Award-winning No Move, No Fee conveyancing for Andover home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
With guaranteed fixed conveyancing fees and a focus on better communication, our team know how to take the stress out of moving.
Whether you are buying, selling or remortgaging a house or flat, and need conveyancing solicitors in Andover, our No Sale, No Fee property lawyers are here to help.
In the event that your sale or purchase does not ultimately go ahead our no move no fee guarantee means you will not have to pay any conveyancing solicitors' legal fees.
Andover's most communicative conveyancing service
50% of the participants in market research commissioned by InfoTrack objected to a lack of solicitor communication.
The client charters of both the Conveyancing Quality Scheme (CQS) and the CLC are particularly focused on the problem of sub-standard conveyancing solicitor communication practices.
Despite this, a survey commissioned by the Conveyancing Association of 1,500 people revealed 46% of respondents felt that more effective communication would have accelerated their sale or purchase.
Our Andover conveyancing solicitors offer the UK's most informative and proactive property legal service. We deliver the information you require 7 days a week, using your preferred contact method:
- Lowest Andover conveyancing solicitor fees
- We are open weekends - Saturday (9am-1pm)
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Stay in touch with the progress of your case via your chosen method (including SMS, phone and email)
- Mobile-friendly case handling technology
- Your conveyancing lawyer's personal extension numbers
Updated: October 12, 2018
Andover conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Andover
Conveyancing solicitor fees are the amounts you pay to conveyancing solicitors in Andover for the legal work involved in moving home.
How are Andover conveyancing fees calculated?
Some conveyancing solicitors in Andover offer services on a price per hour basis, whereas others work on a fixed fee (or 'No Move, No Fee'). Quittance's conveyancing solicitors work on a fixed No Move, No Fee basis, with no hidden extras. Your conveyancing quote will explain what you will be charged when your property transaction has completed.
Besides conveyancing fees, what other costs are there?
In addition to the solicitor's conveyancing fees you will also need to budget for 'disbursements'.
Disbursements are the third-party costs that your conveyancer will pass on to you at the end of the conveyancing process, such as office copies or Land Registry fees.
How much will the total Andover solicitor conveyancing fees be?
Andover conveyancing fees should be the same as anywhere else in the UK. There may, however, be some variation in certain disbursements. As examples, additional region-specific searches, such as a flood plain search, may be needed and Local Authority Search fees can vary.
With Quittance, there are no hidden fees or surprises in the small print. For a standard home sale or purchase, the fees we quote are the fees you pay. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here
Conveyancing - Buying a property in Andover
Recent changes to the law mean that a seller must now disclose issues concerning their property to their estate agent and to the purchaser.
That said, it remains the responsibility of a Andover conveyancing solicitor to investigate the property, and make their "report on title", iron out any legal issues and confirm that the legal title passes to the new owner.
The following provides advice for homebuyers searching for conveyancing solicitors in Andover.
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- Conveyancing solicitors in Hampshire
Your Andover conveyancing solicitor must be lender-approved
Whether your mortgage is with a major lender like Bank of Ireland or a financial institution such as Bluestone Mortgages, before you instruct a Andover conveyancing solicitor you must confirm that they are on the approved panel of your lender.
Your solicitor may be unable to act for your lender, because some banks and building societies are only prepared to work with a restricted group of firms.
Should this be the case, the lender will need a different legal firm to complete the legal work, and you will then have to cover this alternate lawyer's fees. This can frustrate or delay the process.
Quittance Conveyancing are approved to act for all lenders.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Test Valley Borough Council Council Tax
The amount of council tax a homeowner in Andover will pay to Test Valley Borough Council will depend on the property's value and the number of residents. For example, a property in the Test Valley Borough Council area in Band E would pay £1,984 per annum.
Andover conveyancing solicitors will inform a purchaser of the property's band once they have the Local Authority search results.
If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,488.
Other discounts and exemptions may also apply, e.g. a 10% discount for second homes (although this may change as the government has second home ownership in its sights) or if you are a live in carer looking after someone who isn't a spouse or relative.
|Band||Test Valley Borough Council Tax (2018)|
Are you paying more than you should?Contact the VOA for more information on how to challenge your tax band:
Valuation Office Agency
From April 2016 to March 2017, 40 council tax challenges were made, of which 30 saw a reduction.
Stamp Duty on Andover properties
After a house sale has exchanged and completed, the purchaser's conveyancing solicitor will ensure that the Stamp Duty Land Tax is paid to HMRC.If you are buying a house in England,Wales or Northern Ireland then stamp duty is payable on properties over £125k. In Scotland, the threshold is £145k.
Quittance Conveyancing is able to administer the stamp duty process faster and more efficiently than ever, using integrated online systems.
See table below for Stamp Duty Land Tax examples for properties in Andover:
|Average selling price (2018 to date)||SDLT|
|Average price (detached)||£489,008||£14,450.40|
|Average new build||£146,136||£422.72|
Stamp duty relief for first-time buyers in Andover
Since the budget announcement in 2017, if you are a first-time buyer, you only pay stamp duty on property valued at over £300k with reduced rates up to £500,000.
