Award-winning No Move, No Fee conveyancing for Addlestone home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
We offer guaranteed fixed conveyancing fees, and you will never be uninformed about how your sale or purchase is progressing, thanks to our commitment to better communication.
Whether you are buying, selling or remortgaging a house or flat and need conveyancing solicitors in Addlestone, our no sale, no fee property lawyers are here to help.
In the event that your home move does not proceed our no move no fee service means you won't incur any conveyancing solicitors' legal fees at all.
Addlestone's most communicative conveyancing service
According to a Law Society survey, nearly half of those asked said that it was poor communication that delayed their home move.
The Law Society's CQS client service charter prioritises conveyancing solicitors communicating more proactively.
In spite of this, poor communication is one of the most common sources of complaints made by homemovers.
Our team of Addlestone conveyancing solicitors aim to provide a proactive and informative property legal service using your preferred method of communication, every day of the week:
- Lowest Addlestone conveyancing solicitor fees
- Contact details of your conveyancing lawyer
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- We are open weekends - Saturday (9am-1pm)
- Award-winning online case tracking system
- Regular progress updates by smartphone, tablet and PC
Updated: October 12, 2018
Addlestone conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Addlestone
Conveyancing solicitor fees are the costs you pay conveyancing solicitors in Addlestone for handling the legal work for your move.
How are Addlestone conveyancing fees calculated?
Some conveyancing solicitors in Addlestone will work on a cost per hour basis. Some conveyancers will complete the work for a fixed fee (or 'No Move, No Fee'). Our conveyancing solicitors work on a No Sale, No Fee basis, with no hidden fees. Your quote sets out all fees and other costs you will be charged when your sale or purchase goes through.
Are there any other costs?
In addition to the legal fees you will also need to budget for 'disbursements'.
Disbursements are the costs incurred by the solicitor on your behalf, such as Land Registry fees or office copies and title plans.
How much will the total conveyancing fees in Addlestone cost?
Though conveyancing fees in Addlestone will usually match prices elsewhere in the UK, the disbursements required can vary. As examples, specific extra searches, such as a flooding search, may be necessary and Local Authority (LA) Search fees will vary.
For standard conveyancing transactions, the conveyancing fee we quote is the fee you pay. There are no hidden fees or nasty surprises with Quittance. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here
Conveyancing - Buying a property in Addlestone
Caveat emptor, meaning 'let the buyer beware', was a key part of property law in England and Wales. After the introduction of the Consumer Trading Regulations (CPR), this rule no longer applies. However, it remains the duty of a buyer's legal representative to investigate the house or flat they plan to buy.
The Addlestone conveyancing solicitor will offer professional advice after making their enquiries, deal with any legal issues and ensure that the full legal ownership is transferred.
This part of the article offers advice to assist buyers who want conveyancing solicitors in Addlestone.
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- Conveyancing solicitors in Surrey
Your Addlestone conveyancing solicitor must be lender-approved
Regardless of whether your mortgage is with a niche lender like DB UK Bank or a major lender such as the HSBC, before appointing a conveyancing solicitor in Addlestone it is very important that you make sure that they are on the approved solicitor panel of your lender.
Your conveyancer may be unable to act for your lender, because some lenders will only accept a restricted group of law firms.
If this is the case, the lender will likely require a second law firm to complete the legal work, and you will usually need to pay this substitute solicitor's costs. Handling paperwork and correspondence with this additional party can delay the process.
Quittance Conveyancing are approved members of all lender panels.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Runnymede Borough Council searches
Residential property searches will be applied for by Addlestone conveyancing solicitors to help identify planning, development and environmental issues that could possibly impact how much the property you intend to buy is worth.
Searches are carried out primarily to satisfy mortgage conditions. These searches include the local authority (LA) search, environmental search, drainage & water search and chancel repair liability.
You will be made aware if your mortgage lender needs any further searches, e.g. a radon gas search or a geological search.
The estimated lead time for conveyancing searches supplied by Runnymede Borough Council is 3 weeks. Your solicitor will instead apply for personal searches, which are usually faster.
Official Entries will also be applied for from HMLR by the conveyancing solicitor acting for the buyer. This will help to highlight any issues. Examples of these include that a restrictive covenant has been breached or discrepancies between the property boundaries and the title plan.
Runnymede Borough Council Council Tax
Council tax is calculated by Runnymede Borough Council on property value and the number of people living in the property. For example, the occupier of a Tax Band C property in the Runnymede Borough Council area would pay annual council tax of £1,607.
Addlestone conveyancing solicitors will inform the purchaser of the home's tax band once they are made aware.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,205.
Other discounts and exemptions could also apply, for example unoccupied properties undergoing major repairs or where the property is a hall of residence. The Valuation Office Agency work out council tax bandings for new build properties, and where the owner has requested a revaluation.
|Band||Runnymede Borough Council Tax (2018)|
Is it possible to appeal?
