Award-winning No Move, No Fee conveyancing for Harrow home movers
By Gaynor Haliday, Legal researcher
Updated: October 12, 2018
Whether you are buying, selling or remortgaging a property, and need conveyancing solicitors in Harrow, our specialist No Sale, No Fee property lawyers can help.
Quittance proactive communication to keep you updated 24/7 and our 100% fixed conveyancing fees means no nasty suprises.
In the event that your sale or purchase does not ultimately go ahead our no sale no fee guarantee means you won't incur any conveyancing solicitors' legal fees at all.
Harrow's most communicative conveyancing service
According to a survey over 200,000 home buyers for Modern Law Magazine, nearly 1/4 of conveyancing complaints resulted from poor communication.
The Law Society's CQS formal client charter specifically prioritises conveyancing solicitors communicating better.
Even though conveyancing the SRA and the Council for Licensed Conveyancers are addressing the problem, poor communication is one of the most common sources of complaints made against property lawyers.
Keeping you informed
Our Harrow conveyancing solicitors aim to offer the most communicative and client-friendly property legal service in the UK. We strive to deliver the information you need by phone, email and via our case management app, every day of the week:
- Lowest Harrow conveyancing solicitors fees
- We are open weekends - Saturday (9am-1pm)
- Open Mon to Thurs 9am-8pm & Fri 9am-6pm
- Stay in touch with the progress of your case by smartphone, tablet and PC
- State of the art technology to track your case
- Direct line and email address for your conveyancer
Updated: October 12, 2018
Harrow conveyancing solicitor fees and costs
No Move, No Fee conveyancing in Harrow
Conveyancing solicitor fees will be paid to conveyancing solicitors in Harrow for the legal work associated with buying or selling a property.
How are Harrow conveyancing fees calculated?
Quittance's conveyancing solicitors work on a No Sale, No Fee basis with no hidden fees, unlike some other conveyancing solicitors in Harrow who work on a fees per hour basis. Your quote will set out what you will be charged when your property transaction has completed.
Are there any other costs in addition to conveyancing fees?
You must cover the cost of any 'disbursements', in addition to the solicitor's conveyancing fees.
Disbursements are fees that a property lawyer must pay to other companies during the process of buying or selling your home, such as landlord's notice fees or local authority searches.
How much will conveyancing in Harrow cost in total?
While conveyancing fees in Harrow will usually match prices elsewhere in the UK, the disbursements required can vary. For example, Local Authority Search fees can vary and additional region-specific searches, such as a Coal Authority search, may be needed.
For a standard sale or purchase, the conveyancing fee we quote is the fee you pay. With Quittance, there are no hidden fees or nasty surprises. Calculate the conveyancing fees for your move, with our conveyancing fees calculator: Click here
Conveyancing - Buying a property in Harrow
The London Borough of Harrow lies to the north-west of London and borders Hertfordshire. It includes the districts of Harrow, Pinner, Stanmore and Wealdstone. With Harrow only 12 minutes from Euston by train yet surrounded by greenbelt, it has become a popular place for families to live.
A large increase in property redevelopment plus several new residential developments has attracted many new residents to the borough. Property prices are increasing and average values are expected to reach £500,000 by the end of 2018.
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Conveyancing for buyers
Purchase conveyancing needs a conveyancing solicitor in Harrow to consider a wide range of issues. Examples of such issues are a defective title (e.g. missing easements) and planning issues affecting the mortgageability of the home.
The buyer's lawyer will feed the results of their enquiries back to the buyer and their mortgage lender, find solutions to outstanding defects and other issues and register the new owner's title at the Land Registry.
This section offers useful guidance for homebuyers who need conveyancing solicitors in Harrow.
Your Harrow conveyancing solicitor must be lender-approved
Before you choose a conveyancing solicitor in Harrow, it is paramount that you confirm that they can act in the interests of your chosen lender, whether you are obtaining a mortgage from Pepper Money, Sainsbury's Bank or any other lender.
Your lawyer may not be able to carry out the legal work for your chosen lender, because some banks and building societies will only work with a select list (referred to as a 'panel') of legal practices that meet strict selection criteria.
If this is the case, the lender will likely need a different legal firm to complete the legal work, and you will then have to cover this second solicitor's costs. This can mean the process takes much longer.
Quittance Conveyancing are on the panel of all mortgage providers.
- Lloyds Bank
- Barclays Bank
- HSBC Bank
- The Royal Bank of Scotland
- Santander Bank
- Nationwide Building Society
- Halifax Bank
- All UK lenders
Property Searches (Harrow Borough Council)
Residential property searches are applied for by Harrow conveyancing solicitors to help to identify any pertinent information that might have an impact on how much your home will be worth.
These searches include the local authority (LA) search, drainage & water search, environmental search and chancel repair liability.
Your conveyancer will notify you if your chosen lender insists on any further searches, e.g. a Crossrail search or a geological search.
The London Borough of Harrow has an average lead time of 4 weeks for property searches. Personal searches (as opposed to official LA searches) will therefore delivered sooner.
Official Entries (or 'office copies') will also be obtained by the conveyancing solicitor acting for the homebuyer, helping to evidence any planning issues. These issues could include outbuildings lying outside the boundary or limits on the development of the property.
London Borough of Harrow Council Tax
The amount of council tax a homeowner in Harrow will pay to London Borough of Harrow will depend on the property's value and the number of residents. E.g. for an average Band D property in Harrow, the council tax due would be £1,689.
A conveyancing solicitor in Harrow will inform a purchaser of the property's tax band once they are made aware.
If the property is unoccupied for over 24 months, the owner will pay 150% of the relevant rate. Single person discount reduces the tax due to 75%, which would equal £1,267.
