0377 today.

Buying a 'New Build' property in Andover?

New build site

The average cost of a new build in Andover is £146,136, according to data gathered by HMLR. 11 new build houses and flats have been bought in Andover in 2018 so far.

Purchasing a new build home is more involved than any other type of conveyancing. To prevent difficulties arising a conveyancing solicitor in Andover needs to be aware of local Andover considerations and should check numerous things, like investigating developer incentives and confirming building regulation compliance.

Our new build conveyancing department will provide an expert assessment of the legal status of the property, with close attention paid to concerns ranging from the home's future resaleability to possible freehold acquisition traps.

Conservation areas in Hampshire

When acting for the purchaser of a property in Andover, a conveyancing solicitor will need to confirm if the property is in a conservation area in Andover. If it is, the home will be affected by certain constraints. These constraints can include:

  • Restrictions on the addition of a porch
  • Possible restrictions on joinery colour choices
  • Restrictions on extensions even if within Permitted Development rights

If a property is in breach, the local authority could order you (as the new owner) to pay for returning the property to a compliant state, even where the alterations were made by the previous owner.

The local planning authority (LPA) for Test Valley has designated conservation area status on certain areas of Andover. Your conveyancing solicitor will confirm whether the property you are buying is located in one of Andover's conservation areas.

Conveyancing - Selling a property in Andover

The conveyancing process on a sale of a home is simpler than when purchasing. The buyer's conveyancing solicitor undertakes a thorough legal appraisal on the home, whereas conveyancing solicitors in Andover acting for the vendor simply collates requested paperwork (e.g. warranties and certificates) and replies to the solicitor's standard and additional enquiries .

What could jeopardise the sale of your home?

Hurdles, like a problematic solar panel lease or chancel repair liability, could prolong the sale conveyancing process if not dealt with promptly.

In most cases, you should tackle such issues head on.

Further reading:

Read more sale conveyancing articles here.

Selling a leasehold property

The conveyancing process for a leasehold flat or house is quite a lot more difficult than for a freehold house.

Andover conveyancing solicitors will also carry out additional work, such as obtaining all relevant freeholder information, through to a common parts fire risk assessment.

In order to resolve any leasehold difficulties faster, it is strongly advised that the seller instruct a lawyer as early in the process as possible, preferably before putting the property on the market,.

Can Quittance conveyancers act for both the buyer and the seller of the same property?

Solicitors Regulation Authority rules prevent the same solicitor from working on behalf of both sides in a house sale. A conveyancer who is regulated by the CLC, however, can act for both the buyer and the seller.

If you are buying or selling a house or flat in Andover, and we are carrying out the legal work for the other side, you may wish to contact a law firm in Andover to carry out your legal work.

Local Andover conveyancing solicitor directory

  • Barker Son & Isherwood LLP, 32 High Street, Andover, Hampshire, SP10 1NT
  • Bull & Co. Solicitors LLP, 41b London Street, Andover, Hampshire, SP10 2NU
  • Parker Bullen LLP, 8 Newbury Street, Andover, Hampshire, SP10 1DW
  • Ranson Houghton LLP, 1-5 Bridge Street, Andover, Hampshire, SP10 1BE
  • Talbot Walker LLP, 16 Bridge Street, Andover, Hampshire, SP10 1BJ

Conveyancing - Remortgaging a property in Andover

By far the most common reason people remortgage is to secure a lower interest rate. Other reasons to consider remortgaging include wanting a more flexible mortgage, or borrowing more to help pay for an extension.

An efficient conveyancing solicitor in Andover will complete the conveyancing quickly, meaning you move to your lower rate sooner. With the future of interest rates unclear, fast conveyancing can be a key consideration when securing your preferred rate.

The property lawyer carrying out your remortgage needs to be able to act for your preferred bank or building society. Quittance Conveyancing are panel members of all major banks and building societies. So no matter whether you are moving to a 100% mortgage with RBS or to a two-year discount with the Bank of Ireland, our remortgage team can assist.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

Instant online conveyancing solicitor quote

Quittance Conveyancing delivers fast, proactive and communication-focused conveyancing to Andover home buyers and sellers. Your dedicated conveyancer will keep you informed every step of the way.

Get a conveyancing quote icon

Get a quote

Get a conveyancing solicitor quote for your Andover property sale, purchase or remortgage.

Get a quote online

or call us on 0800 612 0377

Compare conveyancing solicitors icon

Compare solicitor quotes

Find out more about how to compare conveyancing solicitor quotes in 2018.

Find out more
Contact conveyancing team icon

Email us

If you have any questions or would like to discuss your sale or purchase with an expert, email us at:

conveyancing@quittance.co.uk

Ask a conveyancing expert

If you have any questions about getting a conveyancing quote or any aspect of the conveyancing process, let us know:

Be the first!