Award-winning No Move, No Fee conveyancing for Abingdon home movers
By Gaynor Haliday , Oct 12, 2018
Quittance offer 100% fixed conveyancing fees, and you will always be kept in the loop about the progress of your move, thanks to our focus on enhanced communication.
Whether you are buying or selling a house or flat and need conveyancing solicitors in Abingdon, our award-winning no sale - no fee property lawyers can assist.
Our no sale no fee guarantee means should your move not proceed, even if you decide to pull out, you won't have to pay any conveyancing solicitors' fees.
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Abingdon's most communicative conveyancing service
Nearly one in two of the home buyers and sellers answering an InfoTrack survey of UK home buyers and sellers complained of a lack of solicitor communication.
Conveyancing solicitor communication is so essential that the CLC Client Charter is focussed on addressing the issue.
Nonetheless poor communication is perhaps the most frequent cause of complaints made to the Ombudsman.
Keeping you informed
Our team of Abingdon conveyancing solicitors offer the UK's most proactive and client-friendly conveyancing service. We strive to provide the information you need wherever you are, using the contact method of your choice:
- Best Abingdon conveyancing solicitor fees
- Instant progress updates by smartphone, tablet and PC
- Unique case handling technology
- Your dedicated conveyancer's email address and direct line
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Open weekends - Saturday (9am-1pm)
Updated: October 12, 2018
Abingdon conveyancing solicitor fees
No Move, No Fee conveyancing in Abingdon
Conveyancing solicitor fees are the costs you pay conveyancing solicitors in Abingdon for carrying out the legal work for a property transaction.
How are Abingdon conveyancing fees calculated?
Some conveyancing solicitors in Abingdon will work on an hourly rate. Our conveyancing solicitors work on fixed legal fees (known as 'No Sale, No Fee' or 'No Move, No Fee'), with no unexpected, additional costs. Your conveyancing quote will set out exactly what you will need to pay when your house or flat sale completes.
What are disbursements?
You will have to pay any 'disbursements', in addition to the legal fees.
Disbursements are the costs incurred by the solicitor on your behalf, such as leasehold information packs or Stamp Duty.
How much will the total conveyancing fees in Abingdon cost?
Abingdon conveyancing solicitor fees will not vary. However, the costs of certain disbursements can vary. As examples, Local Authority (LA) Search fees will vary and additional region-specific searches, such as a flooding search, may be needed.
For standard conveyancing transactions, what we quote is the fee you pay. With Quittance Conveyancing, there are no hidden fees or nasty surprises. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here
Conveyancing - Buying a property in Abingdon
Caveat emptor (buyer beware), was a fundamental principle of property law in England and Wales. Following recent changes in the law, this maxim no longer applies. However, it remains the duty of a buyer's legal representative to carry out due diligence on a planned purchase.
A Abingdon conveyancing solicitor will make recommendations following their enquiries, assist in resolving any issues and ensure that the change of ownership is registered at the Land Registry.
The following offers useful advice for people looking for conveyancing solicitors in Abingdon for a purchase.
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Your Abingdon conveyancing solicitor must be lender-approved
Homebuyers have many lenders available, from a less common mortgage lender like Bluestone Mortgages, to a major lender such as RBS. Before instructing a conveyancing solicitor in Abingdon, whoever you choose, you need to check that they can act in the interests of your mortgage lender.
Your lawyer may be unable to act for your mortgage lender, because some lenders will only work with a restricted group of legal practices.
In this case, the lender will probably require a different legal firm to complete the legal work, and you will be expected to pay this second lawyer's costs. This can mean the process takes much longer.
Quittance Conveyancing can act on behalf of all mortgage providers.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Vale of White Horse District Council searches
Searches are questions submitted to a number of authorities by Abingdon conveyancing solicitors to identify issues affecting the property being purchased.
Searches are carried out primarily to satisfy lender requirements, and include the local authority (LA) search, environmental search, drainage & water search and chancel repair liability.
More pertinent searches, such as a Crossrail search or a contaminated land report, may also be referred to subject to the outcome of the initial searches.
Homebuyers can expect to wait around 6 weeks for property searches supplied by Vale of White Horse District Council, so your solicitor will instead apply for quicker personal searches.
Checking planning permission status
Office copies will also be obtained from the Land Registry by your conveyancing solicitor. This helps to find any planning issues, for example a restrictive covenant against certain alterations or outbuildings lying outside the boundary.
Vale of White Horse District Council Council Tax
The amount of council tax a homeowner in Abingdon will pay to Vale of White Horse District Council will depend on the property's value and the number of residents. For instance the occupier of a Valuation Band C house in the Vale of White Horse District Council area would pay annual council tax of £1,610.
A conveyancing solicitor in Abingdon will inform the buyer of the property's band as soon as they are notified.
If the property is unoccupied for 2 years or more, an additional premium of 50% may be applied to the council tax. Single person discount (25%) would reduce the tax due to £1,207.
Other discounts and exemptions may also apply, for example a 10% discount for second homes or properties awaiting grant of probate.
|Band||Vale of White Horse District Council Tax (2018)|
What to do if you suspect your new home is incorrectly valued
It is possible to challenge the council tax band after moving in. Between April 2016 and April 2017, 30 council tax challenges were made, of which 20 saw a reduction. Contact the VOA for more information on how to challenge your tax band:
Valuation Office Agency
4400 Nash Court
John Smith Drive
Stamp Duty on Abingdon properties
Our post-completion conveyancing team use integrated case management system to ensure the SDLT1 tax return is submitted to HM Revenue and Customs (HMRC) as quickly as possible.