Andover conveyancing solicitors will ensure the right amount is calculated.
Buying a flat? Leasehold conveyancing in Andover
Purchasing a leasehold home is not as simple as purchasing a freehold property. Exponential ground rents, sub-letting restrictions and costly and undisclosed major works are but a few of the many common complications awaiting the unsuspecting buyer.
A specialist conveyancing solicitor in Andover will consider possible leasehold issues, e.g. :
- reviewing the lease itself
- possible service charge shortfalls
- dealing with freeholders and managing agents
- rights issues
Make sure that you are fully-informed regarding your decision to buy a leasehold property - Call Quittance Conveyancing's leasehold conveyancing solicitors on 0800 612 0377 today.
Buying a 'New Build' property in Andover?
The average cost of a new build in Andover is £146,136, according to data gathered by HMLR. 11 new build houses and flats have been bought in Andover in 2018 so far.
Purchasing a new build home is more involved than any other type of conveyancing. To prevent difficulties arising a conveyancing solicitor in Andover needs to be aware of local Andover considerations and should check numerous things, like investigating developer incentives and confirming building regulation compliance.
Our new build conveyancing department will provide an expert assessment of the legal status of the property, with close attention paid to concerns ranging from the home's future resaleability to possible freehold acquisition traps.
Conservation areas in Hampshire
When acting for the purchaser of a property in Andover, a conveyancing solicitor will need to confirm if the property is in a conservation area in Andover. If it is, the home will be affected by certain constraints. These constraints can include:
- Restrictions on the addition of a porch
- Possible restrictions on joinery colour choices
- Restrictions on extensions even if within Permitted Development rights
If a property is in breach, the local authority could order you (as the new owner) to pay for returning the property to a compliant state, even where the alterations were made by the previous owner.
The local planning authority (LPA) for Test Valley has designated conservation area status on certain areas of Andover. Your conveyancing solicitor will confirm whether the property you are buying is located in one of Andover's conservation areas.
Conveyancing - Selling a property in Andover
The conveyancing process on a sale of a home is simpler than when purchasing. The buyer's conveyancing solicitor undertakes a thorough legal appraisal on the home, whereas conveyancing solicitors in Andover acting for the vendor simply collates requested paperwork (e.g. warranties and certificates) and replies to the solicitor's standard and additional enquiries .
What could jeopardise the sale of your home?
Hurdles, like a problematic solar panel lease or chancel repair liability, could prolong the sale conveyancing process if not dealt with promptly.
In most cases, you should tackle such issues head on.
- Noisy neighbours? What to do before selling your home
- Selling a Green Deal property? What you need to know
- The Essential Conveyancing Guide for Sellers in 2018
Read more sale conveyancing articles here.
Selling a leasehold property
The conveyancing process for a leasehold flat or house is quite a lot more difficult than for a freehold house.
Andover conveyancing solicitors will also carry out additional work, such as obtaining all relevant freeholder information, through to a common parts fire risk assessment.
In order to resolve any leasehold difficulties faster, it is strongly advised that the seller instruct a lawyer as early in the process as possible, preferably before putting the property on the market,.
Can Quittance conveyancers act for both the buyer and the seller of the same property?
Solicitors Regulation Authority rules prevent the same solicitor from working on behalf of both sides in a house sale. A conveyancer who is regulated by the CLC, however, can act for both the buyer and the seller.
If you are buying or selling a house or flat in Andover, and we are carrying out the legal work for the other side, you may wish to contact a law firm in Andover to carry out your legal work.
Local Andover conveyancing solicitor directory
- Barker Son & Isherwood LLP, 32 High Street, Andover, Hampshire, SP10 1NT
- Bull & Co. Solicitors LLP, 41b London Street, Andover, Hampshire, SP10 2NU
- Parker Bullen LLP, 8 Newbury Street, Andover, Hampshire, SP10 1DW
- Ranson Houghton LLP, 1-5 Bridge Street, Andover, Hampshire, SP10 1BE
- Talbot Walker LLP, 16 Bridge Street, Andover, Hampshire, SP10 1BJ
Conveyancing - Remortgaging a property in Andover
By far the most common reason people remortgage is to secure a lower interest rate. Other reasons to consider remortgaging include wanting a more flexible mortgage, or borrowing more to help pay for an extension.
An efficient conveyancing solicitor in Andover will complete the conveyancing quickly, meaning you move to your lower rate sooner. With the future of interest rates unclear, fast conveyancing can be a key consideration when securing your preferred rate.
The property lawyer carrying out your remortgage needs to be able to act for your preferred bank or building society. Quittance Conveyancing are panel members of all major banks and building societies. So no matter whether you are moving to a 100% mortgage with RBS or to a two-year discount with the Bank of Ireland, our remortgage team can assist.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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