Other discounts and exemptions could also apply, e.g. if the property is uninhabited (for the first 60 days) or where the property is uninhabitable.
|Band||London Borough of Harrow Tax (2018)|
Can I challenge the council tax banding?
The Valuation Office Agency (VOA) should reassess a property's band on request. Councils prefer that this be done within six months of buying a property. To appeal contact:
Valuation Office Agency
3rd Floor Aspect Gate 166 College Rd
Stamp Duty on Harrow properties
When buying a home, stamp duty will probably need to be paid if the property is valued at over £125,000.
Quittance will complete the SDLT1 form for you at the point your purchase completes.
See SDLT examples for homes in Harrow:
|Average selling price (2017)||SDLT|
|Average price (detached)||£1,008,780||£44,628.00|
|Average new build||£506,768||£15,338.40|
Stamp duty relief for first-time buyers in Harrow
In 11/17, the Government announced that first-time buyers would be exempt from paying stamp duty on properties below £300,000.
Conveyancing solicitors in Harrow will ensure the correct amount is calculated.
Buying a flat? Leasehold conveyancing in Harrow
Research suggests that over 100,000 UK property owners are trapped in property leases with problematic conditions. Exponential ground rents, freeholds sold without first refusal to leaseholders and costly and undisclosed major works are among the many traps awaiting an uninformed purchaser.
A good conveyancing solicitor in Harrow will consider possible leasehold issues, such as share of freehold complexity, current-year service charge estimates and reviewing the lease itself.
Our leasehold conveyancing solicitors will work to ensure that you are aware of all the potential issues and costs associated with the lease.
Buying a 'New Build' property in Harrow?
The average purchase price of Harrow new build homes is £447,875. 12 new build properties have been bought in Harrow in 2018 so far.
The legal side of buying a new build home is frequently more involved than other types of conveyancing. To prevent difficulties arising a Harrow conveyancing solicitor must be mindful of Harrow-specific factors and must consider a range of factors, like dealing with lender conditions and investigating issues with drains and roads that serve the property.
Our highly qualified new build conveyancing team are specialists in meeting short developer deadlines and helping new build purchasers obtain the best possible terms.
Conservation areas in London
Your conveyancing solicitor will check if the property you are buying is in one of Harrow's conservation areas. If it is, the house could be affected by specific restrictions. Called Article 4 directions, these building controls could include:
- Restrictions on replacing roof tiles
- General restrictions governing the use of non-traditional materials
- Limits on side or two-storey extensions
The new owner could be ordered to pay for necessary changes to bring a property in line with current regulations, even if the previous owner carried out the alterations.
Pinner Road, Eastcote Village and Pinner High Street are among the conservation areas in Harrow. Your conveyancing solicitor will confirm whether the property you are buying is located in one of Harrow's conservation areas.
Conveyancing - Selling a property in Harrow
The legal process for a sale of a house or flat is much easier than for a property purchase. When a house or flat changes hands, the principle of 'buyer beware' means that the onus is solely on the buyer to verify that the house or flat is legally sound.
Conversely, when selling, conveyancing solicitors in Harrow acting for the person selling effectively just answer enquiries made on behalf of the buyer.
What could put your sale at risk?
A property will often come with a series of potential complications (such as a historical dispute with a freeholder or a boundary dispute) that can endanger your move.
Property experts will usually suggest that sellers face such issues head on and fix them.
- Selling a Green Deal property? What you need to know
- The Essential Conveyancing Guide for Sellers in 2018
- Dispute with a freeholder? What to do before selling your home
For more conveyancing advice for sellers click here.
Leasehold conveyancing for a sale
Conveyancing for a leasehold flat or house is significantly more protracted compared to a freehold house.
The complexities of leasehold mean conveyancing solicitors in Harrow will need to conduct additional work. This can involve obtaining all relevant freeholder information or a copy of any required license to assign.
To help mitigate the delays involved in selling a leasehold house or flat, it is strongly advised that you instruct a property lawyer as soon as the decision is made to sell.
Can Quittance conveyancers act for the buyer and the vendor of the same house?
Solicitors Regulation Authority rules restrict the same conveyancing solicitor from acting on both sides in a house sale and purchase. A conveyancer who is regulated by the CLC, however, can act for both sides.
If you are buying or selling a Harrow property, and a Quittance solicitor is doing the legal work for the other side, you could instruct a property solicitor firm in Harrow to undertake your conveyancing.
Local Harrow conveyancing solicitor directory
- J E Kennedy & Co, 59 / 61 High Street, Harrow On The Hill, Harrow, Middlesex, HA1 3HT
- Stenfield Limited, 42 High Street, Harrow, Middlesex, HA1 3LL
- Johal & Co, 7 Northolt Road, South Harrow, Middlesex, HA2 0LH
- PKP French, 1 Jardine House, The Harrovian Business Village, Bessborough Road, Harrow, Middlesex, HA1 3EX
- Bishop Lloyd & Jackson Solicitors Limited, 79 College Road, Harrow, Middlesex, HA1 1BD
Conveyancing - Remortgaging a property in Harrow
Although there are many reasons to remortgage, people will generally remortgage to secure a lower interest rate.
Homeowners can appreciate the benefits of a better rate sooner by using a more proactive conveyancing solicitor in Harrow, working to shorten the processing time of the legal work. With the future of interest rates uncertain, fast conveyancing can be a contributing factor to getting on to the rate you want.
The property lawyer conducting the legal work must also be able to act on behalf of your preferred bank or building society. Our conveyancers are panel members of all major banks and building societies. So whether you are changing to a variable-rate with the Bank of Scotland or to a two-year discount with the Leeds Building Society, our remortgage specialists can help.
About the author
Gaynor Haliday is an experienced legal researcher and published author. She has had numerous articles published in the press and is a legal industry commentator.
Read more about this Quittance Legal Expert
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