Award-winning No Move, No Fee conveyancing for Acton home movers
By Gaynor Haliday , Oct 12, 2018
If you are buying or selling a property and need conveyancing solicitors in Acton, Quittance Conveyancing's no sale - no fee property lawyers are here to help.
Quittance offer guaranteed fixed conveyancing fees, and our focus on better communication means you will always stay informed about the legal side of your move.
If, for whatever reason, your home move does not proceed our no sale no fee service means you won't incur any conveyancing solicitors' legal fees.
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Acton's most communicative conveyancing service
According to a survey of nearly 1/4 million home buyers for Modern Law Magazine, one in five of conveyancing complaints stemmed from poor communication.
In fact, good conveyancing solicitor communication is so crucial to a speedy move that the CLC customer service charter prioritises resolving the problem.
Nevertheless, poor communication is one of the most common sources of complaints levelled at property solicitors.
Our Acton conveyancing solicitors offer a market-leading property legal service. We strive to deliver the answers you need using your preferred method of communication, every day of the week:
- Cheapest Acton conveyancing solicitor fees
- Open Saturdays
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Market-leading case management technology
- Real-time progress updates by your preferred contact method (including SMS, phone and email)
- Your conveyancing lawyer's contact details
Updated: October 12, 2018
Acton conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Acton
Conveyancing solicitor fees are what you pay your Acton conveyancing solicitor for the legal work associated with buying or selling a property.
Do Acton conveyancing solicitors work on a fixed fee basis?
Our conveyancers work on a fixed No Sale, No Fee basis with no hidden extras, unlike some other conveyancing solicitors in Acton who will work on an hourly-rate basis. Your conveyancing quote will set out what you will pay when your property transaction has completed.
Besides conveyancing fees, what other costs are there?
On top of the conveyancing fees you will also need to budget for 'disbursements'.
Disbursements are fees that a property lawyer must pay to other companies during the process of buying or selling your home. These include costs like landlord's notice fees or Stamp Duty Land Tax (SDLT).
How much will the total Acton solicitor conveyancing fees be?
Acton conveyancing fees should be the same as anywhere else in the UK. There may, however, be some variation in certain disbursements. As examples, Local Authority (LA) Search fees will vary and specific extra searches, such as a Coal Authority search, may be necessary.
With Quittance, there are no hidden fees or surprises in the small print. For a standard sale or purchase, the fees we quote are the fees you pay. To calculate the conveyancing fees for your move, try our conveyancing fees quote calculator: Click here
Conveyancing - Buying a property in Acton
In carrying out the legal work for a home purchase, a Acton conveyancing solicitor will carry out due diligence on the property's title and feed the results of their enquiries back to the buyer.
The buyer's lawyer will offer professional advice after making their enquiries, assist in resolving any issues and confirm that the legal title passes to the new owner.
The content below discusses the types of residential property that involve additional hazards for people who need conveyancing solicitors in Acton for a purchase.
- Conveyancing solicitors in Ealing
- Conveyancing solicitors in Hammersmith
- Conveyancing solicitors in Notting Hill
- Conveyancing solicitors in West London
- Conveyancing solicitors in London
Your Acton conveyancing solicitor must be lender-approved
Irrespective of whether your mortgage is with a niche lender like Pepper Homeloans or a large lender such as Lloyds Bank, before you select a conveyancing solicitor in Acton it is very important that you make sure that they can act on behalf of your lender.
Many mortgage lenders are only happy to work with a select group (often referred to as a 'panel') of legal firms that meet strict selection criteria. If a solicitor can't act for your lender, the lender will probably need an alternative legal firm to carry out the legal work.
The purchaser will then have to cover this substitute lawyer's costs, and the conveyancing process can take much longer.
Quittance Conveyancing are approved members of all lender panels.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Searches (Ealing Borough Council)
Property searches are carried out by Acton conveyancing solicitors to help spot any broader issues that might possibly reduce the value of the property you intend to buy.
These searches include the local authority (LA) search, drainage & water search, environmental search and chancel repair liability.
More specialised searches, such as a highways authority search or a geological search, may also be recommended in the initial LA and Environmental searches.
The approximate delivery time for property searches from the London Borough of Ealing is 5 weeks. In these circumstances, faster personal searches will be recommended.
The buyer's conveyancing solicitor also obtains the Title Register from HM Land Registry, assisting with the identification of any issues. Examples of these include outbuildings lying outside the boundary or rights or restrictions on how the property may be used.
London Borough of Ealing Council Tax
The council tax paid by a homeowner is based on a number of factors which include the size of the property and the value of the home as determined by the VOA in 1991 (or 2003 in Wales). For instance a home in the London Borough of Ealing area in Band D would pay £1,440 per annum.
A conveyancing solicitor in Acton will inform the purchaser of the home's council tax band once they are themselves notified.
If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,080.
Other discounts and exemptions may also apply, e.g. unoccupied properties undergoing major repairs or structural changes or if an occupier is an apprentice school leaver or YTS trainee. A house or flat constructed after 1991 is assessed and given a council tax band by the Valuation Office Agency (VOA).
|Band||London Borough of Ealing Tax (2018)|
Can I dispute my council tax rate?To challenge your banding contact:
Valuation Office Agency
3rd Floor Aspect Gate 166 College Rd
Owners can ask for their property to be reassessed. A refund may be due if the property is awarded a lower band.
