Award-winning No Move, No Fee conveyancing for Amersham home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Every year our specialist No Sale, No Fee property lawyers help residential property buyers and sellers looking for conveyancing solicitors in Amersham and across Buckinghamshire.
We offer guaranteed fixed conveyancing fees, and our focus on enhanced communication means you will never be uncertain about the progress of your move.
In the event that your move does not proceed our no move no fee guarantee means you won't incur any conveyancing solicitors' legal fees at all.
Amersham's most communicative conveyancing service
According to a poll conducted by the Law Society, over 45% of the respondents said that it was poor communication that delayed their home purchase or sale.
In fact, conveyancing solicitor communication is of such importance for a fast move that the Council for Licensed Conveyancers (CLC) Client Charter specifically prioritises resolving the problem.
Despite this, a survey commissioned by the Conveyancing Association of 1,500 people showed that around half of respondents thought that more effective communication would have meant a faster completion.
Our Amersham conveyancing solicitors offer a market-leading conveyancing service. We deliver to homemovers a proactive and informative legal service by phone, email and via our case management app, every day of the week:
- Best Amersham conveyancing solicitors fees
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- We are open weekends - Saturday (9am-1pm)
- Direct line and contact details of your lawyer
- Award-winning online case tracking system
- Stay in control of your case via smartphone, tablet and PC
Updated: October 12, 2018
Amersham conveyancing solicitor fees
No Move, No Fee conveyancing in Amersham
Conveyancing solicitor fees are the amounts you pay conveyancing solicitors in Amersham for the legal work associated with moving home.
Are Amersham conveyancing fees and costs fixed?
Some conveyancing solicitors in Amersham work on a fees per hour basis, and others on a fixed fee (or 'No Move, No Fee') basis. Our conveyancing solicitors work on a fixed No Move, No Fee basis, with no hidden fees. Your conveyancing quote will set out exactly what you will need to pay when your sale or purchase goes through.
What are disbursements?
In addition to the legal fees you will also need to budget for 'disbursements'.
Disbursements are fees, costs or taxes that your property solicitor will have to pay to third parties on behalf of their client, such as local authority searches or landlord's notice fees.
How much will the total Amersham solicitor conveyancing fees be?
Amersham conveyancing solicitor fees should be the same as anywhere else in the UK. However, there may be some variation in certain disbursements. As examples, Local Authority Search fees can vary and additional region-specific searches, such as a commons registration search, may be needed.
For a standard home sale or purchase, what we quote is the fee you pay. There are no hidden fees or costs to be paid with Quittance Conveyancing. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here
Conveyancing - Buying a property in Amersham
As a key part of the conveyancing for a home purchase, the conveyancing solicitor in Amersham will investigate the legal ownership rights or 'title' of the property and feed the results of their enquiries back to the buyer.
The buyer's lawyer will offer professional advice after making their enquiries, iron out any legal issues and register the title in the new owner's name.
The content below considers the property types which could be of concern to people who need conveyancing solicitors in Amersham for a purchase.
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- Conveyancing solicitors in High Wycombe
- Conveyancing solicitors in Milton Keynes
- Conveyancing solicitors in Wycombe
- Conveyancing solicitors in Buckinghamshire
Your Amersham conveyancing solicitor must be lender-approved
There are a wide range of mortgage providers, from a large lender such as Bank of Ireland, to a niche lender like Topaz Finance. Before you instruct a conveyancing solicitor in Amersham, it is essential that you check that they can act in the interests of your chosen lender.
A lot of lenders are only happy to work with a restricted panel of firms that match certain criteria. If a solicitor cannot act for your chosen lender, the lender will probably need a second solicitor firm to act in their interests.
The home buyer will be expected to pay this alternative lawyer's fees, and weeks could be added to the conveyancing process.
Our conveyancing solicitors are approved members of all lender panels.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Chiltern District Council searches
Residential property searches are questions submitted to public bodies by Amersham conveyancing solicitors to provide information about your planned purchase.
Searches are firstly carried out to satisfy mortgage conditions. These searches include the local authority (LA) search, environmental search, drainage & water search and chancel repair liability.
More specialised searches, such as a tin mining search or a mining search, may also be advised in the initial LA and Environmental searches.
The typical lead time for Residential property searches supplied by Chiltern District Council is 4 weeks. Your lawyer could instead use faster personal searches.
Checking planning permission status
The buyer's conveyancing solicitor will request the Title Register from the Land Registry. This will help to reveal any issues, such as limits on the development of the property or outbuildings lying outside the boundary.
Chiltern District Council Council Tax
The amount of council tax a homeowner in Amersham will pay to Chiltern District Council will depend on the property's value and the number of residents. For instance for an average Band B residential property in Amersham, the council tax payable would be £1,388 per year.
A conveyancing solicitor in Amersham will inform a purchaser of the home's council tax band as soon as they are notified.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount reduces the tax due to 75% which would equal £1,041.
Other discounts and exemptions could also apply, for example a 10% discount for second homes (although this may change as the government has second home ownership in its sights) or where the property (land) is a boat mooring or caravan pitch. The Valuation Office Agency (VOA) work out bands for new homes, and where the owner has requested a revaluation.
|Band||Chiltern District Council Tax (2018)|
Is your new home in the wrong band?
In the 2016/17 financial year, 10 council tax challenges were made. 0 saw a reduction. To appeal contact:
Valuation Office Agency
St. Peters House
45 Victoria St
Stamp Duty on Amersham properties
The threshold for stamp duty for a residential property is £125,000. Submitting the SDLT1 form to HMRC (formerly Inland Revenue) is difficult and time consuming. The majority of purchasers get their property lawyer to do it for them.