See examples for typical local properties:
|Average sale price (February 2018)||Stamp Duty|
|Average price (detached)||£509,035||£15,451.75|
|Average new build||£486,000||£14,300.00|
Stamp duty relief for first-time buyers in Abingdon
As from 2017, first-time buyers will not have to pay any stamp duty if the purchase price is below £300k. If you own another property or share in a property (including outside the UK)you will be subject to a 3% SDLT surcharge. Therefore, if a homeowner in Abingdon bought a second home for the average price of £415,914 the SDLT would be £33,273.12.
Abingdon conveyancing solicitors will confirm the right amount is calculated.
Buying a flat? Leasehold conveyancing in Abingdon
It is estimated that over 100,000 property owners in the UK are trapped by property leases with unreasonable terms. Unreasonable ground rents, restrictions on the use of the property and onerous clauses in the lease are among the frequent complications lying in wait for the unsuspecting purchaser.
A expert conveyancing solicitor in Abingdon will address aspects of leasehold, for example service charges for relevant date periods, the implications of the remaining length of the lease and reviewing correspondence between the freeholder and leaseholder.
Ensure that you are fully-informed regarding your planned purchase with Quittance Conveyancing's specialist leasehold conveyancing solicitors.
Buying a 'New Build' property in Abingdon?
According to Her Majesty's Land Registry information, 14 brand new properties have been bought in Abingdon in 2018 so far. The average sale price of Abingdon new build properties is £455,851.
Acquiring a new build home can be more involved than any other type of conveyancing. Therefore a Abingdon conveyancing solicitor needs to be aware of local Abingdon factors and should check a range of issues, e.g. handling deposits and checking planning conditions have been fulfilled.
Our new build conveyancing department will provide an expert appraisal of the legal status of the property, and in particular issues ranging from the home's subsequent mortgageability to exponential ground rent and service charges (where applicable).
Conservation areas in Oxfordshire
Whether you are a fan of Edwardian, Victorian or Tudor-style architecture, moving to a conservation area-protected street usually means that the local character will be preserved. However, conservation area building controls will affect your property.
These building controls may include anything from restrictions on the removal or addition of front boundary walls, to general restrictions governing the use of non-traditional materials.
The local authority can order any non-compliant alterations to a property to be changed or removed.
Your conveyancing solicitor will confirm whether the property you are buying is located in one of Abingdon's conservation areas.
Conveyancing - Selling a property in Abingdon
The conveyancing process on a property sale is normally less troublesome than for a purchase. When a house or flat changes hands, the burden lies entirely with the buyer to determine whether the home they are buying is mortgageable and is (or can be) registered at the Land Registry.
Conversely, when selling, conveyancing solicitors in Abingdon acting for the seller need only respond to the buyer's questions.
What could go wrong?
A home will often come with problems (for example where the property differs from the title plan or not being connected to the main sewers) which may delay the sale process.
In most cases, it is a good idea for sellers to handle these issues as soon as they come to light.
- Selling a Green Deal property? What you need to know
- Boundary disputes - what to do before selling your home
- The Essential Conveyancing Guide for Sellers in 2018
Read more sale conveyancing articles here.
Leasehold conveyancing for a sale
The legal work for a leasehold flat or house is quite a lot more time-consuming than it is for a freehold home.
Conveyancing solicitors in Abingdon will also perform extra work, including getting all relevant freeholder information, through to any details of rules covering common parts that are not contained in the lease.
It is strongly advised that the seller instructs a property lawyer with leasehold experience as early as possible to avoid undue delays.
What if Quittance is acting for the other side?
Solicitors Regulation Authority rules ban the same conveyancing solicitor from working on behalf of both sides in a house sale and purchase. However, CLC-regulated conveyancers, can act for both sides.
If you are buying or selling a home in Abingdon, and a Quittance solicitor is acting for the other side, you could instruct a property solicitor firm in Abingdon to carry out your legal work.
Local Abingdon conveyancing solicitor directory
- Kjs Solicitors Limited, Suite 6, First Floor, Merchant House, 5 East Street, Helen Street, Abingdon, OX14 5EG
- Challenor & Son, Stratton House, 50 Bath Street, Abingdon, Oxfordshire, OX14 3LA
- Franklins, Walton House, 15 Ock Street, Abingdon, Oxfordshire, OX14 5AN
- Law and Property Lawyers Limited, 5 Ock Street, Abingdon, Oxfordshire, OX14 5AL
- Brookstreet Des Roches LLP, 25a Western Avenue, Milton Park, Abingdon, Oxfordshire, OX14 4SH
Conveyancing - Remortgaging a property in Abingdon
Benefitting from a better rate to reduce monthly expenses is usually why people decide to remortgage. There are other reasons, including borrowing more to help pay for an extension, or fixing the mortgage on a new discounted rate.
A proactive conveyancing solicitor in Abingdon can reduce the remortgage processing time, helping you get onto the lower rate earlier. With future interest rate changes hard to predict, fast conveyancing can be a contributing factor to securing the rate you want.
In order to ensure that the interests of the lender are covered, the property lawyer handling your remortgage will represent both you and the mortgage provider.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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