Stamp Duty on Acton properties
The current SDLT threshold is £125k. Submitting the SDLT1 form to HMRC is difficult and time consuming. The majority of purchasers get their conveyancing solicitor to do it for them.
Quittance use the latest case management integration with HMRC to avoid errors and ensure there are no late-filing penalties.
The following table illustrates Stamp Duty Land Tax examples for average properties in London:
|Average selling price (2017)||SDLT|
|Average price (detached)||£1,209,120||£64,662.00|
|Average new build||£854,797||£32,739.85|
Stamp duty relief for first-time buyers in Acton
In 11/17, the Chancellor announced that first-time buyers would be exempt from paying stamp duty on residential properties below £300,000.
Conveyancing solicitors in Acton will ensure the correct calculation is made.
Buying a flat? Leasehold conveyancing in Acton
It is thought that over 100,000 UK homeowners face leases with problematic conditions. Numerous legal complications could be lying in wait for the unsuspecting purchaser, such as doubling ground rents and excessive freehold premiums.
If you are planning to buy a leasehold home, a good conveyancing solicitor in Acton will consider potential leasehold issues, such as leaseholder/freeholder disputes, current-year service charge estimates and reviewing the lease itself (leases can be 10's or even 100's of years old).
Our leasehold conveyancing solicitor team will work to ensure that you are fully-informed regarding your decision to buy a leasehold property.
Buying a 'New Build' property in Acton?
The average value of Acton new build homes is £449,784, based on data from the Land Registry. 450 new build houses and flats have been bought in Acton in 2018 so far.
A new-build conveyancing solicitor in Acton must be aware of regional considerations and the added complexities associated with new build, including checking new build mortgage procedures are followed and handling withdrawal under the Consumer Code for Housebuilders.
Our specialist team of new build conveyancers deliver an independent view of the legal title of the property, scrutinising contract considerations like the home's future resaleability and sharply increasing ground rent and service charges (where applicable).
Conservation areas in London
Whether you are looking for Tudor-style or Edwardian architecture, purchasing property in a conservation area can ensure that the local neighbourhood is protected from drastic alterations. However, conservation area restrictions will affect your house.
These constraints can include:
- Limits on roof terraces
- Restrictions on dormer windows
- Needing consent to alter doors and guttering
The local authority can order any non-compliant alterations to a property to be changed or removed, such as removing a newly-added dormer window.
Quittance's conveyancing solicitors will address whether the home you plan to buy is located in a conservation area in Acton.
Conveyancing - Selling a property in Acton
Conveyancing for a sale of a house or flat is less demanding than when buying. The buyer's conveyancer will carry out a detailed legal assessment on your home, whereas conveyancing solicitors in Acton acting for the seller merely replies to the solicitor's standard and additional enquiries.
How to give yourself the best chances of success
Obstacles, like a solar panel 'rent a roof' scheme or restrictive covenants, can delay your home move if they are ignored.
It is best not to procrastinate, waiting to see if the problem is discovered. Instead, you should get professional advice, square up to the issue(s), and find a solution as soon as you can.
- The Essential Conveyancing Guide for Sellers in 2018
- Dispute with a freeholder? What to do before selling your home
- No electrical completion certificate? What to do before selling your home
Read more helpful advice for sellers here.
Sale conveyancing for a leasehold property
The legal work for a leasehold property is significantly more complex in comparison with a freehold house.
Leasehold complexity involves additional tasks on the part of conveyancing solicitors in Acton, and this could include collating all relevant freeholder information, through to any details of rules covering common parts that are not contained in the lease.
To help mitigate the delays involved in selling a leasehold property, it is strongly advised that you instruct a conveyancer as soon as the decision is made to sell.
What if your conveyancing solicitors are acting for the other side?
Conveyancers regulated by the CLC can act for both the buyer and the seller. However, SRA rules restrict the same conveyancing solicitor from working on behalf of both sides in a house sale.
You may want to instruct a property solicitor firm in Acton to carry out your legal work, if a Quittance solicitor is carrying out the legal work for the other side.0
Conveyancing - Remortgaging a property in Acton
Benefitting from a lower rate to reduce monthly expenses is the main reason that homeowners opt to remortgage. There are other reasons, for example releasing capital to pay off other debts, or moving to an offset mortgage.
You would typically benefit from a lower rate faster with a more proactive conveyancing solicitor in Acton. They will work to shorten the processing time of the legal work. With the Bank of England base rate now at 0.5% (May 2018) and the future of interest rates unclear, fast conveyancing can be a key consideration when getting the mortgage rate you want.
The property lawyer conducting the legal work should also be able to act for your preferred mortgage lender. Our conveyancing team are on all major UK lenders' panels. So no matter whether you are changing to a fixed-rate mortgage with the NatWest or to a discounted-rate mortgage with the Market Harborough Building Society, our remortgage team can assist.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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