Quittance's specialist post-completion team will ensure that the complex SDLT1 form is completed and submitted to HMRC without delay.
This table sets out stamp duty for typical property in Amersham:
|Average sale price (2017)||Stamp Duty Land Tax|
|Average price (detached)||£940,758||£37,825.80|
|Average new build||-||-|
Stamp duty relief for first-time buyers in Amersham
Since the budget announcement in 11/17, if you are a first-time buyer, you only pay stamp duty on property valued at over £300,000 with relief up to £500,000 in some areas. If you are buying a second home for in excess of £40,000 then you will have to pay a stamp duty surcharge of 3%. Therefore, if a homeowner in Amersham bought a second home for the average price of £652,832 the SDLT would be £52,226.56.
Conveyancing solicitors in Amersham should ensure the right amount is calculated.
Buying a flat? Leasehold conveyancing in Amersham
The pitfalls associated with buying a leasehold flat in the UK are generally well known. Spiralling ground rents, overpriced managing agent packs and onerous clauses in the lease are but a few of the many traps lying in wait for the unsuspecting buyer.
If you are planning to buy a house or flat with a lease, a good conveyancing solicitor in Amersham will investigate aspects of the leasehold purchase, such as :
- sometimes ancient and arcane lease documents
- any recent demands for service charges and ground rent
- managing agent or landlord enquiries
- reserve funds
- residents' memoranda and articles of association
Ensure that you are fully-informed regarding your planned purchase - Contact our leasehold conveyancing solicitor team today on 0800 612 0377.
Buying a 'New Build' property in Amersham?
According to data sourced by the Land Registry, - new build properties -. The average value of Amersham new build properties is -.
A new-build conveyancing solicitor in Amersham must be well-versed in local factors and new build-specific issues, including confirming right of way over drains and sewers and helping with mortgage offer extension terms.
With our new build team, you will get an impartial view of the property's legal status, looking out for issues ranging from unfair leasehold conditions to likely freehold acquisition traps.
Conservation areas in Buckinghamshire
If you are planning to buy a home in one of Amersham's conservation areas, the property will need to meet any conservation area constraints. These restrictions could include a wide range of constraints from general restrictions governing the use of unsympathetic materials, to limitations on skylights.
The new owner could be ordered to pay for necessary changes to bring a property in line with current regulations, even if the previous owner was responsible for the changes.
Parts of Amersham lie within a Chiltern LPA-governed conservation area. Your Quittance conveyancing solicitor will confirm if the property you are purchasing is located in a conservation area in Amersham.
Conveyancing - Selling a property in Amersham
The legal side of a property sale is much simpler than when buying. When a house or flat changes hands, the burden lies entirely with the buyer to confirm that the house or flat is not legally defective.
On the other hand, when selling, conveyancing solicitors in Amersham acting for the person selling need only respond to the buyer's solicitor's formal enquiries.
What could put your sale at risk?
A property can face a range of problems (e.g. a dispute with a neighbour) that have the capacity to protract or even derail the conveyancing process.
You shouldn't ignore this and hope the buyer's solicitor won't notice - talk to a professional and attempt to resolve it proactively.
- The Essential Conveyancing Guide for Sellers in 2018
- Subsidence? What to do before selling your home
- No electrical completion certificate? What to do before selling your home
For more conveyancing advice for sellers click here.
Sale conveyancing for a leasehold property
The legal work for a leasehold property is quite a lot more time-consuming than for a more straightforward freehold house.
Amersham conveyancing solicitors will also perform extra work. This can involve contacting the landlord for management company information, through to details of historical insurance claims.
A seller should plan to instruct a conveyancer as soon as the decision is made to sell to help mitigate (somewhat inevitable) leasehold delays.
Can Quittance conveyancers act for both sides?
Solicitors Regulation Authority rules ban a single conveyancing solicitor from acting on both sides in a property sale and purchase. Conveyancers who are regulated by the CLC, however, can act for both parties.
If you are buying or selling a Amersham property, and a Quittance conveyancing solicitor is acting for the other side, you may want to instruct a property solicitor firm in Amersham to undertake your legal work.
Local Amersham conveyancing solicitor directory
- Bps Solicitors, 33a Hill Avenue, Amersham, Bucks, HP6 5BX
- Elite Law Solicitors Limited, Equity House, 57 Hill Avenue, Amersham, Buckinghamshire, HP6 5BX
- Blaser Mills LLP, Chalfont Court, 5 Hill Avenue, Amersham, Buckinghamshire, HP6 5BD
- C Z Goodwin, 17 Elm Close, Amersham, Buckinghamshire, HP6 5DD
- DC Kaye Solicitors Limited, 34/36 Sycamore Road, Amersham, Buckinghamshire, HP6 5DR
Conveyancing - Remortgaging a property in Amersham
Securing a lower rate is usually why homeowners opt to remortgage. There are other reasons, for example getting onto a longer fixed-rate term, or borrowing more to help pay for an extension.
Homeowners would typically benefit from a lower rate sooner with a more efficient conveyancing solicitor in Amersham. They will work to reduce the processing time of the conveyancing. With future interest rate changes hard to predict, fast conveyancing can be a key consideration when getting onto your new rate as quickly as possible.
A property lawyer will act for both you and your new lender to certify the change of lender is recorded at the Land Registry and the lender's interests are protected.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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