Owners can ask for their property to be reassessed, and if the valuation is revised down, they may receive a refund. Contact the VOA for more information on how to challenge your tax band:
Valuation Office Agency
Walnut Tree Close
Stamp Duty on Addlestone properties
The threshold for SDLT for a home is £125,000. SDLT is paid to HMRC and the purchaser's conveyancing solicitor will ensure that the tax return process is carried out.
Quittance Conveyancing's case management system ensures that the complex SDLT1 form is filed online to reduce delays and to avoid late-filing penalties.
The following table illustrates SDLT examples for average properties in Addlestone:
|Average sale price (2017)||Stamp Duty|
|Average price (detached)||£593,397||£19,669.85|
|Average new build||£447,529||£12,376.45|
Stamp duty relief for first-time buyers in Addlestone
Since the budget announcement in November 2017, if you are a first-time buyer, you only pay stamp duty on property valued at over £300k with reduced rates up to £500,000. Homeowners must pay a higher rate of SDLT when purchasing a second home. Following the example above, if a homeowner bought a second home in Addlestone for the average price of £410,685 the SDLT would be £32,854.80.
Addlestone conveyancing solicitors should ensure their client pays the correct amount.
Buying a flat? Leasehold conveyancing in Addlestone
It can be risky to purchase a leasehold home if you are unaware of the facts. Numerous technical obstacles may be awaiting the unsuspecting buyer, such as unpaid service charges by the existing leaseholder, increasing ground rents and onerous covenants.
If you intend to buy a leasehold home, a experienced conveyancing solicitor in Addlestone will investigate aspects of the leasehold purchase, for example :
- reviewing the lease itself (some leases are over 100 years old)
- service charges
- dealing with landlords
- flats with varying lease terms
Make sure that you are aware of all the potential issues and costs associated with the lease - Get in touch with our leasehold conveyancing solicitors on 0800 612 0377.
Buying a 'New Build' property in Addlestone?
The average sale price of Addlestone new builds is £447,529. 67 brand new properties were purchased in Addlestone last year.
The legal side of purchasing a new build property requires more technical knowledge than 'standard conveyancing'. To prevent difficulties arising a Addlestone conveyancing solicitor must be aware of both region-specific issues and also needs to consider a range of factors, like liaising with the builder's onsite sales team and administering Help to Buy purchases.
Our specialist team of new build conveyancers deliver an accurate and truly impartial assessment of the legal status of the property, scrutinising contract issues like the home's future resaleability and likely freehold acquisition traps.
Surrey Conservation areas
If you are purchasing a home in one of Addlestone's conservation areas, the property must not breach any conservation area conditions. Referred to as Article 4 directions, these conditions can include anything from general restrictions governing the use of unsympathetic materials, to possible restrictions on solar panel positioning.
The local council can order any non-compliant alterations to a property to be changed or removed.
Your conveyancing solicitor will address whether your planned purchase is located one of Addlestone's conservation areas.
Conveyancing - Selling a property in Addlestone
The conveyancing process on a sale of a house or flat is less difficult than when purchasing. The buyer's solicitor conducts extensive research into the property's title and other legal aspects. Conveyancing solicitors in Addlestone acting for the vendor essentially just gathers information relating to the property and replies to the solicitor's standard and additional enquiries .
Factors that could delay or endanger the conveyancing process
A house or flat will often come with any number of possible complications (for example Japanese Knotweed or parking issues or disputes) that might prevent the conveyancing process from completing.
It is better not to hide from the issue, trusting that the issue won't be discovered - a better course of action will be to talk to a professional and work to resolve it proactively.
- Selling a Green Deal property? What you need to know
- Boundary disputes - what to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
Read more helpful advice for sellers here.
Conveyancing for a leasehold property is significantly more specialised than it is for a freehold home.
Leasehold complexity involves additional legal work on the part of conveyancing solicitors in Addlestone, and this could include obtaining an up-to-date service charge statement or any information about regulations affecting the property that are not in the lease.
To reduce leasehold-related delays, it is recommended that the seller instruct a lawyer as soon as possible, ideally before putting the property on the market,.
Can your conveyancing solicitors act for both the buyer and the seller of the same property?
Conveyancers regulated by the CLC can act for both the buyer and the seller. However, SRA regulations ban the same conveyancing solicitor from working on behalf of both sides in a house sale and purchase.
You may want to instruct a property solicitor firm in Addlestone to carry out your conveyancing, if we are acting for the other side.
Local Addlestone conveyancing solicitor directory
- Owen White & Catlin LLP, 151 Station Road, Addlestone, Surrey, KT15 2AT
Conveyancing - Remortgaging a property in Addlestone
Whilst there are many reasons to consider remortgaging, homeowners usually remortgage their home simply to get a better rate.
You would typically benefit from a better rate earlier by using a more proactive conveyancing solicitor in Addlestone, shortening the time the conveyancing takes. With the base rate now at 0.5% (May 2018), fast conveyancing can be a key consideration when getting on to the rate you want.
In order to ensure that the lender's capital is protected, the property lawyer handling your remortgage will need to act for both you and the new lender.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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