Updated: October 12, 2018

Aldershot conveyancing solicitor fees

No Move, No Fee conveyancing in Aldershot

Conveyancing solicitor fees are the costs you pay to your Aldershot conveyancing solicitor for handling the legal work for your move.

Are Aldershot conveyancing fees and costs fixed?

We work on a No Sale, No Fee basis with no hidden extras, unlike some other conveyancing solicitors in Aldershot who carry out the legal work on an hourly rate. Your conveyancing quote will set out exactly what you will need to pay when your sale or purchase completes.

What are disbursements?

You must cover the cost of any 'disbursements', on top of the conveyancing fees.

Disbursements are the costs and expenses a solicitor needs to pay out on behalf of a client. These include costs like indemnity insurance or Land Registry fees.

See: How much should conveyancing fees cost?

How much will the total conveyancing fees in Aldershot cost?

Aldershot conveyancing solicitor fees will be the same as anywhere else in the country. There may, however, be some variation in certain disbursements. As examples, council search fees will vary and specific extra searches, e.g. utilities searches, may be necessary.

For standard conveyancing transactions, the fees we quote are the fees you pay. With Quittance, there are absolutely no hidden fees. To calculate the conveyancing fees for your move, try our conveyancing fees quote calculator: Click here

Quittance's conveyancing fees were considerably cheaper than the average solicitors' fees

Conveyancing - Buying a property in Aldershot

There is now an obligation on a seller to disclose any property defects or disputes.

That said, it remains the responsibility of the Aldershot conveyancing solicitor to carry out due diligence on the property, report back in detail to the buyer and the lender, deal with any legal problems and confirm that the Land Registry's record of the property is updated.

This section examines those areas of the legal process for conveyancing solicitors in Aldershot necessitating specialist legal knowledge.

Your Aldershot conveyancing solicitor must be lender-approved

There are around 100 UK lenders, from a less common mortgage lender like Accord Mortgages, to a major lender such as Birmingham Midshires. Before instructing a conveyancing solicitor in Aldershot, whoever you choose, you must confirm that they are on the approved panel of your mortgage lender.

Your conveyancer may be unable to act for your mortgage lender, because some banks and building societies will only accept a restricted group of legal firms.

If this is the case, the lender will likely need a different law firm to complete the legal work, and you will be expected to pay this alternative lawyer's costs. Resulting delays can jeopardise the whole purchase.

Failing to check the lender panel status of your solicitor could mean significant delays.

Our conveyancing solicitors can perform the conveyancing for all mortgage lenders.

Property Searches (Rushmoor Borough Council)

Searches are enquiries made by Aldershot conveyancing solicitors to provide information about your planned purchase. They include:

SearchDescription
Local Authority (LA) searchplanning and development details from Rushmoor Borough Council records
Environmental searchshows whether the surrounding environment is suitable for the purchaser
Drainage & Water searchidentifies whether the owner or local authority must pay for the maintenance of water mains and sewers
Chancel repair liabilitydescribes the insurance to protect against any liability to the local parish for repairs.

More specialised searches, such as a radon gas search or a Forestry Commission search, may also be recommended following the initial searches.

Homebuyers should anticipate a wait of up to 4 weeks for conveyancing searches obtained from Rushmoor Borough Council. Your lawyer will therefore recommend using faster personal searches.

Planning searches

The buyer's conveyancing solicitor also retrieves an 'Official Copy of the Title Register' from the Land Registry, helping to identify planning issues. These issues could include that a restrictive covenant has been breached or a difference between the agent's floorplan and the title plan.

Rushmoor Borough Council Council Tax

The council tax paid by a homeowner is based on a variety of factors which include the size and character of the home and the value of the property. For example, for an average Band C house in Aldershot, the amount of council tax due would be £1,460 per year.

Aldershot conveyancing solicitors will inform a purchaser of the home's council tax band once they are themselves notified.

If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,095.

Other discounts and exemptions could also apply, for example a 10% discount for second homes or for foreign language students.

Band Rushmoor Borough Council Tax (2018)
A £1,095
B £1,278
C £1,460
D £1,643
E £2,008
F £2,373
G £2,738
H £3,285

Can I dispute my council tax rate?

To challenge your banding contact:

Valuation Office Agency
3rd Floor
Bridge House
1
Walnut Tree Close
Guildford
GU1 4AG
Surrey

A property owner can also ask for their property to be reassessed, and if the valuation is revised down, they may receive a refund.

Stamp Duty on Aldershot properties

The current Stamp Duty Land Tax threshold for residential properties is £125k.

Delays and penalties await those who mishandle the stamp duty administration process.

The vast majority of people will have their conveyancing solicitor complete the SDLT1 return on their behalf.

Quittance will complete the SDLT1 form for you at the point your purchase completes.

See table below for SDLT examples for homes in Aldershot:

  Average sale price (2017) SDLT
Average price £302,710 £5,135.50
Average price (detached) £452,945 £12,647.25
Average new build £490,938 £14,546.90
If you are buying a second home for more than £40,000 then you will have to pay an SDLT surcharge of 3%. Therefore, if a homeowner in Aldershot bought a second home for the average price of £302,710 the SDLT would be £24,216.80.

Stamp duty relief for first-time buyers in Aldershot

Since 2017, if you are a first-time buyer, you only pay stamp duty on property valued at over £300,000.

Conveyancing solicitors in Aldershot should ensure their client pays the correct amount.

Buying a flat? Leasehold conveyancing in Aldershot

New build site

The drawbacks of purchasing a leasehold property in the UK are under increasing media scrutiny. Ground rent multipliers, onerous covenants and overpriced managing agent packs are only some of the many common complications awaiting an uninformed purchaser.

Severe consequences can result from a less-experienced solicitor's bad leasehold advice.

If you are planning to buy a house or flat with a lease, a good conveyancing solicitor in Aldershot will investigate aspects of the leasehold purchase, e.g. reviewing the lease itself (some documents can be centuries old), managing agent practices and service charge records from the last three years.

Our specialist leasehold conveyancing solicitors will ensure that you are fully-informed regarding your planned purchase.

Buying a 'New Build' property in Aldershot?

New build building site

The average cost of new builds in Aldershot is £205,498. 6 new build houses and flats have been bought in Aldershot in 2018 so far.

A new-build conveyancing solicitor in Aldershot must be aware of both local issues and the added complexities associated with new build, e.g. working to builders' exchange timelines and handling equity loan schemes.

Our conveyancing team specialise in working to developer exchange timeframes and ensuring that new build contracts favour the client as much as possible.

Hampshire Conservation areas

If you are purchasing a property in a conservation area in Aldershot, the property will need to meet any conservation area building controls. Referred to as Article 4 directions, these constraints can include:

  • Limitations on the erection of outbuildings
  • Restrictions on the addition of flues and soil vent pipes
  • Limits on the erection of outbuildings

The local planning authority can order any non-compliant alterations to a property to be changed or removed, such as replacing uPVC windows with traditional wooden frames.

Your conveyancing solicitor will confirm whether the property you are buying is located in one of Aldershot's conservation areas.

Conveyancing - Selling a property in Aldershot

The legal work involved in a house sale is less complicated than when purchasing. For a house purchase, the responsibility lies entirely with the buyer to verify that the home they are buying can be mortgaged and is free from legal issues.

Conversely, with a sale, conveyancing solicitors in Aldershot acting for the existing owner for the most part just answer the buyer's solicitor's questions.

Factors that could delay or endanger your sale

A home will often come with a broad spectrum of potential complications (such as having a flying freehold or a complex 'Green Deal') that can jeopardise the sale conveyancing process.

It is almost always recommended that sellers handle any such problems without delay.

Further reading:

Read more sale conveyancing articles here.

Leasehold conveyancing for a sale

Conveyancing for a leasehold flat or house is quite a lot more involved than for a more straightforward freehold house.

Leasehold complexity involves extra work on the part of conveyancing solicitors in Aldershot, including obtaining the latest service charge and ground rent statement, through to a copy of the building's asbestos survey (if required).

Given the complexities of leasehold property, it is strongly advised that you contact a leasehold expert as early as possible.

What if Quittance is already acting for the other side?

SRA rules restrict the same conveyancing solicitor from working on behalf of both sides in a house sale. A conveyancer who is regulated by the CLC, however, can act for both sides.

If you are buying or selling a property in Aldershot, and a Quittance conveyancer is carrying out the legal work for the other side, you could contact a property solicitor firm in Aldershot to carry out your legal work.

Local Aldershot conveyancing solicitor directory

  • Draper & Co Solicitors, Law House, Wellington Street, Aldershot, Hampshire, GU11 1DZ
  • Wendy M Draper, Law House, 2a Wellington Street, Aldershot, Hampshire, GU11 1DZ
  • Cowans Solicitors LLP, 333 Vale Road, Ash Vale, Aldershot, Hampshire, GU12 5NH

Conveyancing - Remortgaging a property in Aldershot

People remortgage for a variety of reasons, for example releasing funds to help pay for home improvements, or the existing lender having refused a payment holiday. The most common reason, however, is to get a better interest rate.

Homeowners can appreciate the benefits of a lower rate sooner by using a more efficient conveyancing solicitor in Aldershot, reducing the time the conveyancing takes to complete. With the base rate now at 0.5% (May 2018), fast conveyancing can play a key role in getting the mortgage rate you want.

The property lawyer handling the remortgage must also be able to act on behalf of your preferred bank or building society. Quittance Conveyancing are on all major lenders' panels, so no matter whether you are changing to a flexible mortgage with the HSBC or to a fixed-rate mortgage with the Darlington Building Society, Quittance can help.

Gaynor Haliday, Legal researcher

About the author

Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.

Read more about this Quittance Legal Expert

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